Thierry Roche

Thierry is a Realtor & Radio Show Host, best known for Exposing Hidden Money Saving Strategies of Real Estate Industry Insiders for use by today's consumers.

[Thierry Roche @RealEst8Insider]

Think you have to pay every closing cost when buying a home? Not always.

Seller concessions may help cover eligible closing costs—or even buy down your interest rate. That could mean less cash due at closing and more money left in your savings.

#HomeBuying #RealEstate

[Thierry Roche @RealEst8Insider]

Want to know if it's a buyer's market or a seller's market?

Look at the absorption rate.

Think of it as the market's speedometer—it measures how quickly homes are selling and helps reveal who currently has the advantage.

#RealEstate #MarketUpdate

[Thierry Roche @RealEst8Insider]

🏡 One of the biggest mistakes homeowners make?

Assuming there's a one-size-fits-all answer to buying before selling.

The best strategy depends on your goals, finances, and timeline. A solid plan can save you stress, money, and surprises.

[Thierry Roche @RealEst8Insider]

Your 4% mortgage might be costing you more than you think.

Not because it's a bad rate—but because it could be keeping you from a larger equity opportunity.

The smartest real estate decisions look beyond the interest rate.

#RealEstate

[Thierry Roche @RealEst8Insider]

Everyone talks about maxing out a 401(k).

But what if one of the most powerful wealth-building tools is the roof over your head?

A home isn't just a place to live. For many families, it's a long-term wealth-building asset.

#RealEstate #Homeownership

[Thierry Roche @RealEst8Insider]

Most homes that sit on the market are not “bad” homes.

They’re often overpriced, poorly presented, or not marketed well from the start.

In today’s market, buyers have more options and higher expectations.

Selling quickly is not luck.
It’s strategy.

[Thierry Roche @RealEst8Insider]

Builder salespeople work for the builder—not you. Buying new construction? Bring your own agent to guide you through contracts, upgrades, inspections, and timelines. Make sure someone is protecting your interests.

#HomeBuying #NewConstruction #BuyerTips

[Thierry Roche @RealEst8Insider]

Everyone thinks the Fed controls mortgage rates… but it doesn’t.

Mortgage rates follow the bond market, not directly the Fed.

That’s why rates can rise when the Fed cuts and fall when it hikes.

Don’t base your next move on headlines alone.
Base it on your strategy.

[Thierry Roche @RealEst8Insider]

Most people think an agent’s job ends at closing.

It doesn’t.

The real value is in the guidance, strategy, and support long after the deal is done.

Real estate isn’t a transaction. It’s a long-term decision.

#RealEstate #Homeownership

[Thierry Roche @RealEst8Insider]

Refinancing isn’t just about getting a lower rate.
It’s about timing, costs, and whether the numbers actually work for you.

The real question: will you stay long enough to break even?

If not, that “better rate” could cost you.

[Thierry Roche @RealEst8Insider]

Zillow gives you a number.
The market gives you the truth.
Your home’s value isn’t just data—it’s condition, demand, timing, and strategy.

That “Zestimate”? It’s only the starting point.

#HomeValue #RealEstateInsights #KnowYourWorth

[Thierry Roche @RealEst8Insider]

The smartest homeowners don’t just ask “Can I use my equity?”

They ask “Should I?”

That’s where the real difference is.

[Thierry Roche @RealEst8Insider]

You might be overlooking one of the biggest financial perks of homeownership 👀

It’s not just about equity… there may be tax advantages too.

You don’t need to be an expert, just aware.

Smarter questions = smarter decisions.

#Homeownership #RealEstateTips

[Thierry Roche @RealEst8Insider]

Most investors focus on the numbers… but the best deals are found before they hit the spreadsheets.

Real estate isn’t just math—it’s timing, strategy, and insight.

Want better opportunities (and stronger ROI)? Let’s talk.

#RealEstateInvesting #InvestmentTips

[Thierry Roche @RealEst8Insider]

Many homeowners stay in their homes longer than planned because comfort feels safe. But markets move, equity grows, and opportunities don’t wait forever. Sometimes the smartest move is simply staying informed.

#RealEstate #Homeownership #HousingMarket

[Thierry Roche @RealEst8Insider]

Waiting for mortgage rates to drop? It might cost more than you think.

Example: A $400K home appreciating at 4% annually could gain about $87K in value over 5 years. Add loan paydown, and that’s $125K+ in potential equity.

The market doesn’t pause while buyers wait.

[Thierry Roche @RealEst8Insider]

Your home is one of your largest assets, even if you’re not planning to move.

That’s why I offer Homeowner Advisory: a complimentary, no-pressure conversation about your home’s value, equity, market trends, and long-term options.

No sales pitch. Just guidance when you need it.

[Thierry Roche @RealEst8Insider]

A key way to read the real estate market?
👉 Absorption Rate.
It measures how fast homes are selling vs. how many are on the market.

• Under 5 months = Seller’s market
• 5–6 months = Balanced
• 6+ months = Buyer’s market

It’s the “speedometer” of housing activity. 📊

[Thierry Roche @RealEst8Insider]

More homes are reducing prices, but the market isn’t stopping.

Buyers have leverage. Sellers need sharper pricing strategies.

Want to know what’s happening in your local market? Let’s connect!

#RealEstateMarket #HousingMarketUpdate #HomeSellingStrategy

[Thierry Roche @RealEst8Insider]

Your mortgage balance isn’t the full story.

The number you see on your statement ≠ your payoff amount.

Why?
• Interest accrues daily
• Fees may be added
• FHA loans often charge interest through month-end
Always request a payoff statement before selling or refinancing.