Phio

Finance | Art.

[Phio @RugbaM]

It was like 2 years ago I realized these were two different people 😂

[asekun @EngrAsekun]

Bloody civilian or Ayra Starr?
Who are you picking?

[Phio @RugbaM]

Nigerian businesses 🤝 Customer care number being switched off.

[Phio @RugbaM]

Not necessarily true when most "bigmen" complain about fraud in their business when you do a deepdive you realize they lack proper systems. A good starting point is the fraud triangle. Pressure/motivation is one point. Paying people well/motivating them does help reduce fraud

[Ayọ̀wándé Adálémọ 🇳🇬 @wandyvirus]

A thief will always find an excuse

[Phio @RugbaM]

@imoteda Had a similar experience went to a new dentist asked about what HMO works best or has the best coverage for dental procedures in their experience. Receptionist and nurses had no clue and didn't bother to find out

[Phio @RugbaM]

🤣🤣🤣

[Quinten | 048.eth @QuintenFrancois]

“Just buy crypto, wait half a decade and be filthy rich”

People who bought crypto in 2021:

[Wale •🦉 @Drwhales_]

Anything that can be taught can be learned.

I have discovered that a lot of people like talking up and exaggerating their University courses just to fuel their ego and do reverse gatekeeping.

They want you to believe their course is too complex, too special or too superior for anyone else to understand. It’s so funny lmaoo

But the truth is very simple- anything that can be taught can be learned.

It may take time and effort but it can be learned.

[Phio @RugbaM]

@powerfulbadeeu My last tweet on this matter. Anyone arguing for restrictions is no different from those lads in SA screaming "all foreigners must go". We live in a capitalist society if you are as good as you claim you should have no problem competing in a free market

[Douglas A. Boneparth @dougboneparth]

“The market will regulate itself.”

The market:

[Phio @RugbaM]

@_BamBam001 Failed AAA the first time that's what I did and scored I think 96 or 94 can't really remember the next time, was also my last paper in ICAN.

[Phio @RugbaM]

@_BamBam001 My advise to him when he is preparing next time don't bother going for classes. read the AAA ICAN pack end to end and make detailed notes and use those for revision.

[Phio @RugbaM]

Who is Kahu$h's producer? man is mad talented

[Phio @RugbaM]

As someone that pays for groceries nothing would radicalize you quicker than wanting to make an omelette and realizing the crate of egg you bought two days ago has finished😂😂😂

[luul🇪🇸 @n4ncie]

It’s getting strict in here

[Biggest Mack @Big_Mck]

Once again, Obama was right.

“Never you let anyone make you feel inferior, like you are beneath certain room. When you sit at these tables, you will realize there are f00ls running countries”

If Trump can lead United States of America, and the people you look up worship him, then perhaps it’s time to stop belittling yourself.

[Phio @RugbaM]

@ayo_solace Level 1 CFA and Professional level ICAN would not recommend but there was overlap in the curricula so wasn't all bad

[Phio @RugbaM]

@favour75245 @YoosufToyyib *view

[Phio @RugbaM]

@favour75245 @YoosufToyyib The scope of professional exams should be to test knowledge of the fundamentals. CFA has a good work around with their practical modules; multiple modules to pick from. At each level you have to pick one, it doesn't impact your exam score but have to do it to few your result.

[Phio @RugbaM]

@andyadej0h Bro it's literally that waffles and pancakes meme 😂😂

[Phio @RugbaM]

@Mochievous 🤣

[Phio @RugbaM]

@BlehisBack Puesdo Intellectuals like this lady are dangerous. We all know what we are doing... A whole lot of hand waving and "giving opinions" like a man arguing Messi/ronaldo in a beer parlor.