SV_hub

Loves to learn and share hacks on credit cards💳. points. miles. hotel programs 🏨. airlines FFP ✈️. personal finance💰💸. Travel 🌎

[SV_hub @SV_hacks]

Which is the best card to use for US visa fees on vfs site?
I am considering #HDFCInfinia #AmexPlatinum #AxisAtlas but unsure if these are gov spend. #ccgeeks @BachatXpert @ccg33k @AmazingCreditC @VoyageBliss @cards_wizard @cardenthu24 @credofly @creditkeeda @DoBaniye @AskEnvici

[Luxe Indian Point Explorer @luxe_explorer]

🔥🔥 5+ Ways to Unlock Etihad Guest GOLD Status before the August changes ✈️

If you're planning to get Etihad Guest Gold via your BoB Etihad Card, now is the time. Here are the easiest paths 👇

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📌 PATH 🅰: Etihad Rewards Shop (Cheapest)
---

• Have at least 490 Etihad Guest Miles (transfer ~500 miles from a credit card if needed)
• Buy a ₹500 Flipkart Voucher using Miles + Cash
• Spend ~₹250 out of pocket

🪙 Gold status typically reflects within 72 hours (this is the route I used)

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📌 PATH 🅱: Marriott Bonvoy Points Purchase
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• Log in to Marriott Bonvoy
• Buy 1,000 Bonvoy points
• Cost: US$12.50 (~₹1,200)
• Pay using the BoB Etihad Card

➡️ Purchase qualifies for the Gold Status upgrade and it gets reflected within 72 hours

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📌 PATH 🅲: Redeem Etihad Silver Reward Voucher
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Already received the Silver reward vouchers with your BoB Etihad Card?

➡️ Redeem them via the Etihad Rewards Shop using Miles + Cash, and the spend qualifies towards Gold

⚠️ One needs to have around ~2,500 miles in account for redemption

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📌 PATH 🅳: Fully Refundable Etihad Tickets
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Book a fully refundable Etihad Airways ticket using the BoB Etihad Card.

Once Gold is upgraded, cancel the ticket.

✔️ Status stays
✔️ Money comes back

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📌 PATH 🅴: Buy Hotel Points
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Instead of Marriott, buy points from:
• Hilton Honors
• World of Hyatt
• IHG One Rewards

Pay using the BoB Etihad Card and the transaction qualifies. Minimum purchase amounts vary across programs.

💡 If you're looking for the lowest-cost route, Path A is still the winner.

⚠️ You need to first achieve Etihad Guest Silver with one purchase from your BoB Etihad Card & then use any of the strategy above to upgrade to Etihad Guest Gold

Quoted post below for the detailed guide to Path A 👇

#Etihad

[Professor Cardz @ProfessorCardz]

👏Etihad Gold is unlocked. Here is the complete playbook for max benefits. Read below how I plant to get Benefits worth ₹

👉🏻Apply here first and get the card https://t.co/cF4CFN5QEV

👉🏻Do a small transaction and activate Etihad silver

👉🏻Take Screenshot of the vouchers which comes as a custom benefit.

👉🏻Buy 1000 Marriott points for $12.50 ) ₹1200 approx. upgrades to gold in 3 days.

🔥Video for reference https://t.co/YPBtJPWLAj

Best Case Scenario. ₹15700 without using any extra miles. Read 👇

🔥Option 1:
👉🏻₹1200 x 6 Google Play Store Codes (2500 miles voucher against 2400 miles required) 100 miles wasted. No extra miles required for redemption.
+
1 x ₹5000 for 9200 miles + 3 x ₹1000 Flipkart vouchers for for 5700 miles. 14900 miles used for ₹8000 Flipkart Vouchers.

Benefit : No extra miles required. ₹7700 Google Play Store code + ₹8000 Flipkart voucher. ₹15700 benefit for ₹5900 Annual fees + ₹1200 for unlocking Gold.

🔥Option 2

Flipkart Options Only
👉🏻₹1000 x 6 Flipkart Vouchers (2500 miles voucher against 1900 miles required) 600 miles wasted with each voucher use.
Or
👉🏻₹1500 x 6 Flipkart Vouchers (Min 490 miles required in balance) however only 2500 will be adjusted by voucher and 500 miles will be required per redemption (approx 3000 miles)
+
1 x ₹5000 for 9200 miles + 3 x ₹1000 Flipkart vouchers for for 5700 miles. 14900 miles used for ₹8000 Flipkart Vouchers.

Total benefit with flipkart

Benefit : No extra miles required. ₹14000 Flipkart voucher.

With 3000 miles - ₹17000 Flipkart Voucher

🔥Option 3

Max Benefit Voucher

👉🏻₹2000 x 6 (3400 miles each) Pantaloons voucher but you will need 882 Etihad miles for each redemption.
+
1 x ₹5000 for 9200 miles + 3 x ₹1000 Flipkart vouchers for for 5700 miles. 14900 miles used for ₹8000 Flipkart Vouchers.

Value : ₹20000 Pantaloon + Flipkart Vouchers for 5000 Etihad miles approx.

Recommended.
Out of these I feel Option 1 with Play store + Flipkart code is the best option for redemption.

Option 2 with Flipkart vouchers will need 3000 extra miles. Which can be transferred using 1500 Atlas miles - Recommended

With 9000 AMEX points - Nope
With 6000 HDFC Infinia or DCBM points - Not recommended

In case you don’t have atlas miles use ₹14000 flipkart vouchers or option 1.

Option 3 is not recommended at all.
Apply for the card here https://t.co/cF4CFN5QEV
#ccgeeks #creditcards #Etihad #bob

[Professor Cardz @ProfessorCardz]

😍Credit Card हैक जो बैंक नहीं चाहते आप जानें | BOB Etihad card Voucher Benefits. Rs 5900 Card Fees. Vouchers worth RS 15200. Get now before 1st Aug.

Apply for BOB Etihad card https://t.co/fOs4qI5dGo

Do a Small Transaction. Wait will silver is activated. Wait time 7 Days.

Copy the Silver Voucher Codes as soon as you get Silver status. Select the Custom Benefit carefully. I have few examples who have missed their vouchers in this step.

Then buy Marriott Points for USD 12.50 from this link to get gold : Time taken 3 days https://t.co/C5hdMmELMT

Then again activate the custom benefit with 4 Vouchers.

Buy Google Play Store cards Rs 300x4 for 2400 miles from the vouchers or 1000 for 1900 miles Flipkart Voucher for every 2500 miles.

Then after you reach 50k spends within 60 days get 15000 Etihad miles.

Buy Rs 5000 Flipkart voucher for 9200 Miles + 3 x RS 1000 Flipkart voucher for 5700 Miles.

That's it. You get your Premium card worth it...
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[Ankur Mittal @ankurmittal]

If you have any doubt about visa requirements, be it at transit or at final destination, just fill the form here-
https://t.co/JVwKFpiMHL

It provides all the information, whether visa is required or not.

[CA Ruchita Vaghani @R_N_Vaghani]

Stop Freebies ✊

[🚨Indian Gems @IndianGems_]

Benefits of paying income tax in Germany:

On Job loss, the government pays back 60% of salary, 67% if you have children for two straight years.

what are you getting from your Government after getting lay off?

[Award Travel Finder @awardtravelfind]

🚨 BREAKING: British Airways quietly killed last-minute Avios reward flights to India.

Our award-availability tracker shows the first available seat across LHR→DEL, BLR, HYD, and MAA is exactly June 11, 2026 — 45 days from today.

That's not a coincidence. 🧵

[Rohan Das @rohaninvestor]

If you are serious about options trading, this 1-hour Yale lecture is non-negotiable.

60 minutes lecture can teach you more about options trading than 99% of options trading courses.

Save this and watch it without distractions. 📌

[Manish Golcha @man1sh_golcha]

🧵 Air Miles Game: Learn the Rules or Lose Big ✈️

Air miles confuse most people because the rules are never explained upfront, yet those rules decide whether your miles are valuable or useless.

Airlines price award seats differently, release them in limited numbers, and share them across partners.

This thread explains the core concepts behind air miles ... the language, the pricing models, and how award seats actually work.

Read this before you collect, transfer, or redeem a single mile 👇

[SV_hub @SV_hacks]

@wittysiddharth @AxisBank @AxisBankSupport This needs to be raised with their higher authorities

[SV_hub @SV_hacks]

Are people going to keep their M4B active or planning to shut down now?
#ccgeeks #axis #ccdevaluation

[Siddharth Bhimani. @wittysiddharth]

Ms Arnika Dixit @arnikadixit seems to be Head of Credit cards
and Mr Amitabh Chaudry is the MD of Axis Bank!
.
Any one has their direct email ids pls share here!
.
Lets take their appointment and go to meet them or atleast let us send emails showing this kind of overnight changes as not acceptable.

Removing Accor overnight without any information is just not acceptable!
.
#ccgeeks #ccgeek

@AxisBank @AxisBankSupport

[Abhi Shake @Abhishake2024]

Axis Rewards fans, wake up! 😤 Accor & Marriott Bonvoy vanished as transfer partners—robbing us of epic hotel redemptions! 🏨✈️ From Paris luxe to Mumbai stays, we NEED them back. Who’s with me? Sign the petition & tag @AxisBank! #BringBackAccorMarriott #AxisRewards

Poll: Should Axis reinstate Accor/Marriott?

Yes 🔥 / No 😴

[SV_hub @SV_hacks]

@ccg33k I just transferrd today

[Jaynit Makwana @JaynitMakwana]

Instead of watching a 2-hour movie, watch this Claude FULL COURSE (Build & Automate Anything):

[SV_hub @SV_hacks]

@ccg33k Lage raho 😅

[SV_hub @SV_hacks]

@ccg33k Promo code code limit exhausted

[SV_hub @SV_hacks]

@FatherOfGroot @ccg33k Lage raho 😅