ANewDay

Only Child, Instructional Designer, Higher Ed Professional

[Not Supporting This DNC-😥🤬 @blewis823]

Rodney Peete's putting belt to ass (with words) on Roland Martin and that's the right thing to do. Thank you.👏🏾

[No filter Skin @NoFilterSkin]

Dear Black Women,

Normalize getting help. Hiring someone to clean your home, dropping clothes at the laundromat, using a meal prep service.

You deserve the soft life. Burnout is not a badge of honor.

[hunter @hxxntrr]

i pray debt collectors call me

last month one called about a $4,300 medical bill. i let him do his whole speech. then i said six words:

"is this debt past the statute?"

silence

in 38 states, debt expires after 3-7 years. once it passes the statute of limitations, they cannot sue you for it. legally. the debt still exists on paper but they have zero enforcement power

they're calling you hoping you don't know this. because the second you make a payment, even $1, the clock RESETS and they can sue you again for the full amount

that's why they say "just pay $50 to show good faith." that $50 reactivates the entire debt. it's a trap and they know exactly what they're doing

the play when a collector calls:

step 1: say nothing about paying. say this: "please provide written validation of this debt under FDCPA Section 809"

they are legally required to stop all collection activity until they send you written proof. most junk debt buyers can't produce it because they bought your debt in a bundle for 4 cents on the dollar and don't have the original paperwork

step 2: check your state's statute of limitations at your state AG's website. if the debt is past the SOL, send this letter:

"this debt is time-barred under [state] statute of limitations. any attempt to collect or sue is a violation of the FDCPA. cease all contact immediately"

step 3: if it's on your credit report and it's past 7 years, dispute it. "this account exceeds the FCRA 7-year reporting period. remove immediately." bureaus must remove it within 30 days or face $1,000 per violation

i helped someone wipe $23,000 in zombie debt in one afternoon. four letters. zero dollars paid

the collectors who called her every week? gone. the accounts on her credit report dragging her score down 80+ points? deleted. she went from 588 to 691 in 45 days without paying a cent

debt collectors buy your old debt for pennies and try to scare you into paying full price. their entire business model depends on you not knowing your rights

now you know

(link in bio. i delete debt and fix credit scores)

[Princess A @cessadelove1]

This is the season to be still. Don't overshare. Sometimes it's best to keep things between you and God for a while. The Bible says: "The wise don't tell everything they know, but the foolish talk too much and are ruined." (Proverbs 10:14)

Don't post everything. When people ask about you, politely say, “All is well, thanks for asking.” Stop telling everyone what is bothering you or what you are struggling with. Talk to God about it first.

[Emoluments Clause @Emolclause]

#BREAKING: Legendary #Maddow: “Today, you know there’s this huge #blizzard on the east coast. Today, for some reason, Kristi Noem’s department decided to fly a real deportation flight into New Hampshire. They flew it into…New Hampshire at 1 am today, right at the height of the blizzard. The airport…said they had NO IDEA this flight was coming, had they known they would have told them don’t come, it’s not safe, but Kristi Noem’s department, in its INFINITE WISDOM, flew this plane full of people there, presumably shackled…and then they left the people on that plane on the tarmac for more than 12 HOURS in the middle of that blizzard.”🤦‍♀️

[spicebae @spicebae_]

"just because we're MAGIC doesn't mean we aren't real." HAPPY BLACK HISTORY MONTH 🤎

[Amanda Litman @amandalitman]

“Please get the truth out about our son.”

[WST Mom @WhiteSoxJoy]

It would be a real shame if people in the Chicago area stopped buying cars from this piece of shit

[Ron Filipkowski @RonFilipkowski]

Anyone who defends this is a piece of human garbage.

[Intel Point Alert @IntelPointAlert]

Moments before shooting:

[Jesus Freakin Congress @TheJFreakinC]

🚨BREAKING: NEW Video shows moments before ICE/Border Patrol agents executed the man in Minneapolis, as he lay motionless on the ground.

In the video, a 51 year old the man was filming agents when they come over and push him, with only his phone in his hand.

No gun, no threat. Just a man exercising his first amendment right.

[Evan Kilgore 🇺🇸 @EvanAKilgore]

🚨 BREAKING:

An individual has been shot by Border Patrol agents in Minneapolis near 26th Street & Nicollet Ave.

Get ready for more Left-Wing riots.

[𝕋𝕙𝕖𝕄𝕖𝕤𝕤𝕪𝕄𝕚𝕟𝕕𝕠𝕗𝕄𝕖 @MessyMindofMe]

Anderson gets me in tears every year. His words are so thoughtful and meaningful.
Thanks #CNNNYE

[Protect Kamala Harris ✊ @DisavowTrump20]

RETWEET if you stand with New York Attorney General Letitia James against Trump!

[NY AG James @NewYorkStateAG]

This is nothing more than a continuation of the president’s desperate weaponization of our justice system.

I am not fearful — I am fearless.

We will fight these baseless charges aggressively, and my office will continue to fiercely protect New Yorkers and their rights.

[Health & Nutrition Tips @healthnutritipz]

Highest Protein Foods in the World

[Laura N. Rodríguez Presa @LAURA_N_ROD]

A federal agent points a weapon at a woman who was recording them.

Jess, a U.S. citizen and member of a neighborhood patrol team that documents and shares ICE activity across the city, was filming when the incident occurred earlier today in the Berwyn area.

[ANewDay @Sonyap98]

@Netspend why is the app and website not working. Its been over 24 hours!!!!!!!!!!!!!!!!

[Acyn @Acyn]

Reid: Why did the Iran hostage crisis take place?

Todd: Because fundamentalist radicals took over the government

Reid: They overthrew the shah who we imposed on Iran because the Dulles brothers, one at the CIA and one at the state department, decided that the oil beneath the soil of Iran belonged to BP and belonged to us. And when mossadegh, who was the leader of Iran, the democratically elected leader of Iran, said that we would like to audit BP because we want to know if you are cheating us or paying the people of Iran based on the oil under their soil. And they said, you may not audit us. And then we overthrew him and he wound up dying in prison because we decided in our arrogance as a country, got to own their oil.

[Sassington, M.C. @MissSassbox]

there is something magical, hilarious, and also healing about seeing this much good uncle energy all in one space. I just know they all took immaculate naps after getting full and exercising their knees like this. 😭✨