I have finally stopped procrastinating on the web site. I have cleaned it up and updated the information and content on it. But, please keep in mind, it is still a work in progress.
Website is at:
https://t.co/gUfCagGZwC
A very secure and reputible third party Password Manager is Norton Password Manager.
- Utilizes biometrics after logging into
Norton acct & 2FA.
- Allows extra individual acct
security. Biometric access can be
added.
- Notes section for backup codes to be
saved.
Another must do protection is password generators & 2 Form Authentication. Once you have established this, the confirmation of activating 2FA, a backup code(s) is generated. Be 100% certain to copy these back up codes and label to which account they are for.
Once you've protected your cards, now it is time for account transaction alerts via all three methods if possible: 1. e-mail, 2. SMS Text, & 3. App Push Notification.
Set your transaction alert for as low of an amount as your financial institution will allow ($0.01 or $1.00).
Reminder: You will not be able to make a transaction with a locked card. Choose the debit card you wish to use, go and re-enable the card. Then make your purchase. Once you receive purchase confirmation, go back immediately to relock the card.
It is becoming more common that debit cards and credit cards are being hacked. The very first thing you can do immediately to prevent this is:
1. go to the card's issuing mobile app
2. navigate to the card settings
3. select to either lock, disable or freeze your cards.
The number 1 wealth building tool you have is your income. So keep this income and expand your income avenues; while at the same eliminating all debt and minimizing any unnecessary expenditures, will get you there sooner.
Tax filing deadline is nearing quick. If you have not stsrted or are possibly using #TurboTax to file, change to @TaxSlayer to file privately, securely, and save money on the filing fee by up to 50%.
https://t.co/95H15HcwMb
The Consumer Payment Choice:
Federal Reserve asked 1,537 consumers in 2020.
- Debit Cards equals 28%
- Credit Cards equals 27%
- Cash equals 19%
Debit & Credit cards have the most widely available transaction methods:
1. Swipe
2. Insert Chip
3. Tap NFC
4. NFC via Phone Wallets
Income increases can come from a second job or any of the side hustles from DoorDash, Uber, Lyft, Grubhub, Point Pickup, Amazon Flex, GoPuff, Instacart, Shipt, etc.
Also cut out your tv provider, stop monthly streaming services: Netflix, Hulu, Peacock, Apple TV+, etc.
October ends Tuesday. The last paycheck of the month is coming this Friday (or sooner via direct deposit).
Step 1: Get your paycheck stubs. If bi-weekly 2, if weekly 4; from ALL sources.
Step 2: Add each income source first.
Step 3: Add ALL income. This is your NET take home
After you made your initial monthly bill payments, you're now left with:
$445.00
This is where you gather ALL debt monthly bills & pay minimal amounts. If your monthly minimum payments are greater than the remaining balance, you'll need to increase your income & make cuts.