Shaquille O'Neal shares his money rule for young people coming into wealth:
When asked what advice he'd give young people about accumulating money, Shaq grabbed a blank sheet of paper to demonstrate his approach.
He starts by ripping the paper in half:
"Children, young guys coming to a lot of money. This is $100. What you want to do is you want to rip the 100 in half [to] 50. Save it. Don't even touch it. Invest. Put it away. Don't even look [at] it."
Then he takes the remaining $50 and splits it again:
"Now you got 50 left. Now the smart people, the real smart people, the billionaires of the world, they'll take half of that 50. Put all that away."
So out of every $100, 75% gets locked away, and only 25% is yours to actually enjoy.
Shaq explains what each portion is for:
"This right here, have fun. You want to buy houses, you want to buy cars, you want to buy planes, you want to travel. This right here is what you have fun with. This right here is what you need for when you retire. So you invest, you put it away. You save it. You don't touch it. This is the house money. This is what you play with."
The framework is simple but powerful:
The first 50% is untouchable retirement money. The next 25% is additional long-term savings. Only the final 25% is "play money" for the lifestyle purchases most young people coming into wealth prioritise first.
When Shaq also admits upfront, "I did a lot of wrongs," it's a reminder that this advice isn't theoretical, it's earned through his own mistakes managing early wealth.
🚨 What if the secret to success isn’t talent or luck… but one simple daily choice?
Nick Saban drops truth: Every single day, you face the same 2 questions:
1. Something you KNOW you should do… but don’t FEEL like doing?
Can you make yourself do it anyway?
2. Something you know you shouldn’t do… but really WANT to?
Can you stop yourself?
Getting out of bed when the alarm hits
Hitting the gym when you’d rather scroll
Studying or grinding when Netflix calls
Choosing the hard right over the easy wrong
This is the invisible bridge between where you are… and who you want to become
Put your choices ahead of your feelings
Because if you only do what you feel like doing, you’ll never reach your goals
This one mindset shift changes everything for champions — and it can change everything for YOU too.
Jimmy Carr dropped a simple but powerful truth:
“Hard choices now, easy life later. Everything is the marshmallow test.”
He explained that every worthwhile pursuit in life comes down to the same principle as the famous marshmallow experiment: delay gratification today for a bigger reward tomorrow.
The practical hack he uses? Ask yourself daily:
“What would tomorrow-me want today-me to do?”
(He even has it written on his fridge.)
It turns long-term discipline into something immediate and manageable.
What hard choice are you willing to make today that your future self will thank you for?