John

22 | 🏴󠁧󠁢󠁳󠁣󠁴󠁿🇺🇸 | Always learning

[John @TheroXx_EU]

@SimpXO Bo3 young Simp was insane cause no one had any idea and so many pros were getting surprised left and right. Reminds me of the 3 piece on Faze in the 10k you got

[John @TheroXx_EU]

@TKopelman @adembski99 Yeah our rule here is 10x income or 2x assets. Usually recommend 5M but have recommended 10-15 depending on scenario

[John @TheroXx_EU]

@TKopelman @adembski99 Why do you need to? Is that a recommendation or something you've seen from other companies? I sell insurance for State Farm and for our Umbrellas you only need 250/500/100 on the auto and 100k on homeowners to access umbrellas. And they're soooo inexpensive everyone needs one

[John @TheroXx_EU]

@evets2727 @vote_democracy @zachmelloh26 @PathwayToFI No one in this thread is supporting those types of FAs, should be pretty easy to spot those types of FAs early on and avoid them

[John @TheroXx_EU]

@imlorijay @caelanga @JohnathanPerk If your salary hasn't increased in the last 2 years find a different job because you're being exploited in a way everyone else isn't

[John @TheroXx_EU]

@WatchMeGetDown @caelanga @JohnathanPerk Wages have kept pace and actually increased faster than inflation on average in the last few years

[John @TheroXx_EU]

@DaNiBananiie @jannejanne In the US median wages increase every year

[John @TheroXx_EU]

@jannejanne The alternative is she sells the place and a property management company raises it 4+%

[John @TheroXx_EU]

@BadMommy4U @MaggietheMezzo @caelanga @JohnathanPerk You're lucky then

[John @TheroXx_EU]

@ellabel006 @jannejanne On average people are making 2%+ more than last year. Min wage went up 8% this year in Oregon/Washington state where I live so 🤔

[John @TheroXx_EU]

@noahskitchen8 @zachmelloh26 @PathwayToFI Everyone has a plan until the market crashes. Again what was the answer to my question? How did you enjoy solo investing in 2020?

[John @TheroXx_EU]

@utahthemiller @caelanga @JohnathanPerk 🙄

[🅹🅾️🅴🆈աrecκ ☭‎ @joeywreck]

If you live in the United States, here’s a fun fact: People in other countries much poorer than you have their own homes and free healthcare that no landlord or company can take away. They are eating home cooked meals with their family while we reheat TV dinners between jobs.

[John @TheroXx_EU]

@MsReptarMarie @caelanga @JohnathanPerk She is

[John @TheroXx_EU]

@MaggietheMezzo @caelanga @JohnathanPerk Tax, insurance, mortgage rates and every other expense is increasing much faster than 2% she's being very generous

[John @TheroXx_EU]

@caelanga @JohnathanPerk Unfortunately looks like lots of people that haven't heard of inflation under your tweet. 2% or less is generous the last couple years

[John @TheroXx_EU]

@noahskitchen8 @zachmelloh26 @PathwayToFI You didn't answer the question. And if you're listening to a gcse level educated 'advisor' you're talking to a scammer not a licensed financial advisor.

[John @TheroXx_EU]

@Jake_Baker10 @jilevin Still less money and a higher price than the Denmark example

[John @TheroXx_EU]

@noahskitchen8 @zachmelloh26 @PathwayToFI How did you personally respond to the 2020 market drop and what were your stress levels like throughout it?

[John @TheroXx_EU]

@noahskitchen8 @zachmelloh26 @PathwayToFI Investing is an incredibly volatile emotional roller-coaster especially when the fluctuations are often a years salary. You don't have to be an imbecile to make terrible decisions in those circumstances. But also most people are idiots outside of their field of expertise