Ray Adams

Chartered Financial Planner. Founder of Niche. Founder of CashCalc. Fanatical skier. PPL Currently skiing, sunbathing or flying

[Ray Adams @RayNiche]

After nearly a decade, my journey with CashCalc has come to an end. I'm incredibly proud of what we were able to build and achieve during that time, and I'd like to thank everyone who has played a part in making it happen.

Thank you and good luck with business.

[Ross ✒ @RO55_ADA]

Icing on the cake is DVLA sent tax refund and charged 3 months road fund licence for the 37 days of ownership - 10 days of August and 27 days of September - can't fathom why 3rd month was charged. There's no procedure for contesting tax calculation error either 🫠

[Ross ✒ @RO55_ADA]

@MartinSLewis - wonder what thoughts would be on this element of car finance? Incentivised but hidden charges to cancel

[Ross ✒ @RO55_ADA]

Critical of PX condition, photo tiny issues & offer low price, whilst neglecting to show issues with their cars and asking over value on prices (pics)

Salesmen disinterested, repeat 'approved' used, point checks, etc. Even when you point out issues, lack of prep, dirt, etc

[Oliver Hampson @OliverJHampson]

Huge honour to be able to capture this moment for @JoshBatch41 and @NatashaJade__! Amazing for them to share the occasion with all the fans their to celebrate Josh’s service to the club over the years

[Bern 🏴󠁧󠁢󠁷󠁬󠁳󠁿 @KeithClarke1]

@dragonsrugby @davidjusteat Any chance of RT

Charity fundraiser tomorrow at Yew Tree Lane, Caerleon. Everyone welcome… Celebrating a great clubman and supporting a great cause…

Monies raised going to @Velindre

[Robert Lewis @BeardedIFA]

Rather cool witnessing @FundmentHQ launching a new tool live, I’d say a ground breaking service, where you can create your own custom index fund for 0.10%. I imagine it will cause a little stir…

Great afternoon at the @Timeline_Tech #Adviser3point0 conference.

[Holly Mackay @HollyAMackay]

Oh dear @HLInvest you used to have nice polite grads who would pick up the phone within 10 secs and help. Now there’s a robot, a menu, the robot trying to persuade you to go online/ go away, awful hold music…and after 30 minutes I gave up. Service was always your strength? 🥲

[Professional Adviser @Profadviser]

Fairstone acquires Essex-based Sacre adding £450m in AUM https://t.co/XwQMFZ6l2R

[Ray Adams @RayNiche]

@northfieldIFA That’s very kind of you to say, thank you! 😊

[Ray Adams @RayNiche]

After nearly a decade, my journey with CashCalc has come to an end. I'm incredibly proud of what we were able to build and achieve during that time, and I'd like to thank everyone who has played a part in making it happen.

Thank you and good luck with business.

[Ray Adams @RayNiche]

@AndyBoyt Thank you for your regular feedback over the years, it was invaluable!

[Ray Adams @RayNiche]

@MattWiltshire Now that your two girls have caught the bug for skiing, I think you’ll have no choice in the matter. You will definitely be skiing with us next season!
Yes see you over the weekend!
Thanks to you too 😊

[Ray Adams @RayNiche]

@thomasdaltonifa Thx Thomas that very kind of you to say 😊

[Ray Adams @RayNiche]

@RobS_Kingmakers Thank you! It’s great to see other IFAs taking on similar challenges in various parts of our profession too 👍 a beer and ski sounds a great idea!

[Ray Adams @RayNiche]

@lloydsdavies1 Thx 😊

[Ray Adams @RayNiche]

@dantalksmoney Thx Dan 😊 keep up the great work you are doing 👍

[Ray Adams @RayNiche]

@david_ferguson Maybe it’s because I watched others doing it so well in other parts of our profession that inspired me..

[Ray Adams @RayNiche]

@LiamWinstanley3 @CashCalc Thank you for those kind words 😊

[Ray Adams @RayNiche]

@Rob_Sidds There is always coffee available behind that M4 screen when you are passing…

[Ray Adams @RayNiche]

@garryhale Thx Garry. I will do 😜

[Ray Adams @RayNiche]

@jockularity @PhilBillingham Yes! Thx for your kind words snd I’m pleased @CashCalc helped you and your business 👍