Terrence

[Boring_Business @BoringBiz_]

The bond market is screaming at us to stop the deficit spending

For almost two decades, America enjoyed a moat that very few countries in the world can afford, which was cheap cost of capital

We should have taken these dollars and built out infrastructure like never before. Bridges, tunnels, roads, factories and everything in between

Instead, we funded social services for boomers who already had too much, pushed on ESG and wokeness to folks who had too little, and awarded massive foreign aid to organizations who never deserved it

Probably one of the worst allocations of capital in history on a national scale. History will not look back kindly at us

[Brennan Schlagbaum, CPA @Budgetdog_]

Data centers aren’t some new invention created by AI.

They’ve existed for roughly 80 years and have powered banking, airlines, government, the internet, cloud storage, social media, and streaming for decades.

AI is simply the newest and most politically convenient thing to blame them for.

[Terrence @TerrenceJlocket]

@JasonL_Capital LEAP

[Uncle T @uncleTgotpaid]

smart niggas know they gotta stay disciplined to maintain they blessings

[Dear Son. @DearS_o_n]

HOW LIFE FEELS AFTER SUCCESSFULLY DIGGING YOURSELF OUT OF THE HOLE NOBODY KNEW YOU WERE IN.

[RealEstateDude @realestatedude0]

Love seeing realtors post sold 100k above asking💥💥

It’s cause you listed it 100k below market.

[🦇 @BIG_PRIME01]

a nigga is about to have a better life.

[Trader Theory @tradertheory]

Ex Goldman Sachs trader on how your trading life reflects your personal life.

[Nick Wholesales Houses @NickMaccini]

Many wholesalers will put a 5-10 inspection period on their contracts so that they have time to sell the deal without risk.

If they can’t sell, they use the inspection period to back out of the deal so they don’t lose their EMD.

I don’t do inspection periods and I always just put down EMD. If I’m wrong and it’s not a deal then losing my EMD is part of the game.

Because I operate this way, I’m not wrong very often

[CMS Invests @cmsinvests]

THE STOCK MARKET ON MONDAY

[Big Nana 👩🏻‍💻🦋 @thedocsgirl]

This Q4 run is sponsored by God.

[Terrence @TerrenceJlocket]

@ItzYaHomey @DougieDoee @MilleyMich39119 Never even thought of that. You right.

[Tommy Luizzi @TxmmyLuizzi]

a brand doing $300K/month came to me a few weeks ago about to scale BACK

not because the ads stopped working. because he ran out of capital and every bank was telling him no

720 credit score, profitable

still getting denied or quoted predatory rates from the usual lenders

here's what was actually wrong with his file:

a pile of inquiries dragging down his approval odds. we got them removed

a thin credit profile that made underwriters nervous. we added an account to build out the file

an LLC structure missing components banks specifically look for in underwriting.

most founders have no idea these exist

and he was blind applying to banks in random order.

every bank has its own prerequisites and sequence.

apply wrong and you burn approvals you would have gotten

a few weeks after fixing all of it: 200K+ approved at 0% and low interest

same founder. same brand. same credit score.

the only thing that changed was the file and the process.

banks don't fund good businesses.

they fund clean files.

most founders lose six figures in cheap capital because nobody ever told them the difference

[𝖐𝖚𝖘𝖍𝖇𝟔𝖗𝖇𝖎𝖊❦™️ @kushb6rbie]

i actually love being the eldest sibling #dictator

[Terrence @TerrenceJlocket]

@alexpagepilot PAGE

[HyperCar™ @metroTM33]

Name better Sound. 🤔

[VEEZE @CbfwVeeze]

i owe myself 90 days of straight discipline financially, physically and mentally

[@Pink.God @Alisesierra]

People who know a little bit about everything are so fun to talk to

[Cap-EO 👨🏾‍💻 @EOEboh]

I'm still yet to see a military movie better than 13 hours: the secret soldiers of Benghazi