Scott Sturgeon, JD, CFP®

Advisor @OreadWealth / Husband + Father / Outdoorsman / I help Physicians & SMB/ETA owners align their finances with what's important in life.

Tweets ≠ Advice

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

@DeepValueBagger FWIW, fantasy football is basically just portfolio mgmt - asset allocation & rebalancing.

You might really enjoy it!

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

@SalaryDr The headline $ is appealing & eye catching, but there’s so much missing from this picture.

Retirement plans? Practice Buy In? Are they an EE or an owner (former seems likely)? Location & lifestyle? Don’t get me wrong, solid comp, but might not be as great as it seems.

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

I'm guessing @elonmusk could have arranged these solar panels on the SpaceX roof more efficiently, but would it have been as cool?

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

@JaredDHardin Are competing bids using the same material? Are they spraying v you w squeegee? I seal coated through HS & college so a little rusty, but that makes a big difference. If cheaper option means he’s recoating in a year, is he really saving money?

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

Filing your taxes and planning your taxes are two completely different things.

One checks a box. The other actually moves the needle.

Latest Views From The Top is out (worth a read if you owe more than expected this year).
🔗 https://t.co/RpA3iBdsLG

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

Buying a business?

Your due diligence isn't finished until your personal finances are protected.

From estate planning to cash management, for new owners, there are 4 things acquirers often overlook...

Read more: https://t.co/4Es0xb4JJE

#SmallBiz #SearchFund #smb

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

Markets, conflict, and the financial plan that was built for moments like this - https://t.co/xjlvQSbXmq

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

Planning to sell your business? Learn 5 essential steps for a tax-smart, profitable exit, from mapping timelines to building your professional advisory team.

https://t.co/3aTNWVs1Kj

#BusinessSale #SellYourBusiness #SmallBiz #ExitPlanning

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

At $3M+ in wealth, physicians face unique tax traps and risks. Learn the strategies that protect and grow high-net-worth physician finances.

https://t.co/Yl31sB5Djw

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

Having access to and a clear understanding of a 401(a), 403(b), 401(k), or 457(b) plan is incredibly valuable, but picking the best plan for you is also crucial.

https://t.co/HpCm8oX10z

#MedTwitter #FinTwit #ResidentLife #AttendingPhysician

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

Most people think hiring a financial planner is about picking better investments. The reality can be far more valuable than that.

https://t.co/3v5ZTEWphh

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

We've Been Working on Something 👀 - https://t.co/Kq2SSHJjlD

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

One of the major financial planning items I see doctors overlook? Life & disability insurance.

If you have coverage through work it's probably capped, isn't enough to replace your earnings, and you can't take it with you if you switch jobs.

In summary: Read the fine print!

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

@blueprintsmb22 Spot on. Saving & investing younger can build wealth, but maybe more importantly affords options & flexibility later on to start/buy businesses, angel invest, or simply make work optional. The sooner you can captain your own ship, the better off you'll be long term.

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

How AI has Upended Investing - https://t.co/NTjgp7SMpe

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

Should debt be part of your financial plan?

I recently spoke with @Investopedia on the different ways to think about debt and how it can it can play a role in your overall financial plan.

https://t.co/SkrsyTkcYx

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

@blueprintsmb22

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

New Year, new commitment to better financial planning? We've got your covered.

Here are 3 Ways to Financial Plan for 2026 - https://t.co/mLEpHTvbf3

[Scott Sturgeon, JD, CFP® @Scott__Sturgeon]

Reason #265 that Tax Code often makes no sense...

Wouldn't it be easy to make the family HSA contribution limit double that of an individual?

Yes, but instead, let's just make it really close...