Its Giving Tuesday!!! This UNCF link allows you to support students in the Central New Jersey area. Whether you choose this organization or another one, Give Give Give today. It’s a great way to help others AND it’s a tax deduction😉. https://t.co/rjjiI8irrw
First question you should ask when choosing a Financial Advisor: Are you a fiduciary? MOST Financial Advisors are NOT fiduciaries: they are not required to put YOUR interests ahead of theirs. Wall Street spends millions each year to avoid being labeled fiduciaries @SXMUrbanView
How do you know if your "Sou-Sou" is really a "Scam-Scam?" (1) You are required to recruit other people (2) You get a sizeable return in less than a month (3) It's described as risk-free/guaranteed. Please don't fall for the OKEY-DOKE @SXMUrbanView
In addition to our income.... DEBT and how much we utilize it, manage it, understand it’s compound interest, and finally our ability to pay it off, can have a direct impact on our personal economic stability.
Here is a list of black-owned mutual funds. Ask your financial advisor what percent of your portfolio is managed by women and minorities. Ask HR to point out the black-owned funds in your 401k. #isyourmoneyracist @SXMUrbanView
Click the link below to learn the four side hustles that you can start right now from home. #Sidenote - We know someone, personally in each side hustle that is making money on their terms.
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https://t.co/kkKhBz64k9
Feeling the financial pinch from the #CoronavirusOutbreak?
Watch this 1 minute video to get 2 quick money tips that will help anyone facing a cash crunch.
I'll be sharing more free money advice, daily tips and videos to help ppl weather this financial storm.
#MoneyCoachMinute
Looking for ways to stay financially healthy (as well as physically)? Try redoing your budget(for this season)to find areas to capture more savings. Being home 24/7 may increase your grocery, electric/gas and water bills, but you can save on gas, eating out, clothes, gym, etc.
You may have seen the significant fluctuations in the stock market. It’s still early yet to determine what the overall financial impact of the Pandemic will be, but given that uncertainty reduce spending and start to SAVE whatever your budget allows until the chaos subsides.
The current American financial culture is “debt centered”, even when we can’t afford something it’s ok borrow significant amounts. Working toward a Debt free lifestyle is truly counter culture. Will you join the movement?
Happy New Year!! We keep hearing that a recession is imminent. How can you protect yourself? One critical way is to start working on saving 6 months of your monthly expenses, preferably in a high yield savings account.
From the words of one of my financial coaches “Will you dare to be financially abnormal — when normal is broke, in debt, no savings, and no retirement.?
If you have a savings account with one of the big banks your earned interest is probably low @ .1 or .2%. Checkout some of the online banks for a much better rate on your saving rate. (E.g., Amex, Marcus, Discover, Betterment,etc)