Ravi Taneja

IIT ROORKEE

[UPSC NOTES @UPSC_Notes]

🔆Banking Reforms

▪️Narasimhan Committee (1991) :

✅ 4 tier hierarchy for banking structure
✅ Setting up of Asset Reconstruction fund
✅ Deregulation of Interest rates
✅ Passed reduction of SLR and CRR

▪️Narasimhan committee (1998) :

✅ Strengthening of banks through mergers
✅ Narrow banking
✅ Rise in Capital adequacy Ratio
✅ Faster computerization, technology upgradation etc.

▪️Nachiket Mor Committee

✅ Universal Electronic Bank account
✅ Universal access to insurance and risk management products
✅ Universal access to deposit and investment products
✅ Access to affordable formal credit

▪️PJ Nayak Committee :

✅ State should keep completely off operational control
✅ Examined problems/aspects affecting leadership in Banks

[Avijeet | Personal Branding Strategist @avijeet_writes]

✅ Important SC judgement on immunity of Parliamentarians and Legislators for bribery.

[UPSC PCS 360 @UPSCPCS360]

#currentaffairs

Government Launches Chaksu Portal To Report Fraud Calls, Messages

•The platform will allow users to report bank account, payment wallet, SIM, gas connection, electricity connection, KYC update, expiry, deactivation, impersonation as a government official/relative, and sextortion-related scams

[UPSC READERS @upsc_readers]

🔆Trick to Remember ASEAN Countries :

Those who pass MBBS watch PTV and buy LIC policy.

Tricks: MBBS PTV LIC

✅M- Malaysia
✅B- Brunei
✅B- Burma
✅S- Singapore

✅P- Phillipines
✅T- Thailand
✅V- Vietnam

✅L- Laos
✅I- Indonesia
✅C- Cambodia

Total= 10 countries

[Manikant @real_manikant]

#MahaShivaRatri collections.. 😊
@ishafoundation

Less than 3 days to go for the great night of Shiva 🔱 .... 🕺

#MahaShivRatri2024

[UPSC READERS @upsc_readers]

🔹 Countries bordering Red Sea 👇

[UPSC NOTES @UPSC_Notes]

✅ List Of Five Year Plans

[IAS keeda @ias_keeda]

GDP & GVA. Source: Indian Express #UPSCPrelims2024

[Manikant @real_manikant]

#DunePart2 review: Absolute magical. It's one of those movies which proves why Multiplexes exist. A movie which u will regret not watching on big screen. @HansZimmer's Music literally takes u to the year 10191, on the planet Arrakis. 🚀🪐.

★★★★★ out of 5. Don't miss it. 👏

[UPSC PCS 360 @UPSCPCS360]

𝗣𝗠-𝗦𝘂𝗿𝘆𝗮 𝗚𝗵𝗮𝗿 𝗠𝘂𝗳𝘁 𝗕𝗶����𝗹𝗶 𝗬𝗼𝗷𝗮𝗻𝗮

Cabinet approves PM-Surya Ghar: Muft Bijli Yojana for installing rooftop solar in One Crore households with a total outlay of Rs.75,021 crore

Prime Minister had launched the scheme on 13th February, 2024

#UPSC

[IAS keeda @ias_keeda]

Boosting MSMEs. Source: Business line #UPSC

[UPSC & PCS NOTES @UPSC_EDU]

𝐈𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭 𝐰𝐚𝐭𝐞𝐫 𝐛𝐨𝐝𝐢𝐞𝐬 𝐚𝐫𝐨𝐮𝐧𝐝 𝐌𝐞𝐝𝐢𝐭𝐞𝐫𝐫𝐚𝐧𝐞𝐚𝐧 𝐬𝐞𝐚.

𝐏𝐚𝐫𝐭𝐢𝐜𝐮𝐥𝐚𝐫𝐥𝐲 𝐢𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭 𝐨𝐧𝐞𝐬 𝐚𝐫𝐞
𝟏. 𝐒𝐞𝐚 𝐨𝐟 𝐌𝐚𝐫𝐦𝐚𝐫𝐚
𝟐. 𝐁𝐨𝐬𝐩𝐨𝐫𝐮𝐬 𝐬𝐭𝐫𝐚𝐢𝐭
𝟑. 𝐃𝐚𝐫𝐝𝐚𝐧𝐞𝐥𝐥𝐞𝐬 𝐬𝐭𝐫𝐚𝐢𝐭
𝟒. 𝐀𝐝𝐫𝐢𝐚𝐭𝐢𝐜 𝐒𝐞𝐚

#UPSC2024 #UPSCPrelims2024 #UPSC #Map

[Manikant @real_manikant]

U have to feel for voters of Karnataka, it's been just 9 months. 4 yrs 3 months more to go.

Till then enjoy maadi.. Afterall, honorable CM @siddaramaiah is offering free electricity, free bus 🚍, free ₹3000 etc. from his pocket.

Very unfortunate #RameshwaramCafe blast. 😢

[UPSC & PCS NOTES @UPSC_EDU]

🔆𝗡𝗶𝗹𝗴𝗶𝗿𝗶 𝘁𝗮𝗵𝗿:-

✅𝑻𝒉𝒆 𝑵𝒊𝒍𝒈𝒊𝒓𝒊 𝒕𝒂𝒉𝒓 𝒊𝒔 𝒕𝒉𝒆 𝒐𝒏𝒍𝒚 𝒎𝒐𝒖𝒏𝒕𝒂𝒊𝒏 𝒖𝒏𝒈𝒖𝒍𝒂𝒕𝒆 𝒊𝒏 𝒔𝒐𝒖𝒕𝒉𝒆𝒓𝒏 𝑰𝒏𝒅𝒊𝒂 𝒂𝒎𝒐𝒏𝒈𝒔𝒕 𝒕𝒉𝒆 12 𝒔𝒑𝒆𝒄𝒊𝒆𝒔 𝒑𝒓𝒆𝒔𝒆𝒏𝒕 𝒊𝒏 𝑰𝒏𝒅𝒊𝒂.
✅𝑰𝒕 𝒊𝒔 𝒂𝒍𝒔𝒐 𝒕𝒉𝒆 𝒔𝒕𝒂𝒕𝒆 𝒂𝒏𝒊𝒎𝒂𝒍 𝒐𝒇 𝑻𝒂𝒎𝒊𝒍 𝑵𝒂𝒅𝒖.
✅𝑯𝒂𝒃𝒊𝒕𝒂𝒕: 𝒐𝒑𝒆𝒏 𝒎𝒐𝒏𝒕𝒂𝒏𝒆 𝒈𝒓𝒂𝒔𝒔𝒍𝒂𝒏𝒅 𝒉𝒂𝒃𝒊𝒕𝒂𝒕 𝒐𝒇 𝒕𝒉𝒆 𝑺𝒐𝒖𝒕𝒉 𝑾𝒆𝒔𝒕𝒆𝒓𝒏 𝑮𝒉𝒂𝒕𝒔 𝒎𝒐𝒏𝒕𝒂𝒏𝒆 𝒓𝒂𝒊𝒏 𝒇𝒐𝒓𝒆𝒔𝒕𝒔 𝒆𝒄𝒐-𝒓𝒆𝒈𝒊𝒐𝒏.
✅𝑫𝒊𝒔𝒕𝒓𝒊𝒃𝒖𝒕𝒊𝒐𝒏: 𝑰𝒕 𝒊𝒔 𝒆𝒏𝒅𝒆𝒎𝒊𝒄 𝒕𝒐 𝒕𝒉𝒆 𝑵𝒊𝒍𝒈𝒊𝒓𝒊 𝑯𝒊𝒍𝒍𝒔 𝒂𝒏𝒅 𝒕𝒉𝒆 𝒔𝒐𝒖𝒕𝒉𝒆𝒓𝒏 𝒑𝒐𝒓𝒕𝒊𝒐𝒏 𝒐𝒇 𝒕𝒉𝒆 𝑾𝒆𝒔𝒕𝒆𝒓𝒏 𝑮𝒉𝒂𝒕𝒔 𝒊𝒏 𝒕𝒉𝒆 𝒔𝒕𝒂𝒕𝒆𝒔 𝒐𝒇 𝑻𝒂𝒎𝒊𝒍 𝑵𝒂𝒅𝒖 𝒂𝒏𝒅 𝑲𝒆𝒓𝒂𝒍𝒂.
✅𝑬𝒓𝒂𝒗𝒊𝒌𝒖𝒍𝒂𝒎 𝑵𝒂𝒕𝒊𝒐𝒏𝒂𝒍 𝑷𝒂𝒓𝒌 𝒊𝒔 𝒉𝒐𝒎𝒆 𝒕𝒐 𝒕𝒉𝒆 𝒍𝒂𝒓𝒈𝒆𝒔𝒕 𝒑𝒐𝒑𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝒐𝒇 𝒕𝒉𝒊𝒔 𝑻𝒂𝒉𝒓.
✅𝑰𝒕 𝒉𝒂𝒔 𝒃𝒆𝒄𝒐𝒎𝒆 𝒍𝒐𝒄𝒂𝒍𝒍𝒚 𝒆𝒙𝒕𝒊𝒏𝒄𝒕 𝒊𝒏 𝒂𝒓𝒐𝒖𝒏𝒅 14% 𝒐𝒇 𝒊𝒕𝒔 𝒕𝒓𝒂𝒅𝒊𝒕𝒊𝒐𝒏𝒂𝒍 𝒔𝒉𝒐𝒍𝒂 𝒇𝒐𝒓𝒆𝒔𝒕-𝒈𝒓𝒂𝒔𝒔𝒍𝒂𝒏𝒅 𝒉𝒂𝒃𝒊𝒕𝒂𝒕.
✅𝑼𝒏𝒊𝒒𝒖𝒆 𝒇𝒆𝒂𝒕𝒖𝒓𝒆: 𝑻��𝒆 𝑨𝒅𝒖𝒍𝒕 𝒎𝒂𝒍𝒆𝒔 𝒐𝒇 𝑵𝒊𝒍𝒈𝒊𝒓𝒊 𝑻𝒂𝒉𝒓 𝒔𝒑𝒆𝒄𝒊𝒆𝒔 𝒅𝒆𝒗𝒆𝒍𝒐𝒑 𝒂 𝒍𝒊𝒈𝒉𝒕 𝒈𝒓𝒆𝒚 𝒂𝒓𝒆𝒂 𝒐𝒓 “𝒔𝒂𝒅𝒅𝒍𝒆” 𝒐𝒏 𝒕𝒉𝒆𝒊𝒓 𝒃𝒂𝒄𝒌𝒔 𝒂𝒏𝒅 𝒂𝒓𝒆 𝒉𝒆𝒏𝒄𝒆 𝒄𝒂𝒍𝒍𝒆𝒅 “𝑺𝒂𝒅𝒅𝒍𝒆𝒃𝒂𝒄𝒌𝒔”

���𝒖𝒍𝒕𝒖𝒓𝒂𝒍 𝒔𝒊𝒈𝒏𝒊𝒇𝒊𝒄𝒂𝒏𝒄𝒆:-

✅𝑻𝒉𝒆 𝒔𝒑𝒆𝒄𝒊𝒆𝒔 𝒊𝒔 𝒍𝒐𝒄𝒂𝒍𝒍𝒚 𝒌𝒏𝒐𝒘𝒏 𝒂𝒔 𝑽𝒂𝒓𝒂𝒊𝒂𝒂𝒅𝒖.
✅𝑻𝒉𝒆𝒓𝒆 𝒂𝒓𝒆 𝒎𝒖𝒍𝒕𝒊𝒑𝒍𝒆 𝒓𝒆𝒇𝒆𝒓𝒆𝒏𝒄𝒆𝒔 𝒕𝒐 𝒕𝒉𝒆 𝑵𝒊𝒍𝒈𝒊𝒓𝒊 𝑻𝒂𝒉𝒓 𝒊𝒏 𝑻𝒂𝒎𝒊𝒍 𝑺𝒂𝒏𝒈𝒂𝒎 𝒍𝒊𝒕𝒆𝒓𝒂𝒕𝒖𝒓𝒆 𝒅𝒂𝒕𝒊𝒏𝒈 𝒃𝒂𝒄𝒌 𝒕𝒐 2,000 𝒚𝒆𝒂𝒓𝒔.
✅𝑻𝒉𝒆 𝒍𝒂𝒕𝒆 𝑴𝒆𝒔𝒐𝒍𝒊𝒕𝒉𝒊𝒄 (10,000-4,000 𝑩𝑪) 𝒑𝒂𝒊𝒏𝒕𝒊𝒏𝒈𝒔 𝒉𝒊𝒈𝒉𝒍𝒊𝒈𝒉𝒕 𝒕𝒉𝒆 𝒔𝒊𝒈𝒏𝒊𝒇𝒊𝒄𝒂𝒏𝒄𝒆 𝒐𝒇 𝒕𝒉𝒆 𝑻𝒂𝒉𝒓 𝒊𝒏 𝒇𝒐𝒍𝒌𝒍𝒐𝒓𝒆, 𝒄𝒖𝒍𝒕𝒖𝒓𝒆, 𝒂𝒏𝒅 𝒍𝒊𝒇𝒆.

𝑷𝒐𝒑𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝒅𝒆��𝒓𝒆𝒂𝒔𝒆:

✅𝑻𝒉𝒆 𝑵𝒊𝒍𝒈𝒊𝒓𝒊 𝒕𝒂𝒉𝒓, 𝒘𝒉𝒊𝒄𝒉 𝒖𝒔𝒆𝒅 𝒕𝒐 𝒃𝒆 𝒇𝒐𝒖𝒏𝒅 𝒂𝒍𝒐𝒏𝒈 𝒕𝒉𝒆 𝒆𝒏𝒕𝒊𝒓𝒆 𝒔𝒕𝒓𝒆𝒕𝒄𝒉 𝒐𝒇 𝒕𝒉𝒆 𝑾𝒆𝒔𝒕𝒆𝒓𝒏 𝑮𝒉𝒂𝒕𝒔.
✅𝑰𝒕 𝒊𝒔 𝒑𝒓𝒆𝒔𝒆𝒏𝒕𝒍𝒚 𝒇𝒐𝒖𝒏𝒅 𝒐𝒏𝒍𝒚 𝒊𝒏 𝒔𝒎𝒂𝒍𝒍 𝒇𝒓𝒂𝒈𝒎𝒆𝒏𝒕𝒆𝒅 𝒑𝒐𝒄𝒌𝒆𝒕𝒔.
✅𝑨 𝒍𝒂𝒓𝒈𝒆 𝒑𝒂𝒓𝒕 𝒐𝒇 𝒊𝒕𝒔 𝒑𝒐𝒑𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝒉𝒂𝒔 𝒃𝒆𝒆𝒏 𝒘𝒊𝒑𝒆𝒅 𝒐𝒖𝒕 𝒇𝒓𝒐𝒎 𝒊𝒕𝒔 𝒉𝒊𝒔𝒕𝒐𝒓𝒊𝒄𝒂𝒍 𝒓𝒂𝒏𝒈𝒆.

𝑻𝒉𝒓𝒆𝒂𝒕𝒔:

✅𝑯𝒂𝒃𝒊𝒕𝒂𝒕 𝒍𝒐𝒔𝒔
✅𝑯𝒖𝒏𝒕𝒊𝒏𝒈
✅𝑷𝒐𝒂𝒄𝒉𝒊𝒏𝒈
✅𝑪𝒍𝒊𝒎𝒂𝒕𝒆 𝑪𝒉𝒂𝒏𝒈𝒆
✅𝑰𝒏𝒗��𝒔𝒊𝒗𝒆 𝒑𝒍𝒂𝒏𝒕𝒔 𝒔𝒖𝒄𝒉 𝒂𝒔 𝒘𝒂𝒕𝒕𝒍𝒆𝒔, 𝒑𝒊𝒏𝒆𝒔, 𝒂𝒏𝒅 𝒆𝒖𝒄𝒂𝒍𝒚𝒑𝒕𝒖𝒔.

𝑪𝒐𝒏𝒔𝒆𝒓𝒗𝒂𝒕𝒊𝒐𝒏 ���𝒕𝒂𝒕𝒖𝒔:-

✅𝑰𝑼𝑪𝑵: 𝑬𝒏𝒅𝒂𝒏𝒈𝒆𝒓𝒆𝒅
✅𝑾𝒊𝒍𝒅𝒍𝒊𝒇𝒆 (𝑷𝒓𝒐𝒕𝒆𝒄𝒕𝒊𝒐𝒏) 𝑨𝒄𝒕 𝒐𝒇 𝑰𝒏𝒅𝒊𝒂, 1972: 𝑺𝒄𝒉𝒆𝒅𝒖𝒍𝒆 𝑰

#UPSC #UPSCPrelims #environment

[Divya Mittal @divyamittal_IAS]

Consistency beats even talent

[UPSC NOTES @UPSC_Notes]

🔆Indian Tea Industry:

✅India is the 2nd largest tea producer and largest black tea producer after China and 4th largest exporter of Tea in the world.
✅India is also the largest consumer of black tea and accounts for 18% of the total World tea consumption.
✅The main tea-growing regions are in the Northeast (including Assam) and in north Bengal (Darjeeling district and the Dooars region).
✅Tea is also grown on a large scale in the Nilgiris

▪️Ideal climate condition for tea cultivation

✅Originate in tropical & subtropical climates.
✅Major tea growing regions are mainly concentrated in Asia, Africa, South America.
✅Tea requires cool to warm temperatures with at least 5 hours of sunlight per day.
✅The average annual temperature for tea plants to grow well is in the range of 15 - 23°C.
✅The rainfall needed is between 150-200 cm.

▪️Market Size of Tea Industry in India

✅In 2020, nearly 10 million tons of tea was consumed in the country.
✅In 2026, the tea industry in India is expected to attain 1.40 million tons.

[Avijeet | Personal Branding Strategist @avijeet_writes]

✅ 10000 Genome Project of India:

- Key takeaways from this article published in The Indian Express:

1. Department of Biotechnology(DBT) officially announced the completion of the ‘10000’ genome project.

2. Researchers from 20 science institutes across the country helped in collecting the blood samples, sequencing the genome, developing a methodology, and storing the data.
With each sequence requiring 80 Gb storage space, the huge dataset of 8 petabytes will be stored at the Indian Biological Data Centre in Faridabad.

Some other information:
A Thread
🧵:

[UPSC PCS 360 @UPSCPCS360]

India has initiated the auction of 18 crucial mineral blocks, estimated at approx 30 lakh crore, India's goal to achieve 50% of its electricity from non-fossil sources by 2030.

Minister P Joshi underscores the government's commitment to responsible exploration and extraction, emphasizing alignment with global sustainability objective.

[UPSC & PCS NOTES @UPSC_EDU]

🔴𝗥𝗲𝘃𝗼𝗹𝘁 𝗼𝗳 𝟭𝟴𝟱𝟳

Part 2

Credit:- Vision IAS

#UPSC #UPSCPrelims2024 #UPSC2024 #History #UPPSC #BPSC

[IAS keeda @ias_keeda]

#UPSCPrelims2024