150 days ago, Moneda went live.
Holding your own money shouldn't take a seed phrase, a 42-character address, or nerves of steel. So it doesn't. Dollars and euros, in your name, held by you, no bank in the middle.
What's next is the part we've been most excited to build. Stay tuned!
Google Pay is live on Moneda for users in the US 🇺🇸
That means every US user can now top up their USD account with a tap.
Apple or Google, take your pick.
Powered by @CoinbaseDev
Luar biasa! Indonesia, you really showed up this week 🇮🇩🇮🇩🇮🇩
To all our new users, selamat datang 🙌
Moneda lets you hold USD & EUR. Earn on both.
No bank. No borders. No middlemen.
Full control, always. Your keys, your money.
If your savings are earning crumbs, it's time to switch.
Banks keep your yield. Crypto wallets are chaos.
Neo finance is the third option. That's Moneda.
Currently up to 7% APY on your USD and EUR. No lock-ups. Self-custody. Withdraw to any bank account, anytime.
https://t.co/hqc6KyS9I4
We're hiring a Motion Designer 🎬
We're building Neo Finance, a new category beyond banks and wallets. Our brand is ready. Now we need someone to make it move.
Freelance to start. Remote or hybrid.
Bitcoin is down 46% from its October high.
Meanwhile, stablecoin transaction volume hit $33 trillion last year. Market cap is above $300 billion. And the number of businesses integrating stablecoins for payments grew 72% year-over-year.
One side of the market is speculation, the other is infrastructure.
Most people think their money just... sits in their bank account. It doesn't.
Here's what your bank actually does with it while you earn close to nothing: 🧵
AHORA: Moneda en Español
Abre tu cuenta internacional en dólares y euros digitales.
Obtén hasta un ~10% interés anual.
Sin mínimos. Sin tarifas mensuales. Sin depósitos a plazo.
Tu dinero, bajo tu control.
Disponible en la App Store y Google Play.
Earn on your EUR and USD while staying liquid.
Standard Earnings and Smart Earnings both give you yield without lockups.
This is how money should work.
Virtual Accounts are now live on @moneda_com
🗺️ EUR & USD accounts in your own name across 170+ countries
⚡️ 24/7/365 deposits & withdrawals via IBAN and ACH
Hold, send, and spend with self-custody in Moneda's app
Fiat-stablecoin rails, powered by MoonPay and @Iron!