The Installments

Football beyond the pitch.🎬
📈 Transfers | PSR | Club Finance | Commercial Deals | Ownership
The business behind the beautiful game.🤝

[The Installments @TheInstallments]

@indielfc A £40m extra for Bradley Barcola in the short term could work out at £100m more in the near future considering wage demands.💸
Would a possible £10m a year extra towards PSR influence this deal?

[The Installments @TheInstallments]

@goalsside @goal Newcastle run this deal, the ball is in their court with fees as Bruno is still under contract forcing Arsenal to pay an increased premium.
Bruno will force his way out, could we see a repeat of last seasons Isak antics?

[The Installments @TheInstallments]

@DeadlineDayLive @diarioas A new contract could cost Madrid north of €250m considering renewal bonuses, image rights and increased wage demands.
Will anyone pay his transfer fee?
Will anyone match his demands?

[The Installments @TheInstallments]

@DeadlineDayLive Gakpo deal may reach an excess of £75m allowing Liverpool to go all in on barcola, is it fully worth it….
Finances may suggest so!

[The Installments @TheInstallments]

@DeadlineDayLive Newcastle run this deal, the ball is in their court with fees as Bruno is still under contract forcing Arsenal to pay an increased premium.

[The Installments @TheInstallments]

📈 The hidden value:

🇧🇷 Brazilian market appeal
🌍 Global exposure
🏆 Champions League ambitions
💎 Squad value growth

Newcastle don’t need to sell.

So Arsenal would have to pay for a player who can change their level. ⚽

[The Installments @TheInstallments]

🚨 Arsenal’s Bruno Guimarães pursuit has one huge problem…

It’s not the player.

It’s not the money.

It’s Newcastle.

And their position could make this one of the most expensive deals of the summer. 👇

[The Installments @TheInstallments]

📊 The PSR impact:

A £100m deal over 5 years = £20m/year in amortisation.

Add wages and Bruno could cost Arsenal £30m+ per season on the books.

That’s the real financial commitment.

[The Installments @TheInstallments]

⚫ Newcastle hold the power.

They don’t need to sell Bruno.

He’s a key asset, under contract, and almost impossible to replace.

Arsenal wouldn’t be paying normal market value…

They’d be paying a premium for a player Newcastle don’t want to lose.

[The Installments @TheInstallments]

💰 The potential package:

💷 Transfer fee: £90-100m
📄 Wages (5 yrs): £50m+
🤝 Fees & bonuses: £10-15m

➡️ Total investment: £150m+

But the fee is only the headline.

[The Installments @TheInstallments]

Manchester City paid £100m for Grealish in 2021.

A £40m sale looks like a huge loss — but football accounting tells a different story.

After years of amortisation, the true impact is far smaller.

The fee makes headlines. The balance sheet tells the story. 📊

[The Installments @TheInstallments]

🚨💸 The Jack Grealish to Atlético Madrid deal could be worth OVER £100M…

The reported transfer fee is expected to be around £35-45m, a significant drop from the £100m Manchester City paid in 2021.

Here’s the financial breakdown. 👇

[The Installments @TheInstallments]

From an accounting perspective:

A £40m transfer on a 4-year contract would be amortised at £10m per season.

Add wages, and Grealish could cost Atlético £25m+ per year before bonuses.

[The Installments @TheInstallments]

Then add:

🤝 Agent fees: £3-6m
📝 Signing bonus: £2-5m

➡️ Estimated total commitment: £100-115m.

[The Installments @TheInstallments]

The biggest challenge isn’t the fee…

It’s Grealish’s salary.

🇪🇸 Atlético would likely need to match or come close to his current earnings, estimated at ~£300k per week.

Over a 4-year deal, that’s £60m+ in wages.

[The Installments @TheInstallments]

And no… shirt sales won’t pay for the transfer.

Even selling hundreds of thousands of shirts would only bring in a small fraction of the overall investment.

The transfer fee makes the headlines.

The real cost tells the story. 📈⚽

[The Installments @TheInstallments]

🚨💸 The £120M Cody Gakpo to Spurs Deal Nobody Is Talking About…

Everyone sees the £75m transfer fee.

That’s only HALF the story. 👇

[The Installments @TheInstallments]

Here’s the finance bit most fans miss…

A £72m fee on a 5-year deal is amortised at £14.4m per year.

Add wages and Gakpo’s annual PSR cost is roughly £22-23m.

[The Installments @TheInstallments]

A move to Spurs could really cost:

💰 Fee: £70-75m
💷 Wages (5 yrs): £40-45m
🤝 Agent fees & signing bonus: £10-15m

➡️ Total investment: £120-130m.