Personal Finance
A gentleman approached me for guidance on investing in real estate as an INVESTMENT
He has 40L which used as down payment can get him 2Cr worth property with a big EMI for 20yrs.
My View:
With your ₹40 lakh as a down payment, you could indeed secure a ₹2 crore property, but that commits you to a 20-year EMI burden and ongoing debt.
Consider this alternative:
Deploy ₹40 lakh across 10 micro-cap stocks (₹4 lakh each). With disciplined research, regular monitoring, and a realistic 12% CAGR—achievable in quality small-caps over the long haul—you'd grow it to ₹3.85 crore in 20 years. That's debt-free wealth, leveraging equity markets' compounding power without the leverage risks of real estate.
@itsnitinverma It’s real. Slower breathing quiets the mind (they’re inversely related). Do intense stuff like running early in the day, and taper screens + sports by evening. That nervous-system timing fixes sleep.
@SunilVTinani I feel...what looks like a gap down — or price weakness — may just be the market re-adjusting for dilution risk + uncertainty on execution/earnings ahead.
India Never had such a Lower Inflation.
Solid Macros.
Historically such Macros create Very long & Big Demand Cycle with Great Bull Run for Equities.
#EmergingTrends#Investing
Delhi stray dogs r not a menace. They r part of an ecosystem. Their brutal removal is not a solution. Empathy is. Getting civic agencies 2 do their job properly is a solution n supporting caregivers so that they can provide more is a solution. Lend ur voice 2 the voiceless now.
@_healthZwealth_ Adoption is done at a younger age, an old stray finds it hard to adjust within 4 walls of a home.
This is our government’s and past government’s repeated negligence that it has come to this level. I have 4 bdw.
Urgent: If dogs are being rounded up in your area, DOCUMENT everything safely - how they’re caught, kept, and moved. This evidence is critical to protect their rights and hold authorities accountable. Share at [email protected] NOW!
#savedelhidogs#savedelhincrdogs2025 #savedelhidogs2025