Rick

Financial Advisor, Dad, Melbourne, Cycling, Coffee.... Coffee!

[Rick @RickHorvat]

@dannwilkins Great song buddy!!

[Rick @RickHorvat]

@paddles8 @patsveg_cycling @LyntonZ @MelbCycleLeague @northerncombine not quite! I DNF'd due to a flat

[Rick @RickHorvat]

@delbified @MelbCycleLeague true, you can't. And I mention that within the article. Thanks for reading!!

[Rick @RickHorvat]

Are reported property market returns exaggerated? https://t.co/O667nJFCx8 // Our recent blog

[Rick @RickHorvat]

@GoodaRay @benxlehner you're kidding yourself Gooda!

[Rick @RickHorvat]

@leighclifford @MelbCycleLeague @VTWOmelb I'm hoping to be there JUST for this!!

[Rick @RickHorvat]

That was one very long advert #SMSFAssoc

[Rick @RickHorvat]

Our latest blog // https://t.co/MguUnWRr6G // #Retirement #Superannuation #IndependentAdvice #RetirementPLanning

[Rick @RickHorvat]

Is Pete racing it as well?! Well done Pete you legend. https://t.co/Qz27ZVIMDd

[Rick @RickHorvat]

@shanenicholas26 @MatthewRoss76 @FinancialReview @NAB i don't mind it, as long as consumers are aware of its limitations.

[Rick @RickHorvat]

@GoodaRay WTF have you @dannwilkins done with your hair?! #OhIWishIHadHair

[Rick @RickHorvat]

.@TheEconomist the actions of those wishing to cheat and lie ruin families, not Internet security!

[Rick @RickHorvat]

@MatthewRoss76 As hot as you? I doubt it!

[Rick @RickHorvat]

@MatthewRoss76 Did anyone else laugh at that or just you? If I were there I would have laughed.... Just to back you up mate... as always!

[Liz Harvey @_lizharvey]

I THINK IKEA IS ASKING IF I WANNA FUCK THIS CHAIR!!!?!?????

[Rick @RickHorvat]

@dannwilkins didn't you post this on your FB a couple of hours later?

[Rick @RickHorvat]

Kids with jet-lag + me with jet-lag = 👎

[Rick @RickHorvat]

@dannwilkins I'm such a fat mess. So much so, you look lean next to me!

[Rick @RickHorvat]

Oi @Stixx79. Got a couple of tickets to the Saints game for tomorrow. I can't go, would you be interested?

[Rick @RickHorvat]

@MelbCycleLeague @phoenixracingau @becozcycling @bikegallerymelb @ThePiratesSC you should use the words 'last' and 'week' a bit more!