Karen | Debt Free Lab

Helping everyday people achieve financial success. Tips on #personalfinance, #creditrepair, how to live #debtfree, #savemoney, and much more

[Karen | Debt Free Lab @DebtFreeLab]

Welcome to Debt Free Lab! We're passionate about helping everyday people achieve financial success. Follow us to never miss an update.

[Aleksandra Huk @HukAleksandra]

People laughed at me when I said I will quit my job, train in permanent makeup and open my own salon.

I did just that, took a loan, trained, risked it, went from £18k annual salary to raking in over £100k annual profit being a business owner.

People laughed at me when I said I’ll be purchasing cars at auction, getting them fixed and selling for profit. I knew nothing about cars and the auctions were dominated by men.

I did just that and in the end I was buying multiple cars every auction and making over £10k profit monthly.

People laughed at me when I said I want to invest in stocks and crypto during covid, they thought I was mad and that I would lose everything.

I did just that and turned £40k into over £2M.

I went from an immigrant that started by waiting tables on minimum wage, working 3 jobs simultaneously to buying my own house outright.

The moral of the story is, don’t listen to the naysayers. Listen to your gut feeling and don’t be afraid to fail. Be persistent and remember if you don’t risk anything, you risk everything.

[Karen | Debt Free Lab @DebtFreeLab]

@HukAleksandra Recently I’ve seen all these notices trying to prevent fraud at places where you can get money or equivalents. They ask if you know the person and similar questions. I wonder if the cashier was just following a script they’ve been instructed to ask, probably to cover their butts

[Karen | Debt Free Lab @DebtFreeLab]

@micahcjames The right guy will come into your life when the time’s right. I wish I would have waited instead of marrying the first guy I thought was great when I was 18 and knew nothing about life! 1 divorce and 10 years of single motherhood later, I’m now happily remarried to the right one

[Karen | Debt Free Lab @DebtFreeLab]

Dinner for two in 2017: $40
Dinner for two in 2019: $50
Dinner for two in 2021: $60
Dinner for two in 2023: $1,453,824
I’m dead 😵🤦‍♀️🤦‍♀️💀💀💀💀😭😭

[Karen | Debt Free Lab @DebtFreeLab]

Looking to save money on ever-rising car insurance premiums? Check out today's guest post by Daniel Robinson from MarketWatch Guides, where we unveil 9 top money-saving hacks to get the coverage you deserve at the best possible price. Don't miss it!
https://t.co/BU2gh1R7Ru

[Andrew Lokenauth @FluentInFinance]

You're LEGALLY entitled to compensation for flights canceled or delayed — Here's what you do:

Many flights are canceled or delayed, but you are legally entitled to:

• Refunds
• Alternate transportation
• Compensation for additional expenses
• Reimbursement for flight-related expenses

In the U.S., the Department of Transportation (DOT) requires airlines to compensate passengers for certain delays and cancellations. The DOT's rules do not specify an amount, but they require airlines to provide meals, accommodations, and transportation to and from the airport.

Under European Union (EU) regulations, if your flight is canceled or significantly delayed, you may be entitled to compensation from the airline if the delay or cancellation was within the airline's control.

Use this script to complain via email, chat, text or phone:

"Hi, my name is [Your Name] and I'm reaching out to request compensation for my flight from [Origin] to [Destination] on [Date] which was [delayed/canceled]. I understand that flights can sometimes be delayed or canceled due to unforeseen circumstances, but I believe I am entitled to compensation for the inconvenience caused by this [delay/cancellation].

I have attached copies of my ticket and any relevant receipts or documentation, including expenses for meals, accommodations, and transportation, which were incurred as a result of the [delay/cancellation].
I would appreciate it if you could please review my case and provide me with a response as soon as possible.

Thank you for your attention to this matter."

The first thing you should do is contact the airline to determine your options.

• If your flight has been canceled, many airlines offer to either reschedule your flight for a later date or provide a full refund for the ticket.

• If your flight has been delayed, many airlines offer compensation or assistance, such as meals or hotel accommodations, depending on the length of the delay and the circumstances.

If you experienced a significant delay or other inconvenience, you may be able to receive additional compensation to cover any additional expenses you incurred as a result.

If you are unable to find a satisfactory resolution, you can file a complaint with the Department of Transportation.

[Seek Wiser @SeekWiser_]

8 TED talks that will teach you more than a 4-year degree...

[Karen | Debt Free Lab @DebtFreeLab]

@Lifecentric_in @sweatsntopknots @renew_lporter08 @Geraldine_Talks @johnhall @RobHollinger @RC_Rose20 @ChaputKerry @KindCompasCoach @MonicaVaklinova @TOALifestyle @CEOofYourLife @Financialplgrm @Polley93 @CarolineCarr001 @lifenotestofile @simplykatricia @30days30ways Thank you so much for including me here! 🙌🏻

[Mitchell Baldridge @baldridgecpa]

Owning a small business is the best tax deal in America.

Whether it's a $10K side hustle or $10MM business, earning business income opens up amazing opportunities for tax savings and wealth creation.

Let’s walk through how it works:

[Andrew Lokenauth @FluentInFinance]

Never let a job steal your life, use your salary to invest in passive income so that passive income replaces your salary.

Here are 7 popular ways to create passive income:

[Eugene Cheng 🪄 @itseugenecheng]

Most missed this epic speech from Michelle Yeoh to Harvard Law School.

Here are 7 deep life lessons the Academy Award winner gave:

[Andrew Lokenauth @FluentInFinance]

I asked 11 millionaires "What’s your best money advice?"

Here are 11 tips from millionaires on building wealth & improving your money mindset:

[Andrew Lokenauth @FluentInFinance]

Taxes will be the biggest expense in your lifetime, so strategic tax planning is a must.

Don't overpay your taxes, maximize tax deductions to lower them. Pay your legal share of taxes, and not a dollar more!

Here are 9 tax tips to save you thousands:

[Steve · Millionaire Habits @SteveOnSpeed]

I became a millionaire in my 30s. No side hustles. No inheritance. No tricks.

Here are 16 choices that made me rich.

1: I chose a high-paying career field (information technology), not liberal arts.

2: I cut out the losers. All you wanna do is drink? Bye.

[Karen | Debt Free Lab @DebtFreeLab]

@Lifecentric_in @RobHollinger @renew_lporter08 @the_balancedceo @thepursuitofl @joyimhoitsike @ShaunhasaBlog @CarolineCarr001 @simplykatricia @ChaputKerry @CEOofYourLife @codydberman Thank you!!

[Lifecentric @Lifecentric_in]

a delayed #FF but worth mentioning it.

@RobHollinger @renew_lporter08 @the_balancedceo @thepursuitofl @joyimhoitsike @ShaunhasaBlog @CarolineCarr001 @DebtFreeLab @simplykatricia @ChaputKerry @CEOofYourLife @codydberman

[TeacherGoals @teachergoals]

So true! 🧡

[wealthtender @wealthtender]

💸 Discover Top Get Out of Debt Blogs. 📣 Currently In the Spotlight: 1️⃣ @DebtFreeLab 2️⃣ @savebly 3️⃣ @getrichslowly

#personalfinance #debtblogs #debtfree #financeblogs #financialcoach

https://t.co/9XguHkLOc8

[Ramit Sethi @ramit]

How to have FUN money conversations with your partner (yes, it’s possible!)

Try asking your partner the 7 Best Money Questions tonight: