Nitin Satam

[RJ Stocks @RakJhun]

Porinju Veliyath has added Thomas Cook to his portfolio. Prem Watsa's Fairfax is promoter with 63.68% holding. M-Cap is ₹5100 Cr. Co is debt free. Co is out of favour at present because of intense competition in the travel sector & geopolitical conflict.

[Andrew Bolis @AndrewBolis]

ChatGPT is making us lazy thinkers.

We depend on replies instead of reasoning.

Here are 12 prompts that turn ChatGPT into your thinking coach (copy & paste to use):

(🔖 bookmark this thread for later)

[avanne dubash @avannedubash]

30 years in Indian markets. Lehman. COVID. Every crash in between.

@SunilBSinghania lesson?

Volatility isn’t the enemy. Impatience is.

New episode of Wealth by Motilal Oswal

@MotilalOswalLtd

https://t.co/VJ4YhXxF5K

[Sunil Gurjar, CFTe @sunilgurjar01]

Masterclass for all Young Investors by Vijay Kedia

Bookmark it. Don’t miss🔥

[Vijay Kedia @VijayKedia1]

India is not merely growing ; india is transforming. 🇮🇳

[Tijori @Tijori1]

companies with marketcap between 300 and 5000crs ,
pe < 35

and has guided for evenue cagr of more than 25% over next 3 to 5 years

[Jafar Najafov @JafarNajafov]

9 OLD WEBSITES FROM THE 2000s THAT STILL QUIETLY RUN THE INTERNET

You forgot they existed. The entire internet runs on top of them.

1. https://t.co/JIvPdwz1Z4
The site that owns every domain name on Earth. Every .com, .net, and country code routes through here. Built in 1988. Still the registry of record.

2. https://t.co/11VrZAyzAu
Type any domain. Get the owner, server, and registration date in 2 seconds. Every cybersecurity team and journalist runs queries here daily.

3. https://t.co/HR8XtHbbyz
Checks any website against 30+ blacklists instantly. Banks, schools, and companies use it to flag scam sites before users click.

4. https://t.co/DL6XI3LBf3
The tool every IT admin opens when email stops working. Tests DNS, SPF, DKIM, and DMARC. Looks like 2006. Still the industry standard.

5. https://t.co/ykQYgnrr6e
The search engine for every device connected to the internet. Webcams, servers, traffic lights, power grids. Hackers and governments live on it.

6. https://t.co/NMByqtb5RJ
Hurricane Electric's BGP tool. Shows how internet traffic is actually routed between countries. Used by every network engineer alive.

7. https://t.co/e4xvpjp2rx
Is the site actually down or is it just you. The first answer millions of people check before calling IT. Still does one thing perfectly.

8. https://t.co/F234V9FbjO
Tells you your real IP address. Looks like a 2002 homework project. Still the fastest way to check if your VPN is working.

9. https://t.co/s2P0lDpbPz
Tells developers which features work in which browsers. Every front-end engineer in the world has it open in a tab right now.

The flashy startups raised billions and died. These old websites run the actual infrastructure underneath all of them.

[Raghav Wadhwa @raghavwadhwa]

Listed Companies behind the AI Supply Chain.

10 Sectors. 100+ Listed Companies.

1️⃣ AI Servers / HPC / GPU Infrastructure
Netweb Technologies India Ltd
E2E Networks Ltd
Redington Ltd
HCL Infosystems Ltd
Allied Digital Services Ltd

2️⃣ Data Centres / Cloud Infrastructure
Adani Enterprises Ltd
Reliance Industries Ltd
Tata Communications Ltd
RailTel Corporation of India Ltd
Techno Electric & Engineering Company Ltd
Anant Raj Ltd
RattanIndia Enterprises Ltd

3️⃣ Power Backup / Gensets
Cummins India Ltd
Kirloskar Oil Engines Ltd
Greaves Cotton Ltd
Exide Industries Ltd
Amara Raja Energy & Mobility Ltd
HBL Engineering Ltd
Servotech Renewable Power System Ltd
Waaree Energies Ltd

4️⃣ Electrical Infra / Power Equipment
ABB India Ltd
Siemens Ltd
Hitachi Energy India Ltd
Schneider Electric Infrastructure Ltd
CG Power and Industrial Solutions Ltd
GE Vernova T&D India Ltd
Transformers and Rectifiers India Ltd
Voltamp Transformers Ltd
Apar Industries Ltd
Bharat Bijlee Ltd
TD Power Systems Ltd
Shilchar Technologies Ltd
Salzer Electronics Ltd
KEC International Ltd
Bharat Heavy Electricals Ltd

5️⃣ Cables / Fibre / Connectivity
Polycab India Ltd
KEI Industries Ltd
R R Kabel Ltd
Sterlite Technologies Ltd
HFCL Ltd
Tejas Networks Ltd
Dynamic Cables Ltd
Finolex Cables Ltd
Universal Cables Ltd
Paramount Communications Ltd

6️⃣ Cooling / HVAC / Thermal Management
Blue Star Ltd
Voltas Ltd
Amber Enterprises India Ltd
Johnson Controls-Hitachi Air Conditioning India Ltd
Shree Refrigerations Ltd
Aeroflex Industries Ltd
KRN Heat Exchanger and Refrigeration Ltd
Kirloskar Brothers Ltd

7️⃣ EMS / Electronics Manufacturing
Dixon Technologies India Ltd
Amber Enterprises India Ltd
Kaynes Technology India Ltd
Syrma SGS Technology Ltd
Avalon Technologies Ltd
Cyient DLM Ltd
PG Electroplast Ltd
Optiemus Infracom Ltd
Centum Electronics Ltd

8️⃣ Semiconductor / Chip Design / Embedded Tech
Tata Elxsi Ltd
MosChip Technologies Ltd
ASM Technologies Ltd
SPEL Semiconductor Ltd
RIR Power Electronics Ltd
HCL Technologies Ltd
L&T Technology Services Ltd
Bharat Electronics Ltd
CG Power and Industrial Solutions Ltd
Kaynes Technology India Ltd
Sasken Technologies Ltd
Cyient Ltd

9️⃣ AI Software / IT Services
Tata Consultancy Services Ltd
Infosys Ltd
HCL Technologies Ltd
Wipro Ltd
Tech Mahindra Ltd
Persistent Systems Ltd
Coforge Ltd
LTIMindtree Ltd
Mphasis Ltd
KPIT Technologies Ltd
Tata Technologies Ltd
Mastek Ltd
Intellect Design Arena Ltd
Oracle Financial Services Software Ltd

🔟 AI Data / Cybersecurity / Digital Infra
C.E. Info Systems Ltd
Newgen Software Technologies Ltd
Route Mobile Ltd
Happiest Minds Technologies Ltd
Zensar Technologies Ltd
Quick Heal Technologies Ltd
Affle India Ltd
eMudhra Ltd
Saksoft Ltd
TAC Security Ltd

📌Disclaimer: Educational purposes only, not a buy/sell recommendation

[Equity Insights Elite @EquityInsightss]

Affordable Housing Finance - Q4FY26 Key Insights

Now let’s discuss each company in detail, one by one -

1️⃣Aadhar Housing Finance
2️⃣AAVAS Financiers
3️⃣Aptus Value Housing
4⃣Home First Finance
5⃣India Shelter Finance

Aadhar Housing Finance - FY26 highlights
AUM - 30,571 Cr, up 20% YoY
Disbursement - 9,556 Cr, up 17% YoY
PAT - 1,096 Cr, up 20% YoY
FY26 ROA at 4.4% & ROE at 15.9%, excluding labour law impact
Q4FY26 disbursement - 3,087 Cr, up 20% YoY
Q4FY26 PAT - 311 Cr, up 27% YoY

Management Commentary & Future Outlook
- Management maintained its guidance of 20% AUM growth & 20% PAT growth
- FY29 AUM target stands at 50,000 Cr
- Branch network stood at 626 branches across 22 states & UTs
- Home loans form 73% of AUM, while LAP loans form 27%
- Management targets medium term mix at 70% home loans & 30% LAP
- Salaried borrowers form 55% of AUM & self-employed borrowers form 45%
- Management targets another 50 bps improvement C/I led by improvement in productivity & increase in efficiency
- Company continues to focus on low ticket affordable housing & underpenetrated geographies

AAVAS Financiers - FY26 highlights
AUM - 23,450 Cr, up 15% YoY
Disbursement - 6,780 Cr, up 11% YoY
Q4FY26 disbursement - 2,350 Cr, up 16% YoY
Q4FY26 PAT - 182 Cr, up 18% YoY

Management Commentary & Future Outlook
- Management’s long term goal is to consistently deliver 20%+ AUM growth
- Q4FY26 ROA improved 13 bps QoQ to 3.5%, while ROE improved 38 bps QoQ to 14.7%
- Asset quality remains near historical best levels, Credit cost is expected to remain below 25 bps on a sustainable basis
- ROE is expected to move towards high-teens over the long term
- OpEx / AUM is expected to improve over the next 2-3 years, Medium term target is below 3%, with longer-term target around 2.75%
- Branch network stood at 435 branches across 15 states
- CVC Capital Partners became new promoters, rating outlook was upgraded to positive by both ICRA & CARE

Aptus Value Housing - FY26 highlights
AUM - 13,107 Cr, up 21% YoY
Disbursement - 4,009 Cr, up 11% YoY
PAT - 943 Cr, up 26% YoY
Q4FY26 disb - 1,242 Cr, up 17% YoY & +21% QoQ
Q4FY26 PAT - 261 Cr, up 26% YoY translating into ROA of 8.2% & ROE of 21.2%

Management Commentary & Future Outlook
- Management targetting 22-24% AUM growth ahead while maintaining 20%+ RoE, supported by new states, deeper penetration & higher ticket size
- Company has discontinued sanctions below 7 lakh to improve customer quality which also impacted growth in FY26
- Branch network stood at 339 branches after adding 39 branches in FY26, targeting to add 60 branches in FY27
- Maharashtra & Odisha are showing encouraging early traction
- Collection efficiency improved to 100.5% vs 99.1% QoQ, helping 30+ DPD improve to 6.21% vs 6.48% QoQ
- Credit cost stood at 0.5% in FY26, management expects credit cost to remain around 0.5%
- Opex/AUM stood 2.7%, within management’s guided range of 2.6-2.8%
- Higher ticket size strategy is driven by inflation & better borrower quality, with management aiming to increase ATS by around 1 lakh every year

Home First Finance - FY26 highlights
AUM - 15,878 Cr, up 25% YoY
Disbursement - 5,424 Cr, up 13% YoY
FY26 PAT - 540 Cr, up 41% YoY
Q4FY26 PAT - 149 Cr, up 43% YoY
Q4FY26 disbursement - 1,572 Cr, up 24% YoY & 19% on QoQ basis
FY26 ROE at 15.7%, while adjusting for QIP stood at 16.8%

Management Commentary & Future Outlook
- Management expects 25% AUM growth in FY27
- Credit cost stood at 40 bps for FY26, Management maintained FY27 credit cost guidance at 30-40 bps
- Asset quality improved meaningfully in Q4, with 1+ DPD at 4.7%, down 60 bps QoQ, Gross Stage 3 improved to 1.8%, down 20 bps QoQ
- Opex/AUM stood at 2.7% for Q4 and FY26, management expects it to remain range bound at 2.6-2.7%
- Branch network stood at 171 branches & 373 touch points, Management plans to add around 30-40 branches every year
- LAP mix is expected to remain around 15-20%, with management not looking to materially change product mix
- AUM per branch, disbursement per branch & AUM per employee are expected to gradually improve with scale and technology

India Shelter Finance - FY26 highlights
Gross AUM - 11,044 Cr, up 29% YoY
Disbursement - 3,834 Cr, up 14% YoY
PAT - 503 Cr, up 33% YoY
Q4FY26 disbursements crossed 1,000 Cr for the first time
Q4FY26 PAT - 138 Cr, up 27% YoY

Management Commentary & Future Outlook
- Company is targeting 25-30% loan growth over the next 3 years
- Management reiterated its long term AUM target of 30,000 Cr by 2030
- Management reiterated 40-45 branch additions in FY27, with long term branch network expected to move towards ~500 branches by FY30
- Management expects FY27 disbursement growth to remain above 20%, with scope to accelerate once macro environment improves
- Asset quality improved sharply with 30+ DPD down 100 bps QoQ to 4%. Gross Stage 3 improved by 29 bps QoQ to 1.2%
- Credit cost stood at 0.5% for FY26, in line with guidance of 40-50 bps
- Home loan & LAP disbursement mix remains around 56-57% home loans & balance LAP, with no major change expected in FY27

Affordable housing finance continues to remain one of the stronger lending pockets

Demand remains strong & largely end user driven, supported by first time home buyers, self employed borrowers & underpenetrated Tier 2 / Tier 3 / Tier 4 markets

Most players are now available at 2-2.2 P/B on fwd basis after the de-rating

Most companies are guiding for 20%+ AUM growth, with high mid teens ROE & stable asset quality

[Arun Mukherjee @Arunstockguru]

My Favourite stock patterns:-

[Sunil Singhania @SunilBSinghania]

Interesting data points in 5 mins flat!

A picture says more than a 1000 words!

Simple but effective pictorial research. Less than 5 mins to explore interesting datapoints.

@abakkusmf @AbakkusInvest

What We Are Seeing (WWAS) 1.202 https://t.co/bou61L6vRz

[Yatin Mota @yatinmota]

LISTING ALERT : VEDANTA GROUP COMPANY LISTING ON *MONDAY 15 JUNE 2026*

VEDANTA OIL GAS [VOGL] T2T

VEDANTA POWER [VEDPOWER] T2T

VEDANTA ALUMIMIUM [VAML] T2T

VEDANTA IRON &STEEL[VISL] T2T

*Listing of Equity Shares of Vedanta Iron And Steel Limited*

https://t.co/SYP6zO2UEV

*Listing of Equity Shares of Vedanta Oil and Gas Limited (formerly known as Malco Energy Limited)*

https://t.co/3jqITD5OAx

*Listing of Equity Shares of Vedanta Power Limited (formerly known as Talwandi Sabo Power Limited).*

https://t.co/35fK2EkiLW

*Listing of Equity Shares of Vedanta Aluminium Metal Limited.*

https://t.co/vMdt4G1nZb

[Intrinsic Compounding @soicfinance]

The Hospital Index is starting to move into Stage 2

It remains one of the recession-proof themes out there.

Source - @stockscansin
Link - https://t.co/y4JCRPJ7qw

[Sunil Gurjar, CFTe @sunilgurjar01]

Rajeev Thakkar of PPFFAS gave a masterclass on identifying growth companies in 2013.

Don’t miss this🔖

[CuriousInvestor @arc1471]

Most retail investors see the Golden Cross happen and immediately buy. That's often a mistake. 🧵

#LloydsEngineering just formed a Golden Cross — the 50 EMA crossed above the 200 EMA on the daily chart. Sounds boring.

Here's why it actually isn't.

Think of the 200 EMA as the long-term mood of a stock.
The 50 EMA is its recent energy.

When recent energy starts moving above the long-term mood — institutions, funds, and smart money are quietly shifting from "avoid" to "accumulate."

The cross itself isn't the trade. It's the signal that the underlying character of the stock has changed.

Smart investors wait for the stock to pull back toward the 50 EMA after the cross — that's often where better risk-reward setups appear. Lloyds has already made its initial move.

The question now is whether it respects the 50 EMA on any dips.

Patience after the signal usually matters more than reacting to it.

What's your approach after a Golden Cross — buy immediately or wait for a pullback? 👇

[CuriousInvestor @arc1471]

Nobody talks about hoses. But every missile, drone, rocket, semiconductor fab, and hydrogen system runs on them.

#Aeroflex makes stainless steel flexible hoses — exported to 80+ countries, used in aerospace, defence, EVs, semiconductors, and hydrogen. Not glamorous. Absolutely critical.

67% up run in April-May, now consolidating in a rising channel. Each pullback (-22%, -12%, -10%) has been bought.

Pattern of higher lows intact. ₹425 today — watch for breakout above ₹445 resistance.

[Shreenidhi P @nid_rockz]

PNGS Reva Diamond Jewellery
#Reva
#PNGSReva

Good promoter buying from the time of listing from March till June

Most recent buying done on Friday
1,60,000 shares at 392rs on 5th June

Baring Pvt Equity Fund added as well in the last week of May at 390rs

[Raghav Wadhwa @raghavwadhwa]

Every listed transformer maker posted record FY26 revenue.
Every one of them also posted shrinking margins.

TARIL: 19.4% to 15.1%. Voltamp: 18.9% to 16.5%.

Same ₹9 lakh crore grid story everyone is buying. The reason the margins are falling sits one layer below the transformer, in a steel India still cannot make.

It is called CRGO, cold-rolled grain-oriented steel. Every transformer core needs it. There is no substitute. And India's National Electricity Plan commits ₹9.15 lakh crore to transmission by 2032, adding nearly 4,98,000 MVA of new transformation capacity. Every MVA of that runs on CRGO.

Here is the gap nobody prices in:

🔹 India consumed roughly 4,00,000 tonnes of CRGO in FY24 and makes barely 50,000 tonnes of it. The rest is imported, mostly from China, Japan and Korea. Demand has only grown since.

🔹 The acute shortage is in HiB high grade, the exact grade the new BEE star rating mandate now forces transformer makers to use. The Power Secretary has flagged grid equipment costs rising over 14% a year.

So the transformer companies book fixed price orders, then eat CRGO inflation before delivery. That is the margin compression you are seeing across the entire sector. The volume is theirs. The pricing power is not.

The pricing power sits with whoever controls the steel and the core. The chain, from the bottleneck up:

🔹 The steel itself. JSW Steel, through its 50:50 JV with Japan's JFE, bought India's only CRGO plant (Nashik, ₹4,159 crore) and is scaling capacity from 50,000 to 3,50,000 tonnes by FY28, the first integrated CRGO ecosystem in the country. A steelmaker is the cleanest import substitution play in the entire grid theme.

🔹 The core and lamination layer. Vilas Transcore tripled its CRGO lamination capacity from 12,000 to 36,000 MTPA, grew FY26 revenue 30% to ₹461 crore, and is now entering high voltage bushings. On its May 2026 call, management said customers cannot pressure it on CRGO margins. But their margins did drop in the recent quarter.

🔹 The transformer order books, where the volume lives but the margin gets squeezed:
🔸 TARIL: order book ₹5,005 crore, about 2x FY26 revenue, and the first Indian company to break into the HVDC transformer ecosystem long owned by ABB and Siemens.
🔸 Voltamp: record FY26 revenue ₹2,154 crore, ₹1,200 crore backlog, margins dented by CRGO and copper costs on older fixed price orders.
🔸 Shilchar: FY26 revenue ₹652 crore at a structural 29% EBITDA margin, guiding ₹800 to 900 crore for FY27.

The order books are everyone's trade. The edge is seeing that until FY28, the margin in India's grid story flows to whoever owns the steel and the core, not to the name stamped on the transformer.

Educational purposes only, not a buy/sell recommendation ✍️

[CuriousInvestor @arc1471]

#ShilpaMedicare — The Cup Has Spoken 🏆

9 months of pain. One beautiful rounding bottom.
Trend change confirmed in April — Higher Highs, Higher Lows, every single time since.

From ₹263 bottom to ₹569 today. The chart did exactly what it promised.

Oncology + CDMO + clean structure = still not done. 🚀

[Intrinsic Compounding @soicfinance]

Every market cycle has one theme that creates a generation of wealth.

In the 2000s, it was infrastructure. In the 2010s, it was private banks and FMCG. This decade, one of the strongest structural shifts playing out in India is the Electric Vehicle Ecosystem.

During the gold rush, the biggest fortunes weren't made by miners — they were made by those selling picks and shovels. The EV transition is no different.

The real opportunity lies hidden across the value chain — in components, chemistry, charging, and companies most investors haven't even mapped yet.

That's exactly what we're decoding live this Sunday!

✰ Topic: The Complete EV Ecosystem of India
✰ Date & Time: 14 June, 4 p.m. (IST)
✰ Registration Link: https://t.co/dB1oXsu4kS
(Use a browser to enrol)
✰ Venue: Zoom Online
☞ Enrolment for 365 days.
☞ Recording available 48-72 hours after the live session.

⚝ We will cover:
⚡︎ The complete EV value chain
⚡︎ Direct & proxy listed plays
⚡︎ Where value is likely to accrue
⚡︎ Sector valuations & opportunities
⚡︎ Global EV winners and what India can learn from them

The investors who understood the IT value chain in the 1990s or banking in 2010 weren't lucky. They simply saw the map before the crowd.

Join us on Sunday and see the EV map for yourself.

For queries please email us at [email protected]