Smart Money

Helping you make smarter money decisions. Not a financial services provider. For information & educational purposes only.

[Smart Money @SmartMoney_RSA]

What’s one stock you think is massively undervalued right now on the #JSE ?

[Smart Money @SmartMoney_RSA]

@MMdinginya28474 Brick by brick 👌🏾

[Smart Money @SmartMoney_RSA]

@BrianFeroldi Second hardest part is having the discipline to save consistently for that long. But if done well, that compounding interest will be your best friend.

[Smart Money @SmartMoney_RSA]

@MsVeilMoney Easier said than done. Even full time professionals with fancy finance degrees fail to beat the S&P 500 repeatedly. But if you find a method, let's open a hedge fund😉.

[Smart Money @SmartMoney_RSA]

@QC_Capitals Good old S&P 500.

[Smart Money @SmartMoney_RSA]

SPAR has lost more than half its market value this year.

The interesting question isn't:

"How bad is SPAR?"

It's:

"At what price does a beaten-down company become a bargain?"

A falling share price doesn't automatically make a stock cheap.

Sometimes you're buying a discount.

Sometimes you're catching a falling knife.

[Smart Money @SmartMoney_RSA]

Sasol is up roughly 76.73% this year.

R10,000 invested in Sasol at the start of 2026 would be worth roughly R18,700 today.

R50,000 → R93,400
R100,000 → R186,800

But here's the part people forget:

The stock was trading below R60 in April 2025.

Investing isn't just about finding the next big winner.

It's about surviving long enough to recognise one when it appears.

[Smart Money @SmartMoney_RSA]

@pelositracker The game is rigged. Invest in an index fund and call it a day. Don't try to beat the insider traders.

[Smart Money @SmartMoney_RSA]

@SternDrewCrypto The Chinese takeover is inevitable. Watch the space.

[Smart Money @SmartMoney_RSA]

@EasyEquities Around R10m with no debts work is optional.

[MR. HiMSELF @pushinM15]

R46,000/year into a Satrix Nasdaq 100 TFSA.

× 10 years
= R460,000 in.
Nasdaq 100's done 14% a year since 1985.

Same money, 20 more years untouched at that rate.
= R12,200,000

More upside than the S&P 500. More stomach required too.

[Hedgeye @Hedgeye]

Buy red. Sell some green.

Repeat until it starts feeling like discipline.

[Kalshi @Kalshi]

JUST IN: Nancy Pelosi bought up to $1.5 million in Intel stock

[EasyEquities @EasyEquities]

Friendly reminder: fees matter.

R1 million invested.
0.5% = R5,000 a year
1% = R10,000 a year
2% = R20,000 a year
3% = R30,000 a year 😳

A percentage can look tiny.
Until it’s your money.
Know what you're paying!

https://t.co/LP6qI3g3p8 | #EasyEquities

[Smart Money @SmartMoney_RSA]

@EasyEquities Fees may appear small but they accumulate over the years. And compounding also does its magic in the negative direction.

[Smart Money @SmartMoney_RSA]

You buy the BMW to impress people.

The people you want to impress are busy trying to impress other people.

And the people who are actually wealthy often don't care what you drive.

You spend R1m to win a competition nobody agreed to play.
Status is expensive.
Freedom is cheaper.

[Lavish Living @busiwe_bubu]

Tbo Touch believes buying a car cash is one of the dumbest financial decisions you can make.

[Smart Money @SmartMoney_RSA]

The easiest way to look rich is to finance everything.

The hardest way to become rich is to resist the urge to.

A R900k car. A R2m house. The latest iPhone. Weekend restaurants. Luxury holidays.

None of these are bad.

But if every salary increase gets converted into a bigger lifestyle, your net worth can stay exactly where it is.

Looking wealthy and becoming wealthy are two completely different games.

[Lisa @lisathebeauty1]

Salary increases usually come from changing companies, not working harder.

[Codie Sanchez @Codie_Sanchez]

You get richer by acting poorer is a hill I’ll die on. Flexing is a poor brain mindset.

[Smart Money @SmartMoney_RSA]

A salary increase can make you poorer.

You get a 10% raise.
Then: → Upgrade the car → Move into a nicer apartment → Eat out more → Upgrade your phone → Take more expensive holidays

Your income increased.

Your lifestyle increased faster.

The goal isn't to earn more.

It's to make sure your wealth grows faster than your lifestyle.