The Housing Collective

Our vision is to promote equitable access to adequate housing in Nigeria. We believe access to adequate and affordable housing is a right, not a privilege.

[The Housing Collective @TheHousingColl]

Did we get them all? 🥴

[The Housing Collective @TheHousingColl]

Although compulsory deductions are made from our salaries, we do not know what they are for.

[The Housing Collective @TheHousingColl]

Dealing with developers has been the worst part of my experience because they are not well regulated.

[The Housing Collective @TheHousingColl]

Construction was supposed to finish at the end of 2020 but I am still waiting for the developer to finish.

[The Housing Collective @TheHousingColl]

I applied when I was 35 so my mortgage is for 25 years.

[The Housing Collective @TheHousingColl]

I contributed for over 2 years before I applied for a mortgage for a 21 million naira property.

[The Housing Collective @TheHousingColl]

I first heard about the NHF when I started working and realised that 2.5% of my income was being deducted monthly.

[The Housing Collective @TheHousingColl]

This month we've been discussing access to housing for young families. Recently we spoke to Bayo, a 37 year old HR manager in Abuja to hear about his experience accessing a mortgage through the National Housing Fund.

[The Housing Collective @TheHousingColl]

The scale of the housing crisis is such that we cannot afford to be driven by profit alone.

[The Housing Collective @TheHousingColl]

We are still using figures from years ago. The dearth of data exacerbates the situation further.

[The Housing Collective @TheHousingColl]

People don't need to own homes right away, people just need shelter. @MrAbutpires

[The Housing Collective @TheHousingColl]

🏠 Yesterday we had a session on Clubhouse where we discussed 'Barriers to the Delivery of Affordable Housing for Young Families'. Here's a quick recap if you missed it 👇🏾

[The Housing Collective @TheHousingColl]

I contributed to the NHF for 2 years before I applied for a 2 bedroom apartment through the Lagos State Development and Property Corporation.

[The Housing Collective @TheHousingColl]

We have been exploring access to housing for young families this month. We are rounding off the month with Kabir. A 36 year old accountant in Lagos who's been frustrated by the system. Here's what he had to say.

[The Housing Collective @TheHousingColl]

Difficulties, delays and corruption in the system have put us off and pushed us towards a private sector mortgage with an interest rate of 18%.

[The Housing Collective @TheHousingColl]

We have been exploring access to housing for young families this month. We are rounding off the month with Kabir. A 36 year old accountant in Lagos who's been frustrated by the system. Here's what he had to say.

[The Housing Collective @TheHousingColl]

We put in our application over 2 years ago with no progress. We have decided to abandon the process and apply for a private sector mortgage instead.

[The Housing Collective @TheHousingColl]

Although many are contributing to the NHF they will likely never see the fruits of the deductions.

[The Housing Collective @TheHousingColl]

This month we've been discussing access to housing for young families. Recently we spoke to Bayo, a 37 year old HR manager in Abuja to hear about his experience accessing a mortgage through the National Housing Fund.

[The Housing Collective @TheHousingColl]

Although compulsory deductions are made from our salaries, we do not know what they are for.