Spends With Benefits

Spends With Benefits → Turning everyday Credit Card spends into extraordinary airline Business Class trips and Hotel Stays. Miles, points & redemptions decoded.

[Spends With Benefits @SpendsWBenefits]

My current card stack!

Total 7 cards (counting both Scapias together), 3 LTF and 4 paid. Can you guess which are LTF?

Coming soon: My use case for each card

HDFC Infinia
HDFC BizBlack
HDFC Marriott Bonvoy
Axis Magnus Burgundy
Axis Airtel
AU ixigo
Federal Scapia(Visa+RuPay)

[Spends With Benefits @SpendsWBenefits]

@akshat_money Magnus Burgundy

[Spends With Benefits @SpendsWBenefits]

@FinPaal They don't seem to have considered April spends in their love letter

[Spends With Benefits @SpendsWBenefits]

@AxisBankSupport Guys you already have the ticket number raised to Axis Bank Travel Edge helpdesk - AXCCCUG148795. Please pick my contact details from this ticket raised to your bank

[Spends With Benefits @SpendsWBenefits]

@AxisBankSupport Guys you already have the Axis Travel Edge ticket number in my tweet, why du you want me to DM it to you? Are you even reading my ticket at all?

[Spends With Benefits @SpendsWBenefits]

@tripjack_ Hello
@tripjack_ for @IndiGo6E PNR T9MBYW, one pax was cancelled under Death Waiver. Indigo has already processed full refund to Travel Agent, however
@AxisBankTravel Edge portal via TripJack is not providing refund since more than 2 weeks, flouting
@DGCAIndia refund guidelines

[Spends With Benefits @SpendsWBenefits]

@AxisBank Hello @IndiGo6E for PNR T9MBYW, one pax was cancelled under Death Waiver. Indigo has already processed full refund to Travel Agent, however @AxisBank Travel Edge portal via TripJack is not providing refund since more than 2 weeks, flouting @DGCAIndia refund guidelines.

[Spends With Benefits @SpendsWBenefits]

@creditkeeda April fool banaya.....

[Spends With Benefits @SpendsWBenefits]

Gift cards from the Axis spend based offers from Nov25-Dec25 are now rolling out!

[Spends With Benefits @SpendsWBenefits]

@HDFCERGOGIC Hello, I have given you the ticket number. I thought you would have been able to use that to continue the email conversation.

[Spends With Benefits @SpendsWBenefits]

@iSatishAgarwal @EswarStk @ccg33k @FinPaal @CardNiti @CardMavenIn @nebula_world @spendwiselyx @SumantaTF @skh27 Rewards stopped in Feb 2026

[Spends With Benefits @SpendsWBenefits]

@AryanPanjwani7 @ccg33k @mayank_408 @ankurmittal @ameyakarve @SartanparaYash After 25th Feb, add on rewards are getting credited to primary holder

[Spends With Benefits @SpendsWBenefits]

@eshwarvs @ccg33k Not happening any more since last week

[Spends With Benefits @SpendsWBenefits]

@SandeepAr0rA @g_narayanareddy Hi @SandeepAr0rA , im also looking for an answer to this, but can't DM you since I don't have a Blue Tick. Thanks!

[Spends With Benefits @SpendsWBenefits]

@imYadav31 @OPPOCareIN @OPPOIndia I figured out it wasn't sponsored- since you used your own hands in the post!

[Spends With Benefits @SpendsWBenefits]

Hey @AnupamPKher this looks like the OG card @HDFC_Bank Infinia to me!

[Spends With Benefits @SpendsWBenefits]

Pro-tip: if Axis rejects your family's add on card request, try again in a few days. Same thing happened with the add-on application of my father. Applied for add-on, got rejected. Re-applied in 48 hours - rejected again. Re-applied after 72 hours, approved!

[Ankur Mittal @ankurmittal]

Strange, applied for Axis Olympus/Magnus Burgundy Addon card for my sister, both got rejected instantly.

Technically there shouldn't be any requirement for addon card holder.

[Spends With Benefits @SpendsWBenefits]

@kunksed Which LLM did you connect it to

[Spends With Benefits @SpendsWBenefits]

@GyftrIndia @GyftrIndia and @HDFC_Bank - is the expectation correct that somebody who is earning 5L/month holding an hdfc Infinia wouldn't want to spend more than 5k/month on @Swiggy, no wonder @AmexIndia moved away from @GyftrIndia as the accelerated rewards voucher platform