TSP Allocation Guide

A free resource for Thrift Savings Plan investors. Tweeting allocation changes, news impacting investing decisions and new blog posts.

[TSP Allocation Guide @TSPallocation]

The most recent TSP Allocation Guide update is now available at: https://t.co/dwsjPYXoh2

[TSP Allocation Guide @TSPallocation]

Situation normal... https://t.co/s3CTF0cRgA

[TSP Allocation Guide @TSPallocation]

Game changing improvement in TSP withdrawal options: https://t.co/NPGwi5Z1oo

[TSP Allocation Guide @TSPallocation]

TSP Fund returns for the first half of 2019:

C Fund: 18.53%
S Fund: 19.48%
I Fund: 14.42%
F Fund: 6.11%
G Fund: 1.28%

For a bit of context: https://t.co/gtkk4YzdBg

[TSP Allocation Guide @TSPallocation]

TSP Fund returns for the first quarter of 2019 (not too shabby):

C Fund: 13.65%
S Fund: 15.99%
I Fund: 10.09%
F Fund: 2.95%
G Fund: 0.67%

[TSP Allocation Guide @TSPallocation]

The 7 Members of Congress who voted against back pay for furloughed workers - The Hill https://t.co/2rpzLy2tZx

[TSP Allocation Guide @TSPallocation]

@JaimeMe27447604 Working on my end of year update now. Goal is to get things out over the weekend.

[TSP Allocation Guide @TSPallocation]

It could have been worse... TSP Fund year-end returns for 2018:

C Fund: -4.41%
S Fund: -9.26%
I Fund: -13.43%
F Fund: 0.15%
G Fund: 2.91%

For a bit of context: https://t.co/gtkk4YzdBg

[TSP Allocation Guide @TSPallocation]

@ReachingTCrest That’s not something I have ever heard of as a possibility.

[TSP Allocation Guide @TSPallocation]

In case you missed it... https://t.co/y4PfI8rdvm

[TSP Allocation Guide @TSPallocation]

@JohnAHollis2411 @AnyimForu @zwiefy30 It will be some mix of C and I for me to start 2019, not sure if I will adjust from 50/50 yet or not. I need to spend some time looking at the MSCI EAFE - it is undervalued, but there are some cracks in its major economies.

[TSP Allocation Guide @TSPallocation]

@zwiefy30 I put all of my balance into whichever fund(s) are indicated by the phase of the business cycle. But please note that I don’t try to encourage anyone to do what I do, I just share what I’m doing and my rationale.

[TSP Allocation Guide @TSPallocation]

@zwiefy30 I am not a fan of the L funds. Typically I think there is one fund (occasionally two) which is likely to do the best. So spreading my money out into five funds, three or four of which I think are likely to underperform or move opposite the best performer, seems like a bad idea.

[TSP Allocation Guide @TSPallocation]

@mastrasser I am. Just a correction at this point, IMO. It will be a lost year, but that happens once in a while.

[TSP Allocation Guide @TSPallocation]

Fed policymakers signal turning point on U.S. rate-hike path - Reuters https://t.co/E2g5NJkur8

[TSP Allocation Guide @TSPallocation]

@hybred_808 Will try to get one out soon.

[TSP Allocation Guide @TSPallocation]

TSP Fund returns for November 2018:

C Fund: 2.04%
S Fund: 1.92%
I Fund: -0.13%
F Fund: 0.62%
G Fund: 0.26%

For a bit of context: https://t.co/gtkk4YzdBg

[TSP Allocation Guide @TSPallocation]

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2. Don’t congratulate yourself for voting. That’s the absolute minimum. You get a participation trophy.
3. Get involved/contribute. Do something to move your community, your state and the country in the right direction.

[TSP Allocation Guide @TSPallocation]

TSP contribution limit raised to $19,000 for 2019. https://t.co/NvNDmQ17GG