Joe Soto

Branch Manager at CrossCountry Mortgage
NMLS 175142
CORP NMLS 3029

[Joe Soto @TheJoeSotoTeam]

My Friend Chris Conner text me and said that it looked like I lost weight. He called me the Al Roker of loans. Is that a compliment??

[Joe Soto @TheJoeSotoTeam]

#NewProfilePic

[Joe Soto @TheJoeSotoTeam]

My team and I have seen our fair share of bidding wars – and we get it, they suck. But you can be ready for any homebuying battle by reading our blog and talking to us today. https://t.co/iQkPMpirrk

[Joe Soto @TheJoeSotoTeam]

Being your own boss is the best – but we also understand its challenges. Did you know self-employed mortgages can help you qualify for home financing? Read our blog and contact us to learn more. https://t.co/13ZKGz8rsC

[Joe Soto @TheJoeSotoTeam]

Don't spend hours signing stacks of paper - CCM HybridClose! Review your documents online in advance. Sign most electronically on closing day. Sign a few in person. Done. Still want to ink-sign everything? We’ve got that, too.

[Joe Soto @TheJoeSotoTeam]

Buying your first home is a big deal, and the process should be exciting and fun. These tips will help you feel more confident about your decision and super-stoked about your future! https://t.co/d7jL4S7K0b

[Joe Soto @TheJoeSotoTeam]

When you find the community and condo you love, call us for your conventional loan needs. With low down payments & flexible repayment timelines, we get you in your condominium conveniently. Call today!

[Joe Soto @TheJoeSotoTeam]

Want to spend more time in the sun and less time waiting on your loan? Our FastTrack Credit Approval program can help! Reach out to learn more.

[Joe Soto @TheJoeSotoTeam]

Easy requirements, outstanding benefits. We have an FHA loan program that includes a grant you can use toward your down payment and/or closing costs. Get started today! https://t.co/nAswKNUvbC

[Joe Soto @TheJoeSotoTeam]

CCM is not a credit repair company, credit reporting agency, broker, or advisor. We do not provide any services to repair your credit score. Consult a competent professional when you need any assistance.

[Joe Soto @TheJoeSotoTeam]

The higher your credit score, the better when it comes to getting a mortgage or other loans. You can help raise your score by following a few tips:

1️⃣ Review your credit reports
2️⃣ Pay down high balances
3️⃣ Pay your loans on time
4️⃣ Apply for credit only if you need it

[Joe Soto @TheJoeSotoTeam]

Congratulations to Ms. Shaw on the sale and purchase of your new home!!!! Thank you for trusting us to help you!

[Joe Soto @TheJoeSotoTeam]

Many people delay or avoid applying for a mortgage because they don’t have enough money to cover the up-front costs. Don’t disqualify yourself without first exploring these options. https://t.co/W97879biYd

[Joe Soto @TheJoeSotoTeam]

Working from home? Time to create the home office you deserve! Here are some inspiring ideas and financing options to get you started. https://t.co/acU1d6t8aA

[Joe Soto @TheJoeSotoTeam]

Don’t wait for mortgage rates to rise. Protect yourself now with the CCM Lock Before You Look program. Lock your rate for up to 90 days while you shop for a home. And be one step closer to closing! Let’s lock! Connect with us today to get started.

[Joe Soto @TheJoeSotoTeam]

You’ve decided to renovate, but where to begin? Start with a checklist of all the people you’ll need to contact, consult, and compensate for a successful project. https://t.co/x0JeniVbiq

[Joe Soto @TheJoeSotoTeam]

CrossCountry Mortgage is not a credit repair company, credit reporting agency, broker, or advisor. We do not provide any services to repair or improve your credit profile or score. Consult the services of a competent professional when you need any type of assistance.

[Joe Soto @TheJoeSotoTeam]

Your credit score is an important number that lenders use when determining whether to give you a mortgage. A higher score means you’ll usually get better terms and lower interest rates - which could save thousands of dollars. Let’s connect for tips on how to raise your score!

[Joe Soto @TheJoeSotoTeam]

If you live in a historic home, you’re preserving a small chapter of the American story. Your vision of a personal future must agree with the standards of a mutual history, so know your rehab options going in. https://t.co/3PuiaKlyIT

[Joe Soto @TheJoeSotoTeam]

With a 30-year fixed mortgage, your monthly payments are lower than with a 15-year fixed mortgage, but it will take longer to pay off your home. Whether you choose shorter or longer, the good news is that you have options. Let's connect and find the mortgage that’s right for you.