B Thomas Collins II | Real Estate Coach

Went from $13/hr at US Airways to owning a duplex in 2017. Now helping 1,000 renters become homeowners through house hacking. Founder, ShiftRich Community.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

The 20% down payment "rule" is a myth that keeps people renting forever.

I bought my first duplex with 3.5% down on an FHA loan. The rental income covered the PMI and then some.

Stop waiting for perfect. Start building equity.

Get the full playbook: https://t.co/fGKgImQQJA

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@alexisohanian @Monumental_Labs Old craft plus new tools is where a lot of the best businesses are hiding. Stone carving at factory speed is a great example.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@Entrepreneur The best side hustles usually start with something you'd do for free anyway. When you love the work, you outlast everyone who's only in it for the money.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@KHendersonCo And every one of them is going to send the launch announcement through Outlook.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@2whazzuup Local directories are so underrated. Boring niche, real search traffic, and local businesses will happily pay to get found. $1K MRR with no team is a great base.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@hasnainornymo I'd go paying customers first. Ten people paying tells you way more than 500 free signups. And sending the tough questions to the owner instead of guessing is a smart trust move.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@itaiwins "Build the audience before you need them" is the whole thing. The code got cheap. Trust didn't.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@acquirersx The lock-in effect is real. People sitting on 3% rates aren't selling unless life forces them to. That's why inventory stays tight even when buyers back off.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@washingtonpost That's why so many millennials feel behind even when they're doing everything right. The math changed. House hacking or buying a duplex with a friend isn't a weird move anymore, it's how a lot of people get in now.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@sundarpichai Real-time translation sounds small until you picture a small business owner closing a sale with a customer who doesn't speak their language. That's a lot of doors opening.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

Before you buy your first house, build two funds.

The down payment gets you the keys. The repair fund lets you sleep.

Water heaters, roofs and furnaces don't check your budget first. Owning feels a lot better when the first surprise is a bill, not a crisis.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

52 paying customers and he can tell you something about every single one. That's the real edge early on.

One sheet. Every customer. Where they came from and why they paid.

Most founders know their MRR. Few know their first 50 people this well. https://t.co/hiu4QlIkCL

[Piyush Sachdeva - ReelDrop #1 Instagram GrowthTool @techie_piyush]

98 days after launch, we hit 52 paying customers across 21 countries.

I keep a single sheet tracking every person , combining Stripe, PostHog, and my own notes.

Here is the breakdown from #1 to #52👇 https://t.co/odjFfHD8dx

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

This is the part most people skip. One net worth number is a snapshot. The trend is the story.

Debt going down every month while savings creep up beats a big number that hasn't moved in a year.

Check it monthly. Watch the direction, not the number. https://t.co/vRuMH88JCH

[Budgie @heybudgie]

Your net worth tells you where you are today.

But looking at how it changes over time tells you much more.

A single net worth figure has limited context without knowing what is changing underneath it: whether assets are growing, debt is falling, savings are accumulating, or financial flexibility is improving over time.

Tracking the direction gives the number meaning.

Follow @heybudgie for clearer ways to understand your money and what your numbers are telling you. 💚

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@b4dgerr Agree on the hard part. Building got easy, so getting customers is the whole game now. Whoever learns to sell and actually talks to users every week is the one who gets to $1K MRR.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@kimmonismus If it turns the call into the doc while everyone's still talking, that kills the worst part of meetings. Most meetings don't fail in the room. They fail in the week after, when nobody writes the follow-up.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@NewsLambert Over a point higher than a year ago. That's why I tell buyers to shop the payment, not the rate headline. Run your numbers at today's rate. If it works now, any drop later is a bonus.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@QCompounding Reverse DCF is underrated because it flips the question. Instead of guessing what it's worth, you ask what the price already assumes and whether you believe it. Makes it a lot easier to pass on hype.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@Bankrate Outbid five times and kept going. That's the part nobody sees. 140 points of credit work and $20K saved is a lot of quiet months. Congrats to him, November 24 is going to feel good.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@testingcatalog Custom instructions are the difference between a tool and an assistant. Explaining yourself every session is like training a new hire every single morning.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@zillow That gap is real. If you're renting a house right now, use the time to close it. Get the credit right, stack the down payment, and learn what the yard and the roof really cost. Then buying doesn't surprise you.

[B Thomas Collins II | Real Estate Coach @ThomasCEO]

@GuyDealership @bridgewaterchev $40K to $60K a month and the systems still don't talk to each other. That's the opening for builders. Most industries don't need more software, they need someone to connect what they already pay for.