Mobikwik has recently made changes to the UI of mobikwik xtra dashboard and its calculation.
Earlier , they were showing Principal repaid and principal outstanding seperately in the dashboard bit recently after lot of people outraged and FIRs and court case against them, they desperately changed their ui to remove the Principal outstanding block from the calculation and instead for this they introduced Lifetime received, Lifetime deposited and concept of Absolute net returns % for which on official production app - they are calculating it as
Absolute net return = (Lifetime received + Lifetime deposited - 1) * 100
literally they just calculateed the ANR % by basic addition, subtraction & multiplication
and there is no division wrto to which they are calculating the return for ANR.
They are hardcore data manipulators and when they say that they have calculated every borrower mapping report, deposits, escrow accounts etc , they are just lying because a company which can't even do basic percentage calculation is surely incompetent to run a fin-tech company.
And interestingly this formula is on Mobikwik xtra dashboard for about a month now so its not placed by mistake.
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@MobiKwik हमारा पैसा तुम लोग दबा कर बैठे हो, पिछले 1 महीने से परेशान कर रखा हैं। @RBI के नाम का लेकर आम investors को लूट रहे हो। बिना अनुमति हमारा लाखों रुपए लोन पर दे दिया, खुद ३६% वसूल कर हमे मूल भी वापिस नही दे रहे। श्राप लगेगा, तुम्हारी कंपनी डूब जाएगी। पाप लगेगा नाशपीटे @BipinSingh को
More 95% of investors have received ed less than the promised minimum RPS despite @lendboxin and @MobiKwikSWAT@MobiKwik assuring a range from minimum to maximum. No interest has been paid either, which is unacceptable and raises concerns about the safety of our principal amount.
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