@Ifwal95 Leaving ASML for PhD😂😂😂.. As an immigrant at that, you may not get a similar job again after graduating from PhD. So you have to factor that risk too
@Ifwal95 The housing market spiked incredibly around COVID.. but it’s not as hot as it was and sellers are finding it difficult to adapt.. new builds are offering 3-5 % interest rate too which brings down mortgage prices too.. better buy stocks
@Ifwal95@OloyeSomorin Using close to the credit limit will affect your credit score.. I try to keep my utilization less than 10% and whenever I need an increase I just go to the bank and they usually approve
@Ifwal95 If he or she had a great last 60 credits ( last 2 years) or a great class position.A friend that had similar cgpa but in his last 2 years averaged a first class gpa.. he got the best schools in the US more than all of us then😃😃 with funding for masters.
@powerfulbadeeu@Ifwal95 lol, it’s not unethical.. the only difference is they pay you your pto as cash if you leave your job but they don’t pay out sick time.. apart from that they are basically the same thing. Take out sick time whenever you want
I had to make a decision to stop lending money to anyone no matter what , 90% won’t pay back, it has made me lose great relationships with people I have known for years. truly a monster was made and my old me will not recognize this new me🥲😫.
Really wishing people didn’t owe me an unhealthy amount of money.
It’s so sad that these are people i could go to war with, some are as old as 2022, some 2024.
They pay rent, feed, live life, but paying me after years seems herculean.
I have to BEG
The Devil they made!!!
@Ifwal95 Mehn childcare is something we are struggling with in this country.. daycare prices are off the roof and no help from government. I clap for People with 3+ kids here with no family help