Novice

Shipping growth in Web3. Broke before the bull, Busy before the bear!
Ex-@zkxprotocol, @alloc8_xyz

[Novice @TheNoviceee]

Alright, genuine question for the privacy maxis. $ZEC is leading the “privacy wave” right now, and I get why. With global regulations tightening, the need for privacy is real.

But here’s the dilemma $ZEC is still a highly volatile asset, just like Bitcoin. That makes it hard to use as a payment base. If your “private money” swings 10% a day, no one’s really going to accept it for transactions. And when you trace it further, the core privacy premise still breaks down. You might stay anonymous on-chain, but the moment you off-ramp through existing rails, you’re trackable again. So what you’re left with is a token that promises privacy, but at the cost of volatility and limited usability. It sounds great in theory, but do we really need it in practice?

I know this touches the same nerve as Bitcoin’s “censorship resistance” argument, but I’m trying to understand where privacy tokens actually fit in today’s crypto landscape.

If I’m looking at it wrong, I’d love to hear your perspective.

[Meta Earth @_MetaEarth_]

The intersection of real-world assets and artificial intelligence is reshaping finance 💯

We're sitting down with @BlocksWithMJ & @TheNoviceee to unpack one of the most important questions in Web3 right now.

Join us live at 11 AM UTC 👇
https://t.co/8qLDnm8rVN

[Novice @TheNoviceee]

@sarthak_1806 Bruh 💀

[Novice @TheNoviceee]

@innflux_xyz Certainly the most solid concept I have seen in a long time.

[innflux @innflux_xyz]

https://t.co/oIO6GUusDq

[Pranjal Bhardwaj | 0xpranjal.algo /.eth @0xpranjal]

there's a stat that doesn't get talked about enough.

a middle class employee in Nigeria, steady job, steady income, pays taxes; walks into a lender and gets quoted 64% annual interest just to borrow against their own incoming salary. not because they're a bad borrower. but because there's no infrastructure that can prove otherwise. @0xnamaan was spot on when he said "ease of doing business in any country is upstream of one thing: how cheap and easy it is to get credit"

here it's not just a credit problem. it's also a plumbing problem and my friends at @Innflux are redoing the plumbing.

i've watched a lot of people try to "solve finance for Africa." most of them build a nice app, raise a round, and then quietly discover that the hard part was never the app. it was: where does the money actually come from? how do you know who to lend to? and when someone doesn't pay. what do you actually do about it?
@Innflux went and answered all three.

liquidity comes from USDC depositors who get real-time exposure to a live loan portfolio through isolated ERC4626 vaults. not a promise. live data. lenders can see exactly what their money is doing.

underwriting is done in real time pulling from bureau data, open banking APIs, and live fintech loanbook performance. they don't just score a borrower once and forget them. the fluxscore lives onchain and updates as the borrower's reality changes.

and enforceability which is the part everyone else skips is baked into every single loan. signed standing instructions from the originating institution and its owners, callable instantly. three layers of legal recourse on top of that. because onchain alone was never going to make someone in Lagos repay a loan. you need teeth.
they distribute through regulated fintechs, which means compliance without chasing licenses, and thousands of borrowers with a single integration. fiat rails for last mile. the whole thing actually connects to the real world.
built on @polygon. ramps through @flutterwave. yield through @aave.

i don't throw this word around lightly but this is what real infrastructure looks like. the kind that doesn't make headlines until suddenly millions of people have access to fair credit and nobody remembers what it was like before.

watch this one. study @innflux_xyz .

[Yami @YamiPNL]

🚨 BREAKING: LILY PHILLIPS ACCUSES MICHAEL SAYLOR OF STEALING HER IDEA OF FUCKING 100'000 MEN IN A DAY

[scar @imfat]

By the age of 21 you should have lost your savings in crypto at least once

[fabiano.sol @FabianoSolana]

The entire underpaid working class of Dubai queued up for 6 hours to make a month's salary flipping a watch

Then they cancelled the sale

[BONK.fun @bonkfun]

me entering the trenches with my 0.1 SOL portfolio

[RedPool @RedPoolhuyarr]

Government after successfully constructing the road...

[BFrog @BFrog__]

como me siento al comerme un hígado antes de beber para que el alcohol no sepa a cual de los dos atacar

[Novice @TheNoviceee]

At the request of Pakistan, I have decided to restart gambling with my money on leverage

[Corporate Dudes @corporatedudes]

JP Morgan internship this summer in the city #cityboysup

[sgp @stogolp]

Me walking into the JP Morgan interview and seeing bro who also applied

[Manas @0xmacdefi]

https://t.co/7xFWxMUHJa

[Novice @TheNoviceee]

@0xmacdefi W mah man

[Novice @TheNoviceee]

@ChainLinkGod Lmao