@europemaxxed Yeah, but this isn't a product rotting in a warehouse. They can actually live in their old houses. It will take a long time for it to come down
@user_name_11112@uncledoomer It's all risk tolerance in the end. If Dave Ramsay spiel appeals to you, you should definitely follow it. It is after all a self selecting/ filtering message. There is intangible "value" in being 100% debt free for some people, those people gravitate towards DR. Simple.
@planert41 Unlimited still doesn't override the minimum, so if you don't take that they still need to pay. But it is mostly a scam, unlimited usually boils down to 3-4 weeks in my experience, but they don't have to pay the top up if you don't take.
@GayBearRes Not sure I follow? Property taxes fund city services, if they have been below the necessary funding, sure increase them. But why should people refusing to sell implicate higher taxes? Just make the government inefficiency higher because home owners don't want to sell?
@GayBearRes Yeah, MAIN education is not where they teach you how to file taxes, personal finance or excel, it's where you learn how to think. Tax codes and how to save can change. How to critically think and learn doesn't.
@GayBearRes I'm not a fan of comparing cashflow vs assets, but I agree with the sentiment. Births are below replacement, sentiment for immigration is low, boomers will start to die. "Market outlook" isn't great, and this isn't China where you can have the government bulldoze down supply.
@GayBearRes Just declare it bro, how hard can it be lol. What are they going to do? Deny? Then you have causus beli to attack them. At least that's what maga will claim as 4d chess
@PaulSkallas Counterpoint: no one will spend $100+ on a bottle of non alcoholic beer, but plenty will on a wine or scotch. Wrong approach. There are already 100s of "safety and comfort" car models, not many look at Ferraris for that.