Rodolfo Santos

⚖️ Lawyer turned founder.
🏛️ Building AI legal infrastructure that actually works.
Curious about tech and crypto, allergic to hype. #996

[Rodolfo Santos @RodolfoSantos]

@Chandan_blaster Let’s gooo

[Rodolfo Santos @RodolfoSantos]

@tiffany_yxy It’s how life works. Nothing wrong with it

[Rodolfo Santos @RodolfoSantos]

This it!

[Rodolfo Santos @RodolfoSantos]

True words

[Sridhar A @sridharfyi]

building a startup is funny.

one day you're thinking about a $100m valuation.

the next day you're trying to figure out how to pay next month's bills.

[Rodolfo Santos @RodolfoSantos]

Right or wrong 😑?

[HeartInProse @HeartInProse]

"People do not remain loyal to you; they remain loyal to their need for you. The moment you are no longer useful, they forget that you were once important."

~ Niccolo Machiavelli

[Rodolfo Santos @RodolfoSantos]

@pmddomingos It doesn’t seem to be the market and the board decision 🧐

[Rodolfo Santos @RodolfoSantos]

I can’t find Jensen Huang , but there’s a lot of groove here. $Nvidia is going to have a blast tomorrow. Tonight we enjoy 🏀⛹️

[Rodolfo Santos @RodolfoSantos]

@M___Morgenstern That sounds like the right place to be at!

[Rodolfo Santos @RodolfoSantos]

Switzerland just set two dates every compliance team should have in the diary.

Yesterday FINMA published the final text of its revised anti money laundering ordinance, ahead of Switzerland's next FATF review. The new rules take effect on 1 January 2027.

What changes:

- Firms must understand and document each client's ownership and control structure, with particular attention to complex structures and domiciliary companies.

- Beneficial owner declarations are now required even for sub accounts held by individual clients.

- Every firm needs organisational controls against breaches of sanctions under the Swiss Embargo Act.

- Certain advisory services are now in scope. Supervised firms that were already offering them on 1 October must notify FINMA by 1 December.

So the clock is running. Advisers newly in scope have until 1 December to notify, and every firm needs its ownership documentation in place by 1 January.

For Swiss asset managers, fund administrators and advisory firms, the hard part is mapping who really owns and controls each client company, and keeping evidence a supervisor will accept.

That is the work we built Verifica for. Our AI agents map a company's ownership and control structure in about 30 seconds per check and assemble the evidence file. Your compliance team reviews it and makes the final risk decision.

If you are working through the 1 January deadline, I would be glad to compare notes.

FINMA release: https://t.co/BVIHwWO4aO

#AML #KYC #FINMA #Compliance #Switzerland

[Rodolfo Santos @RodolfoSantos]

@Gonzohall Which one

[Rodolfo Santos @RodolfoSantos]

@JakeClayChain Why not a B2B?

[Rodolfo Santos @RodolfoSantos]

@dccockfoster Interesting

[Rodolfo Santos @RodolfoSantos]

@gcockfoster Same !

[Rodolfo Santos @RodolfoSantos]

California just put a price on weak customer identification: about $5 million.

On November 4, the DFPI ordered CoinFlip, one of the largest crypto ATM operators in the state, to pay $4,811,483 in restitution to scam victims. It also has to pay $351,530 for fees the state found illegally excessive.

The core finding is that since 2021, CoinFlip failed to properly identify who was using its products, and failed to detect, prevent and report suspicious activity. Scammers used that gap to drain victims' savings, many of them older adults.

This isn't a crypto story. It's a compliance story.

Regulators no longer accept "we had a policy." They want proof that you knew who your customer was, traced who really stood behind them, screened them, and kept watching after onboarding. When that proof is missing, the bill goes straight to the people who were harmed.

For funds, fund administrators and advisers, the same question is coming. FinCEN's investment adviser AML rule takes effect on January 1, 2028.

At Verifica, we build deep compliance for exactly this: AI agents that collect documents, trace beneficial owners through full structures, screen through LSEG World-Check, monitor after onboarding and produce audit-ready evidence. The final risk decision stays with your team.

The cheapest compliance failure is the one you can prove never happened.

#AML #KYC #Compliance #RegTech #FinCEN

[Rodolfo Santos @RodolfoSantos]

@hthieblot 100% correct ✅

[Hubert Thieblot @hthieblot]

The cheat code to startups is delusional confidence

No traction. Ugly metrics. Investors passing. Everyone says it won’t work

You still believe you’ll figure it out

Not blind to reality. Just sure you can change it.

Before product-market fit, you look insane
After, obvious.

[Rodolfo Santos @RodolfoSantos]

This is so much fun; these cartoons capture the millennial culture of hustling and being business-oriented!

I must say, my kids for sure are almost possessed!

Thank you to my dear friend Luís Almeida for making me a better man every day by sharing funny stuff about my obsessions!

https://t.co/jO8LISJmat

[Rodolfo Santos @RodolfoSantos]

New York is absolutely fantastic. But I do walk a lot of miles 🚶

[Rodolfo Santos @RodolfoSantos]

@alwaysliquidd yes sir

[Rodolfo Santos @RodolfoSantos]

@NateLorenzen Great to know we are not alone @Philyio