Personal finance expert, speaker, author of Bounce Back: The Ultimate Guide to Financial Resilience. Seen on Oprah, Today, Dr. Phil, CNN, MSNBC, NewsNation.
Honored to keynote the @PNCBank CFE Community Partner Summit in Houston.
Thank you to Edith Campos, Rey Ocanas & every community partner doing vital work for families.
Your efforts help people build credit, become homeowners, start businesses and more.๐๐ฝ
#FinancialEducation
To brands & writers: AI can write a paragraph. It can't live your story, interview a source, or earn trust. Authentic voice is one thing that can't be faked. Had a great LinkedIn Live on this w/ @ReynaGobel and the Freelance Success community.๐ช๐พ
#AuthenticVoice#FreelanceWriting
Putting kids in public school is very hard for many parent who feel they wonโt be giving their kids the โbestโ if itโs not private school. I recall making this choice & in hindsight Iโm SO glad I did. We saved a ton of $, all 3 kids turned out great + went to excellent colleges.
La Trice AKA Lala is the perfect person to offer inspiration, a birthday/holiday greeting, or even a prayer & motivation! Who can ever forget her epic wall comp win on ##bb28 and how she dedicated it to women โof a certain age.โ ๐๐ฝ๐๐ฝ๐ช๐ฝ๐ช๐ฝ๐๐
Yash voting for Devens is honestly disappointingโฆ I guess heโs riding with the โbro codeโ to the end โฆ and an emphasis on comps over strategy. #bb27
Smart women have been doing this since the beginning of time: Taylor knows her best option with Devens is to basically feeding him his own idea (or letting him think it was his ). #BB28
itโs so funny how devens campaigned to taylor and her response was โdoes he think iโm stupid?โ then she uses devensโ campaign on him and heโs like wait good point ๐ญ #bb28
Melody and Angela will likely be the deciding votes to decide if Taylor wins #bb28 โฆ against Drew or Devens.
Sadly, I have no confidence in these women to come through for Tay. ๐ฅฒ๐ฉ
Before you go holiday shopping โ and potentially affect your savings, credit and overall financial health โ check out the info below from @Experian! ๐๐ฝ๐๐ฝ
#creditchat
A10: Pre-holidays: set your budget in writing, automate holiday savings, and know your card balances.
After: do a January money check-in, keep receipts, and pay off holiday debt ASAP. Starting next year's fund in January is also a gift to your future self! #creditchat
A9: Deciding what you can afford for gifts and traditions? Start with your values, not the mall's marketing. Fund what's meaningful first. It's OK to scale back or do a gift exchange. Loved ones want your presence, not (just) your presents & definitely not your debt! #creditchat
A8: The best way to plan for unexpected holiday expenses is to expect them! ๐คท๐พโโ๏ธ๐คฃ
Build a 10% to 15% cushion into your budget for surprise invites, forgotten gifts, or pricier travel. If nothing pops up, that money goes back into savings. #creditchat
A7: Before using credit cards or buy now, pay later for holiday purchases, ask: can I pay this off in FULL when the bill comes? If yes, enjoy the rewards. If no, 20%+ interest turns every bargain into a regret. Don't let December's joy become January's debt! #creditchat