The Smart Fi

Pediatric Registered Nurse, Father, #debtfree trying to save 50% of income. On a mission to reach #Financialindependence in 5 years. Inquiries: TheSmartFi@Gmail

[GoodMoneyAdvice @GoodMoneyAdvice]

How your FICO score is calculated:
Payment History 35%
Credit Utilization 30%
Length of Credit History 15%
Inquiries 10%
Types of Credit 10%

[The Smart Fi @ThesmartFi]

@NerdyGirlFIRE I don’t count my 529 because I think of it more like a sinking fund. I would count cash savings though.

[The Smart Fi @ThesmartFi]

@champgains Okay. Glad I’m not the only one that feels this way. 😂

[The Smart Fi @ThesmartFi]

@calmncentsblog I think we go limit down Sunday night.

[The Smart Fi @ThesmartFi]

@ButterRiceDDS 🙋‍♂️

[SavingJoyfully @savingjoyfully]

Maybe your goals for 2020 include learning more about managing money if so check out @xrayvsncom @drbreatheeasy @more_money_tips @mom_on_money @ThesmartFi @SandraLParsons @sst_gary @PlutusAwards @vital_dollar @rosecolordwater @DaleTheMoneyGuy @frugalgirls @Jovermyer1 @sidejambiz

[SavingJoyfully @savingjoyfully]

Last #followfriday of the new year @angelsnmom @lifenotestofile @lifejourney4two @rosecolordwater @afiercemind @Fabulous_Kimmy @smalltownliv @ThesmartFi @tamikacgraham @MoneyTalkWithT @frugalgirls @MelissaPederse @nimrod1979 @nicshealthylife @natural717 @yourmoneygeek

[The Smart Fi @ThesmartFi]

Money Triage For Your Next $60 https://t.co/kOTQFZ94gC via @thesmartfi

[The Smart Fi @ThesmartFi]

@TreadLightly_RE @MargaretAtwood That’s amazing. I read 3 🙈 and now I want to go hide

[The Smart Fi @ThesmartFi]

@JillianJohnsrud Pay $30,000 towards my mortgage principal 🎉

[The Smart Fi @ThesmartFi]

Does SEO Create the Pop Songs of the Internet? (Part 2: History of Pop) https://t.co/GU5xvsabdY via @savvyhistory

[The Smart Fi @ThesmartFi]

Thank you Andrea HAPPY FRIDAY 🥳

[SavingJoyfully @savingjoyfully]

#followfriday more favorites @WomenWhoMoney @EverydayLake @drbreatheeasy @AlBell42017 @DaleTheMoneyGuy @janetbpearson @more_money_tips @sarahlbrumley @Moneyat30 @BabyBoomerSaves @MamaBeFrugal @ThesmartFi @smalltownliv @DebtFreeLab @lifetravelsoul @tamikacgraham @TWOTALL4UFOOL

[The Smart Fi @ThesmartFi]

Stop paying for checks at these 3 wonderful financial institutions “Free Checks” https://t.co/vi8i4tsvZC via @thesmartfi

[The Smart Fi @ThesmartFi]

@wisemindmoney @theremotemom I agree. 🙌

[The Smart Fi @ThesmartFi]

After being on hold for 90 minutes an Apple support “specialist” was able to fix the problem of the missing gift card. Thank you @AppleSupport lesson learned don’t buy anything on black Friday weekend 😂

[The Smart Fi @ThesmartFi]

If you are trying to talk to @Apple customer service on this cyber Monday good luck and god speed. I’ve been hung up on 4 times and on hold for 90 minutes 🤯 all for an e-gift card from their Black Friday sale that never arrived. #Apple

[The Smart Fi @ThesmartFi]

@weonfire1 @Apple I know, my bad for buying on this consumerism weekend. My teenage kids don’t seem to care about FIRE or minimalism 😂

[The Smart Fi @ThesmartFi]

@ButterRiceDDS @Apple You must be one of the lucky ones 😂

[Steven Cotterill @socialiststeve6]

#BuyNothingDay because most of what we buy comes on container ships from far away . . .

The 15 largest container ships spew out as much pollution as all of the cars on the planet

And there are 5,000 container ships on the seas today

We are literally shopping ourselves to death