Steve Mennill

Housing policy & finance geek. Urban planner #cdnplanning.

[Steve Mennill @SteveMennill]

@gordmccallum @MikePMoffatt This affects all newly originated loans, whether for existing housing or new construction. Two thirds of multi-unit insurance originations are for existing housing.

[Steve Mennill @SteveMennill]

@MikePMoffatt The way CMHC prices it mortgage insurance is to set a commercially competitive return on capital for each product line, and set underwriting criteria and premiums to achieve this ROC. The strongest driver is the amount of capital (the “C”) which is set by the regulator.

[Steve Mennill @SteveMennill]

@OC_Transpo Aren’t the overhead wires heated to prevent ice buildup?

[Steve Mennill @SteveMennill]

@MikePMoffatt And the difference between market rent and “affordable” rent is much higher in real terms now than in the 1980s. The subsidies required to sustain this level of social housing are untenable today.

[Steve Mennill @SteveMennill]

These are brilliant!

[Craig Baird - Canadian History Ehx @CraigBaird]

Every Canadian Prime Minister as the lead singer of a 1980s metal band:

23. Justin Trudeau

[The Rundown @therundowntvo]

If a law lets you act in stupid way, it’s a stupid law — and we should fix it , writes @mattgurney #onpoli https://t.co/2y7GuDLBaF

[Steve Mennill @SteveMennill]

@donnelly_b Nope. Change to mixed use.

[CHBA National @CHBANational]

CHBA’s 2022 Municipal Benchmarking Study compares 21 Cdn municipalities in planning approval processes, charges imposed on new dev., & approval timelines, highlighting key features that help/hinder the process of bringing new housing online. https://t.co/djodw7M3sj #cdnpoli

[Steve Mennill @SteveMennill]

@davidkeithlaw @PierrePoilievre @JustinTrudeau Work =/= workplace.

[Brent Toderian @BrentToderian]

If Twitter is about to end, remember this.

[Steve Patterson (not a parody)🇺🇦 @patterballs]

Thanks to all who filled ⁦@MeridianTCP⁩ the last 2 nights for tapings of ⁦@cbcdebaters⁩. Last night’s crowd in particular was maybe the most appreciative one we’ve ever had. Which this host greatly appreciates. Now back home where I hope to get a similar reception…

[T. Ryan Gregory 🇨🇦 @TRyanGregory]

Masks don't block SARS-CoV-2 but they do block vastly smaller carbon dioxide molecules and they do block other viruses like flu which is why you have immunity debt but also they don't block flu so you'll just have to get sick.

Is that right?

[IBC @InsuranceBureau]

New housing supply-chain report recommends transparent, plain-language risk disclosure via a climate score, to combat natural disaster losses in Canada: https://t.co/erG72PrEw1 @CMHC_ca #ClimateCompatibility #ClimateChange #CDNPoli

[Romy Bowers @RomyBowers]

“Our collaboration with IBC on this effort is motivated by our need to respond the accelerated frequency and severity of catastrophic loss events in the housing finance system, as well as he need to create an aligned view of climate risk for homeowners” @CMHC_ca 's @SteveMennill

[Nathan Allebach @nathanallebach]

Here’s a very condensed history of gentrification in the US, then how exclusionary zoning and regressive regulations propped up by NIMBYs prevent housing development, which perpetuates cycles of displacement between classes

Part 1 (full video on tiktok):
https://t.co/Ya5HmhxzK8

[Brent Toderian @BrentToderian]

For a more robust conversation on electric vehicles, cities and the #ClimateCrisis, read and consider sharing this whole thread.

[Brent Toderian @BrentToderian]

The transportation portion of climate-changing emissions has grown by 54% since 1990, in part because people have been driving more and buying big pick-up trucks and SUVs. SHIFTING TO EVs IS NOT ENOUGH. Car dependency is the deeper problem. Via @ParisMarx
https://t.co/Qe4JmC70Vh

[Brent Toderian @BrentToderian]

“Electrification has been touted as a silver bullet: an easy solution that alleviates the GHG burden from car owners worldwide. This isn’t the case. Extensive vehicle electrification only lowers emissions by a portion of what’s needed.” Via @WRIRossCities https://t.co/PzuFpOdJiP