Ruth

Living life the way I wanted

[Ruth @RuthvikMallamp1]

@sairaaj44 I think ede movie emo

[Ruth @RuthvikMallamp1]

@REDBOXINDIIA @ZeeBusiness @udaykotak @AnilSinghvi_ These questions were asked because Few weeks back Subhash chandra ji accused network 18 group against their 22000cr debt and personal guarantee

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

Dear @elonmusk ji,

Message from Indian Entrepreneur (not PM) Ambani ji to you. Thank you for your attention to the matter !!!

Indian friends - Worth Watching & Sharing with Pride.

Love,
#FI

[Ruth @RuthvikMallamp1]

@Jack_Sparrow_3 @varagaadu Exactly ...it's a very good movie & isongs chala bagunai kuda by thaman

[Ruth @RuthvikMallamp1]

@AviationAll_ When countries like Maldives have become used to it, why can't AAI train its workforce to handle it .. surprising

[Ruth @RuthvikMallamp1]

@skt_Bharatwasi We have seen it when Starlink helped Ukraine with Starlink when Russia attacked it's telecom. Tommorow with India has issued with its border countries, Starlink will do the same ..

[Ruth @RuthvikMallamp1]

@anoopkumar_ch @Starlink I think if u want speed like in UAE be ready to pay the prices bring offered UAE

[Ruth @RuthvikMallamp1]

@cb_doge Well seeing Russia, Starlink was provided to Ukraine and how threatening is it it Starlink does the same to Pak or any enemy country around india

[Ruth @RuthvikMallamp1]

@YMehta_ People should have realised when new Airport in Navi Mumbai was planned initially ... That is why primary reason & not to be surprised in next 10yrs if they scale down CSIM slowly

[Liza Rosen @LizaRosen0000]

Captain Smit Machchhar is a hero.

Machchhar is a Hindu from India, so the media won’t mention him because it doesn’t fit the narrative.

Wounded and covered in blood, he fought back and held the attacker long enough for passengers and off-duty crew to pin the jihadist down.

Say his name. Don’t let them hide this.

[Ruth @RuthvikMallamp1]

@AviationAll_ For widebody, wait for A350

[Ruth @RuthvikMallamp1]

@KaptainPetrovs @khabri_lal Surprised to see fares are hitting 600$ one way

[Ruth @RuthvikMallamp1]

@AviationAll_ That's a wise decision. AirIndia should focus on route & network optimization focusing on Pure LCC for its Indian operation except on High business fare routes with Vistara aircrafts and rest should be pure LCC model similar to AirAsia,.else they would burn another 22000 cr again

[Ruth @RuthvikMallamp1]

@sanjeev__kapoor I think.fot VTZ to.operate am A350 or B777 with its current traffic, might take 3-4 yrs

[Ruth @RuthvikMallamp1]

@Darsheel1309 @TIAG747 Atleast an A330. I understand A350 and B777 because india is Price sensitive market and they cannot deploy A350 and B777 expecting higher price range

[Kirubakaran Rajendran @kirubaakaran]

Earlier SEBI slowed down Stockbroking business.
Now IRDAI did the same for insurance business.
Policybazaar fell 30% in one day.
Its biggest single day fall ever.

No bad results. No fraud.
Just one draft paper from IRDAI.

Policybazaar doesn't make insurance. It sells insurance and earns commission. IRDAI now wants to cap that commission hard.

As per IRDAI, From FY23 to FY25, payouts to sellers grew 125 percent. The new business premium they brought in? Only 28 percent.

The business didn't grow at that speed. But commissions grew almost five times faster. And whose pocket does that extra money come from? Ours. It comes out of our premium.

From the regulator's side, this is a pro customer move. Lower commissions can mean lower premiums and less mis selling.

In health insurance, some sellers earn up to 40 percent commission today. On a ₹10,000 premium, ₹4,000 goes to the seller. The draft caps it at 15 percent for a new policy and 5 percent on renewals.

Car insurance, own damage cover: from 16 percent down to 5. Third party cover on new vehicles: zero commission.

The biggest shock is credit life, the insurance sold along with a loan. Today it pays around 28 percent. The proposed cap is just 2 percent.

Ever tried checking an insurance price online? First it asks your name. Then your phone number. Only then do you see the price. The moment you share your number, the calls start and the selling begins. IRDAI now calls this a "dark pattern." Prices must be shown first, without grabbing your number. - I personally feel this is the best move from IRDAI.

No more forced combos with loans. Take a home loan, get insurance. Take a car loan, get insurance. It was sold like a combo meal, often without a real choice. The draft bans compulsory bundling.

Most exposed: PB Fintech and Turtlemint. Almost all their revenue is commission. Health and motor are their biggest categories, and that's where the cuts are deepest. That's why the share price of these companies took a beating today. There is no stop loss for regulatory risk. One circular, one paper, and the stock gaps down overnight.

[Ruth @RuthvikMallamp1]

@SkyHYD @RGIAHyd @AnindyaAcharya5 @CentrumAir @TheSiasatDaily @namastetelangan Uzbek is lovely place... i loved it during my visit in Nov 2024. Do plan Kazakhstan along with this since they aren't too far and kazakhstan offers 14 day free visa for Indians.

[Ruth @RuthvikMallamp1]

@AviationAll_ I always got Free water ..I don't why u haven't got one ..I would still prefer AirAsia because of their comfortable seating