Never underestimate the power of accumulation.
Never underestimate the power of numbers.
If you have a business where your product is too expensive for the average consumer, you may have fewer customers. Unless your margins are high enough to compensate, accumulating serious wealth from that business can become difficult.
But there is another business model that fascinates me:
Make a relatively small amount of money from millions of people. The profit from one customer may look insignificant, when you multiply that little amount by millions of customers, repeatedly, and suddenly you understand the power of numbers.
Let’s study a fraction of how MTN Nigeria does it. MTN currently has over 77M subscribers, with as little as ₦100, you can currently buy 110MB of data valid for 24 hours. Not only data, people are using its fintech and digital services too.
Investing in MTNN is part of my business and this is how I look at my own investment in MTNN.
I don’t underestimate the ₦5k, ₦10k or the ₦20k. Every share I accumulate increases my ownership of the business, with every dividend I get, I reinvest to buy more shares. Those additional shares are potentially producing more dividends. Then those dividends buy even more shares.
You don’t always need one big amount of money to reach your financial destination, if you don’t have the amount, don’t over work yourself. Sometimes you need small amounts, good assets, consistency and a lot of patience to grow your wealth.
Never underestimate the power of accumulating**, numbers become powerful when you give them time to multiply.**
NFA.
DYOR.
LiSO Angel ®️™️
@Confydens6 It’s in you already. I get, you can’t stand anything not done right or said correctly.
As teenagers we did a lot of things without thinking. Thank God for maturity and sense.
Ah! Your boss too gave it back by sending you out to join the gate man to welcome students. 🤣🤣
On a more serious note, if you give your wife random money to spend on herself, and she doesn't spend part of it on the kids or even sometimes on you, it doesn't show that she's selfless and kind.
I recall one time, my wife prepared a sweet meal for me many years ago. To appreciate her, I gave her 15k to treat herself.
This woman used the money to buy study tables, and a board for the children.
I had to send her another 15k.
Now, your wife is not my wife.
But I am old and experienced enough to know a woman that will make a good wife, despite her imperfections.
Some other wives might have used the money to buy shawarma or something materialistic just to satisfy their greed. But my wife showed me that, in my kindness, she is also a kind wife and mother.
I am telling you these things, not because I want to brag, but because I have seen the grace of God in marriage.
And I strongly believe that I am not the only man who is married to a woman like my lovely wife.
There are thousands of men married to women like her.
So my wife is nit really an exception.
You're the one that chose to marry a komodo dragon.
End.
What makes a married man sexually attracted to his wife, despite her fallen breasts and big or stretched stomach, is her character and femininity.
What makes a boyfriend sexually attracted to his girlfriend is her perky boobs, flat stomach and her imaginary "tight" toto.
End.
@jon_d_doe You are a blessed man, and may God continue to bless your marriage.
My prayer still remains; as I keep building and making myself amazing, may I find a wife like Agba’s, my grandma, & other amazing women out there. Amen
20 apps that you should have on your phone and why you need them.
Go to Google Play Store or the App Store and download any you do not already have:
1. Cowrywise: for investing in mutual funds and Treasury Bills. Very easy to use and you can start with as little as 100 naira.
2. Risevest: for investing in dollar assets. Protects your money from naira devaluation and pays returns in dollars.
3. Kaggle: for learning data analysis and machine learning for free using real datasets.
4. Grey: for opening a dollar account from your phone in minutes. Comes with a virtual Visa card that works internationally.
5. Chipper Cash: for sending money across Africa and paying for international subscriptions with a virtual dollar card.
6. Microsoft Excel: for organizing data, building budgets, and tracking finances. One of the most in-demand professional skills in the world.
7. Google Authenticator: for two-factor authentication. Protects your accounts from hackers. Non-negotiable in 2026.
8. PiggyVest: for saving and locking funds. Helps you build financial discipline and earn returns on your savings.
9. Notion: for organizing your goals, tasks, notes, and plans in one place. Free and very powerful.
10. Canva: for designing graphics, flyers, social media posts, and presentations from your phone. Free to use.
11. ChatGPT: for research, writing, problem-solving, and learning. One of the most useful AI tools available right now.
12. Grammarly: for checking your grammar and improving your writing in real time. Free and works across all apps.
13. Google Drive: for storing and accessing your documents from anywhere. 15GB free storage.
14. Duolingo: for learning a new language for free. Consistent daily practice on this app can get you conversational in 6 to 12 months.
15. Bitwarden: for storing and managing your passwords securely. Free and far safer than using the same password everywhere.
16. Coursera: for auditing university-level courses from Google, Stanford, and Yale for free.
17. LinkedIn: for building your professional profile, networking, and applying for remote jobs.
18. Google Maps: for navigation, finding businesses, and exploring new areas. Works offline too.
19. Proton VPN: for protecting your internet connection and privacy especially on public Wi-Fi. Free plan available.
20. TryHackMe: for learning cybersecurity from scratch through fun, hands-on challenges. Free to start.
Your phone is one of the most powerful tools you own. Start using it like it is.
Above all, love God.
@jon_d_doe@wendy4benny Happy birthday mama.
I don’t know you or Agba personally except here on X.
God bless you for making Agba a fulfilled man.
I pray I marry a woman like you with all the good things Agba says about you.
God bless your new age and continuously bless you and yours till the end.
Again, this guy is the weapon fashioned against useless ideology.
Bro dishing out raw facts always.
Listen to his response to the blabbering by saida boj..
Don’t let them trick you oo.