@alexthegoodlife if your paying this much extra your rate is essentially irrelevant anyways. Where did you get an arm with no caps ? And your loan also will re amortize off your new balance at year 7 so your concern should be incredibly minimal on that size of a loan
@RGIII at the opposite side of the field with a towel over his head with Deshaun Watson. There were times the offense would come off the field and he wouldn't even bother joining them on the bench. The crowd was noticing and I'm sure his teammates and coaches were also.
@RGIII@RGIII I was at the packers browns game a few weeks ago sat a few rows up behind the bench. The entire game Gabriel had his helmet on standing by the offense looking at every play call on his wristband. Meanwhile Shedeur who was active and dressed for 95% of the game stood.......
@mcuban now lets say your home appreciates before the 5 years and rates go down and you want to refi. If you combine that loan now with your first you now will pay interest on the 25 for however long you keep that new loan. So not saying they are terrible I do believe there is a place
@mcuban refi for 5 years. Now because most ( not all) people are using that DPA they also dont have fund for closing cost, escrow, title and so on. So the client takes the highest rate possible to offset those cost. So you end up with a borrow with a terrible rate with no option to refi
@mcuban forgiven. The problem it will be put on as a 2nd lien and immediately the homeowner is underwater. Now also because it is a 2nd lien you are not allowed to refinance your first loan unless you pay off the 2nd lien ( which you have no equity to do) so borrowers have no option to
@mcuban down payment assistance programs have been around for a while. And while they are great in helping people get into homes they also have downfalls. Alot of DPA programs actually dont even have a payment for the DPA assuming you are in the house for 5 years. After the 5 years it is
@mikejurecki And if you have ever been to 16 before early the lull between when you get to 16 to when they start serving drinks is excruciating for most but……