@RealVetNation @wilderpatriot It varies state-by-state, but the program in Michigan only applies if you DON'T have enough money in savings. So those of us who saved up for a down payment are then robbed of free money. Also, that free money here in Michigan is like 6k -- doesn't even cover the closing costs.
@AuronMacintyre I recall Thomas Paine making a similar observation about a man with a daughter who simply wanted 'peace in my days.' Sir, you want peace in your days, and not your child's days???
@RealVetNation @wilderpatriot Then factor in the closing costs - which here in Michigan can run you something like $8,000. So to make a 10% down payment on a 200k house, you have to have 28k ready for a down payment. Someone who struggles to buy groceries will never be able to save up that much money.
@RealVetNation @wilderpatriot Starter homes barely exist anymore. I cannot emphasize enough just how insanely expensive buying a house is, on a level older generations just don't understand. "Oh, it's only 200k, totally doable." Do you understand how hard it is to make a 10% down payment on that?
Polish swordsmen were non-pareil; we developed the โart of the crossโ fencing style and there is a story how the Polish sword master beat a samurai.
Sadly, this art is almost extinct partially because in the west we think that martial arts is Asia and we have no traditions.