SaveOnSend

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Wise has never quite settled on how much cheaper it is than banks. After two UK rulings against misleading comparisons a decade ago, it kept the same aggressive message but rebuilt the evidence: dated research, named competitors, selected routes, and detailed footnotes.

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A decade after Bitcoin remittance founders learned that float is not a big deal but compliance is, new stablecoin kids are starting the same journey of discovery.

https://t.co/apsJlMacRc

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They fixed billions to millions here: https://t.co/xIQBYQyFKR

[MoneyGram @MoneyGram]

https://t.co/iv8EaGG1QV

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According to MoneyGram, these coins are for "billions of people who move money across borders every day." That's what happens when you hire folks from outside the industry.

[MoneyGram @MoneyGram]

Read how: https://t.co/gLsIk6nPwb

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Wise stock is down 10+% due to a vague regulatory request for AML information. If it used stablecoins and gave root access to 3-letter agencies, there would have been no such inconveniences over the last 5 years.

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- What is your differentiation in May 2026 as the remittances incumbent most committed to stablecoins?
- Our physical locations.

[MoneyGram @MoneyGram]

MoneyGram CEO @anthonysoohoo on @business with stats that put our network in perspective:

Nearly 500,000 retail locations worldwide. More than McDonald's, Subway and Chipotle combined.

The kind of footprint that makes seamless movement between physical and digital possible.

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In the time that Wise consumer money sent volume doubled and Remitly quadrupled, crypto usage for sending money is stuck at 1% of the US population.

https://t.co/mV0Dzv2r4c

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While Wise discloses % of total volume via its Platform, Euronet misleads by assigning all cross-border money transfer volume to its platform, branded Dandelion.

https://t.co/eUusBrjAOg

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Euronet's digital money transfers "before" vs. "after" seem like a bunch of random screens from the same version, just with different settings.

https://t.co/eUusBrjAOg

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Around 15 years ago, Wise and Remitly began pursuing different halves of the XB P2P market. By volume, Wise is now 5X Chase and 15X HSBC, and Remitly is on track to overtake WU in the next couple of years.

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Wise hoped US listing mechanics would unlock new demand, but the event instead triggered a sharp downward repricing of governance risk, shareholder-flow churn, and doubts about the financial payoff from its take-rate strategy.

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The hilarious part of WU, Remitly, MGI, etc., pretending that stablecoins have a shot at significantly reducing $1+B in required float is that they completely avoid explaining how they will persuade their partners to hold the same float instead.

https://t.co/PmQG6Awlfv

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All fiat and crypto fitntechs combined matter so little to Dominicans, NYC’s largest immigrant group, when it comes to remittances in 2026, that NYC's mayor is fighting against the struggling WU acquiring even more struggling Intermex.

https://t.co/EQkI4rQW7K

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This interview was supposed to be a PR campaign, but the new CEO is just too honest to play along. For those who don’t speak corporate English, “sometimes stablecoin rails win” means “they usually do not” in regular English.

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Stablecoins are so “quietly changing how the world sends money” that even the showcase case, Remitly via Coins, has no disclosed volume, user data, or proof of lower end-to-end costs (Remitly’s new CEO just said that he does not believe in that).

https://t.co/mfaVGMMlmS

[SaveOnSend @SaveOnSend]

Stablecoins are so “quietly changing how the world sends money” that even the showcase case, Remitly via Coins, has no disclosed volume, user data, or proof of lower end-to-end costs (Remitly’s new CEO just said that he does not believe in that).

https://t.co/mfaVGMMlmS

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Wise couldn't even hire actors to run around naked in warm weather this time for old times' sake.

[Kristo Käärmann @kaarmann]

Hello NYC

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The second law of remittadynamics states that the total entropy of an isolated system can never decrease over time and is constant unless it acquires another system with even higher entropy.

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WU paid a 70% stock premium for a traditional MTO with double-digit losses in revenue, volume, and transactions.

https://t.co/OzlZclWXSG

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Notably, PayPal’s new re-org omits Xoom and provides no clarity on where it belongs, contrary to the impression this article gives. It was a useless sweetheart acquisition in the first place, so hopefully the new CEO finally bites the bullet and sells it.

https://t.co/HHBKSzD04Z

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The new Remitly CEO will become even more disillusioned with stablecoins:
1. Fast/cheap delivery: nope
2. Recipient holding: most countries already have local USD workarounds, and regulators will keep tightening (see Brazil)
3. Treasury-schmeasury

https://t.co/0L7FcRVmQQ