RlPPLE News

[RlPPLE News @RlPPLENews]

Good day!
https://t.co/zYBFplcTbD

[Ripple @Ripple]

XRP is not a security.

This victory for @Ripple is a win for the entire industry and a step toward regulatory clarity in the U.S.

A huge thank you to @bgarlinghouse, @chrislarsensf, and @s_alderoty for their leadership and the #XRPCommunity for their continued support.

[Ripple @Ripple]

Cross-border payment settlement in seconds, not days.

⚡️ Enable faster payments
🌏 Expand into new markets
🕓 Real-time tracking
🟢 24/7/365

Discover why industry leaders choose our cross-border payments solution: https://t.co/LPuYDhOnNA

[Ripple @Ripple]

"Through our UBRI program, we’re encouraging the development of solutions that will benefit financial services and support use-cases to improve other areas of society, like property or healthcare.”

Eric van Miltenburg talks #UBRI w/ @Finextra: https://t.co/VmpF0PLgY8

[Aaron Sears @aaronsears]

Kicking off 2024 with some predictions in @exame – tl;dr, we’ll soon see strides in institutional crypto investment in Brazil, bolstering the market's legitimacy & fueling new growth opportunities. At @Ripple, we've seen this momentum first-hand. https://t.co/DfpnRyOX0P

[Ripple @Ripple]

Calling all builders!
We have open roles in:

➡️ Senior Software Engineer (Toronto)
➡️ Senior Director, Treasury (New York)
➡️ Senior Platform Engineer (London)

Join us in building an innovative and sustainable future of finance: https://t.co/MPsY8ldXON

[Ripple @Ripple]

97% of payments leaders believe blockchain and digital assets will have a significant role in enabling faster payments within the next three years.

In our latest payments guide, discover how to accelerate global payments for an IT services business. https://t.co/fkYA8N30DO

[Ripple @Ripple]

As the year comes to a close, we want to express gratitude to our partners, customers, and you, our community, for your support.

From all of us at Ripple, wishing you a season of joy, and a remarkable road ahead in 2024! ⭐️

[Ripple @Ripple]

As we look ahead to next year, what are your bold predictions for 2024 in the world of cross-border payments, blockchain, financial services, or policy?

[Ripple @Ripple]

Over half of global payments leaders see faster payments or settlement times as the #1 value proposition for incorporating crypto into their cross-border payments business.

Download our 2023 New Value Report to learn more: https://t.co/SY2zF0UzTq

[Ripple @Ripple]

1/ Utility Boom: In 2024, we expect that funding will rebound with a renewed focus on companies solving real-world problems and not centered purely around infrastructure – we’re going beyond this and focusing on the utility behind the tech.

There’s recently been a major resurgence in payments, with crypto’s democratization of finance front and center. While many have previously focused on the speculative, users are now moving back to the tried and true baseline use case: payments.

[Ripple @Ripple]

2/ Closing in on Traditional Fintech: 2023 saw increased interest in crypto from fintech companies, and according to Ripple’s 2023 New Value Report, 3/4 of financial institutions are likely to explore digital asset services in the next 3 years, especially for cross-border payments. In 2024, we anticipate an increase in fintech + crypto partnerships to close the gap between emerging and existing financial technologies to resolve legacy pain points.

TL;DR – Fintechs must adopt blockchain and crypto to be successful in the year ahead, and we expect to see greater collaboration amongst fintech and
crypto companies to keep up with the pace of innovation.

[Ripple @Ripple]

3/ Stablecoins dominate outside the US: While USD-backed stablecoins have largely been leaders in the market to date, according to @Chainalysis research, the majority of stablecoin inflows to the 50 biggest cryptocurrency services have shifted from US-licensed services to non-US-licensed services since spring 2023.

In 2024, we will see stablecoins from non-g7 currencies take off - creating a new entry point and gateway to crypto, providing exposure to currencies for consumers and allowing them to pay people and move money in real-time.

[Ripple @Ripple]

#2024Predictions — @_b_berry, Head of Payments Products

[Ripple @Ripple]

#2024Predictions — @RobGsix, VP, Global Public Policy

[Ripple @Ripple]

1️⃣ A G7 country will have a blockchain-enabled CBDC by the end of this year, ushering in a new age of government-backed digital currencies.

[Ripple @Ripple]

2️⃣ A major U.S. retailer will accept a cryptocurrency as a form of payment, allowing Americans the ability to use blockchain-based payments for everyday purchases.

[Ripple @Ripple]

2/ As 2024 approaches, EvM sees a “new era of finance” emerging featuring trusted utility, adoption by traditional financial institutions, and regulatory alignment.

[Ripple @Ripple]

3/ We’ve already started to witness the convergence of TradFi & DeFi solutions, a pattern that will only accelerate over the coming months & years. Five years ago, crypto was considered a dirty word by global FIs, yet in the past twelve months, we’ve seen these same players show more interest than ever in harnessing the power of blockchain.

[Ripple @Ripple]

4/ Skepticism toward crypto is abating as institutions begin to recognize the extent to which services [like Ripple’s] can plug into their tech stack & drive value, creating new revenue streams, enhancing customer benefits, and delivering material financial returns. The industry is maturing and next year it will help banks embrace the future of financial services.