@DinersClub@HDFC_Bank@HDFCBank_Cares Email has been useless. There is one miss Gomati that has been serving useless responses everyday promptly. I urge everyone that owns a HDFC card to review your statements and share your experience!
@DinersClub@HDFC_Bank@HDFCBank_Cares
Are you running a scam or a card program
In the month of May 2026 i paid the minimum amount due and paid the rest of the amount in another 5 days. The interest you are supposed to charge is 3.75% pm. Instead you have charged 4x
@DinersClub@HDFC_Bank@HDFCBank_Cares Nearly 15%. After this I reviewed charges on my card for the whole year. There are unidentifiable charges of nearly a ₹ 1 lakh. My card fee itself should be just 10k pa which also should be waived because i spend way more the min amount you waive it at. Your customer service
A large Chinese bare PCB factory produces more PCBs during their lunch time, than what entire India produces in a Month.
This is a huge "structural" gap.
We need large PCB factories in 🇮🇳, tens and hundreds of them.
We launch Terra Circuits to build such large PCB campuses across🇮🇳
Our first 100 acre campus is in Mulvad, Vijaypura, which is split in two phases of 50 acre each.
This will be the first integrated electronics manufacturing campus, largest in 🇮🇳 from a remote village in North Karnataka, manufacturing and assembling PCBs along with an R&D center.
We at LionCircuits are strongly committed to build a resilient electronics ecosystem and thank our Honbl. Minister @MBPatil sir for approving our project and creating the necessary Infrastructure to build factories in Mulvad.
#jaihind 🇮🇳
@LionCircuits
Customer delight is at the heart of whatever you are building. It shows you care. Builds trust. Don't try to get away on technicalities. Eg: Promising to ship something in x days and then buying more time saying you actually meant x working days breaks trust and your product.
Standoff isn't peace
Warring nations paused when "you nuke me, I nuke you" became inevitable
Regional wars and tension still persist
A country that can neutralize nukes, deploy humanoids and UAVs to conquer will initiate WW3
Precisely why Physical AI race should end in a standoff
India can’t out-China China. We’re decades behind. We will never catch up and forever be 🇨🇳+1, following the same path as 🇨🇳. Tiny startups dethrone Fortune 500 giants.
Something radically new and audacious might work : try, fail, iterate, repeat.
Physical AI could be that wave
SVM is the new MVP
Investors no longer invest on Minimum Viable Product. If you can prove the Smallest Viable Market - having at least 10 customers who can’t shut up, are spreading the word and evangelising your product - interest peaks. Bootstrapping also becomes an option then
Truly exciting times to build something meaningful from 🇮🇳 for the 🌏. As everything else in 🇮🇳 we are all only a few jugaads away from hitting 🎰. The trick is to keep trying different things until you find the right jugaad.
We are launching Maximus Ventures to incubate startups focusing on electronics supply chain, capital equipments, design tools, and anything related to manufacturing technology in 🇮🇳
We are not Zoho or Zerodha big yet, but we want to do our bit to build the ecosystem.
We have already incubated 2 companies-
1. Building AI based electronics design tool ecosystem.
2. Nanomaterials company building disruptive copper nanomaterials for PCB and electronics industry.
We need to build strong brands in materials, industrial supplies, and machines.
If you are building in this space, DM @Raosted
@Roblox_1212 Resilient builders will build - government scheme is never a silver bullet - it's only a means when we are really on to something - there is scope for small capable players that come together with trust and long term thinking to form consortiums and make use of the schemes and 🚀
In 🇮🇳, the presence of red-category factories in an industrial area does not automatically mean that a new red-category factory will be granted a license. Regulations may restrict new red-category units due to pollution or growth of residential areas. Peenya is one such example.
@Roblox_1212 The scheme broadly offers capex assistance (25% of capex is subsidized) and incremental revenue based incentives. These will largely be used by incumbent players in the EMS sector that are investing in backward integration and building local Raw Material supply chain
@kmrityunjay True. But there is room for redesigning - mezzanine floors aren't technically floors, basement or double height structures with cat walks, etc. Knowing the right people could help pushing FAR/ FSI boundaries in progressive states like Telangana and Gujarat.
If India wants to compete with the Dragon, our factories must produce 10x output on 1/10th the land.
Sky rocketing real estate prices - one acre in a remote village costs ₹54L.
Policies that are a practical joke.
It’s time for industries+architects to reimagine factory design.