This may sound utopian but school would be much improved if it mostly consisted of reading books and having discussions. No exams, no grades, you just read a million books and chat about them. There is no better way to educate someone than to make them a voracious reader.
Being financially comfortable is enough for me. I dont have to be the richest, I just want to always be able to eat what I want , go where I want , pay my bills on time and give my kids a great life