𝗣𝗿𝗲𝗺𝗶𝗲𝗿 𝗟𝗲𝗮𝗴𝘂𝗲 𝗠𝗮𝗻𝗮𝗴𝗲𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗦𝗲𝗮𝘀𝗼𝗻
🥇 Regis Le Bris | Sunderland
“Newly-promoted teams are not supposed to reach the heights that Sunderland have hit this season.
“Le Bris has been the man to make it all possible.” - @PJBuckingham#PL | #TAFCAwards26
BREAKING: Nigel Farage bought a £1.4 million property in cash, shortly after receiving a £5m personal gift from billionaire donor Christopher Harborne, Sky News learns.
Sky's political correspondent @AliFortescue has this exclusive story ⬇️
https://t.co/LKwzx3IN3x
All this talk about Angulo on Fernandes yet virtually nothing about this.
The club need to complain about the biased officiating towards Brobbey. It’s every single week.
Sunderland council won by reform.
Things to look forward to -
• A drawback on the city centre regeneration.
• Higher council taxes.
•Resignations when individuals realise they can’t do the job.
Also, the boats won’t stop. Turkeys voting for Christmas
Car Finance Mis-selling News – delays likely. The deadline for challenges to the FCA’s planned Mass Redress scheme has now closed. In the end, the only challenge to it isn’t from the car finance industry, it’s from an organisation called Consumer Voice.
Consumer Voice says it “makes money by providing consumer-friendly communications and engagement services to law firms to help raise awareness of claims. In some cases, we take a fee from legal firms when someone from our community joins a claim.”
Its legal challenge will be run for it 'pro-bono' by claims law firm Courmacs. It argues the redress calculation isn’t generous enough and payouts should be higher.
I’ve long said the payout proposed is probably lower than you may get in Court (though then most’d likely have to pay claim-firm fees). My guess is the reason the FCA has done this, ironically, was to avoid car finance firm legal challenges.
Yet even though the hope is bigger payouts, I have some concerns about this for consumers…
The most potent is about how much longer this could all take. While Consumer Voice said it hoped there won’t be a delay, the FCA has already said this challenge “will delay consumers getting compensation”. The big question is for how long?
I’m no lawyer, so take this with a pinch of salt, but my rough mullings are…
- It wins the claim at Court. In that case, hopefully payouts will increase, though whether its by a small technical amount or a substantial amount will be for the Court to decide. Yet even then the case could be appealed by the motor finance industry. Plus depending on the result, it's possible the FCA may need to a short consultation first.
Overall I suspect there is a potential of this delaying payouts by many months or at the outside a year. A source suggested to me at the very extreme there is also a risk the FCA loses and feels it can’t go ahead with the Mass Redress scheme, leaving most people to either do their own individual claims (to firms and/or Ombudsman) or go to Court. That’d be tragic as all the ‘non claimers’ including many vulnerable people would miss out.
- It loses the claim in Court. This will all have been incredibly frustrating as payouts will have been delayed with no gain for consumers. There is of course the chance it may decide to appeal if it loses, adding more time.
All in all, I do see this as a gamble taken for millions of people by a relatively small company. We can only hope it pays off, with the David v Goliath victory of a quick win and no further appeals, so that the Mass Redress scheme can continue without further intervention and with higher consumer payouts.
Let's be honest, when Pompey just sang to Coventry "where were you when you were shit?" They have a point, this is how it looked on my visit in League 1.
11,000 there that night.