Tweeter Babu

Kuchh toh bataa zindagi, apna pataa zindagiii.

[George Noble @gnoble79]

I was 26 years old when Peter Lynch handed me this.

April 28, 1983. I was the auto and retail analyst at Fidelity.

Peter was in his prime, on his way to building the greatest mutual fund track record in history:

29.2% annual returns for 13 YEARS STRAIGHT, growing Magellan from $18 million to $14 billion. The Babe Ruth of investing.

I'm looking at the principles he had typed up on a single sheet of paper that I've kept in my files for 42 years and I believe now is the perfect time to revisit them again.

Let me walk you through a few:

Rule 1B: "You need an edge to make money. Do not rely on a combination of hope and good luck."

Today's retail investor has no edge. He has Reddit, Robinhood, zero-DTE options and a TikTok algorithm pushing him into whatever stock just ripped 200% the day before.

That's hope and good luck wearing a fancy costume.

Rule 1E: "Purchase stocks like one would purchase a business."

Tesla trades at over 360 times earnings on a business deteriorating in real time, Oracle has $206 billion in liabilities against $39 billion in equity, MicroStrategy is a leveraged Bitcoin holding company priced like a software firm, and don't even get me started on SpaceX, that piece of garbage you'll be able to trade tomorrow...

Nobody in their right mind would buy these as actual businesses. They buy them as stories, narratives, and lottery tickets.

Peter would have called it the same way I do - these are not investments. They are speculations. GAMBLING.

Rule 1G: "Study the balance sheet and cash flow statement."

The hyperscalers spent over $380 billion on AI capex in 2025. Goldman says the measurable productivity payoff does not arrive until 2027 at the earliest.

Oracle just reported NEGATIVE $23.7 billion in free cash flow for fiscal 2026 while borrowing at a pace that would make a leveraged buyout firm nervous. The cash flow statements are screaming but nobody is reading them.

Rule 1I: "Avoid the long shot."

This one cuts the deepest.

The entire market has become a long shot.

OpenAI is projected to post roughly $74 billion in operating losses in 2028 ALONE while priced for transformation tomorrow. Bitcoin treasury companies are multiplying off thin air.

The retail investor of 2026 is making one long-shot bet after another and calling it a portfolio.

Rule 3A: "When the fundamentals change, sell your mistakes."

Tesla's fundamentals have changed.

California registrations are down 24% year over year and inventory days went from 10 to 27. Musk himself admitted on the last earnings call that Hardware 3 cannot achieve unsupervised FSD, breaking a promise made to 4 million customers.

The fundamentals have screamed change. But the stock is still at $385.

The mistakes are not being sold. They are literally being doubled down on with leverage.

Rule 3I: "A 30-50% profit in 12 months is great. Mediocre in three years."

Today's retail crowd expects 30-50% in a WEEK. Then they wonder why they get wiped out the second the hype stops.

And my favorite - Rule 3J: "Develop your own style and stick to it."

That is the entire game right there.

I developed mine sitting across the hall from Peter Lynch in 1983, watching him work, reading his notes, getting my own research handed back to me covered in his pencil marks. Then in 1984, my first full year managing money, I ran the #1 mutual fund in America. The Fidelity Overseas Fund was top 2 for the next six years running.

I did not get there by chasing narratives. I got there by following the sheet of paper you are looking at right now.

42 years later, this single page contains more wisdom than every Fintwit thread, CNBC segment, and Wall Street price target combined.

Peter retired in 1990 with the greatest mutual fund record in history. Then he sat down and wrote books explaining exactly how he did it.

Only a few "investors" these days read them.

And almost nobody is reading the balance sheets, the cash flow statements, or studying actual businesses today either.

They are chasing AI, crypto, and whatever pumped yesterday.

The wisdom on this page is timeless and it's more important than ever.

[Normal Guy @Normal_2610]

India spent 39 years and over 2000 crore on the Kaveri engine and still cannot hit the thrust a fighter needs.

problem was never funding, GTRE had no access to how Rolls Royce or GE engineers think about single crystal blade metallurgy or combustion instability during flight.

That kind of knowledge sits inside people who have iterated on live programs for decades, You cannot download someone else iteration history. You have to be inside the program to absorb what it teaches

Every country that builds jet engines went through the same ugly loop, Test, fail, retest, discover something that fits nowhere in a textbook.

India had no high altitude test facility for the Kaveri. Had to ship the engine to Russia for every trial run. You cannot absorb the parameters that separate a working hot section from a molten one by reading papers.

That knowledge gets created inside the program itself. Miss the program, miss the knowledge. No workaround exists.

GE will transfer 80% of F414 manufacturing tech to HAL, The remaining 20% is where the real gap lives.

Core metallurgy, turbine cooling geometries, thermal margin tables that took forty years of flight data to build. Safran meanwhile is offering India full hot section know how for the AMCA engine.

Two competing offers from two different countries, both telling India the same story. You can buy the right to assemble, You cannot buy the intuition that shaped the design.

I love yur thought by the way, I watch few weeks Ago reel where he talked about how hard to make just blade :)

[Tweeter Babu @TimesOfTweeter]

@prakdadlani Hey, Is it advisable to visit hongkong in month of august 2026?

[Ram M Sundaram @ramsundaramTOI]

A drug cartel needed someone to track a container carrying 303 kg of Colombian cocaine to Thoothukudi.

A logistics manager in Chennai took up the job. He tracked it non-stop.

That unusual tracking pattern led DRI to the seizure and a 10-year jail term for the manager.

[Himalayan Hindu @himalayanhindu]

Keshav Negi did not get bail & has been sent to jail for 14 days in judicial custody. A 65 yr old poor chef is rotting in jail while corrupt municipal officials who allowed that illegal death trap to run are probably enjoying air conditioned rooms.

— ABSOLUTE MOCKERY OF JUSTICE

[MANISH PANDEY @ManishPandeyLKW]

Keeping in mind the rising fuel costs in the country, I bought an MG Windsor EV a few months ago. I genuinely believed I was making a smart decision. Unfortunately, what followed has been one of the worst ownership experiences of my life.
About a month ago, while returning from my son's school, a speeding Mahindra Thar rammed into my car from behind. My vehicle was moving at barely 30–35 km/h when the impact pushed it into an Innova ahead. The rear section of the car suffered significant damage.
The very same day, I handed the vehicle over to MG's service center for repairs.

From that point onward, for weeks, I kept making the same phone call:
"When will my car be ready ?"
Every time, I received a different excuse.

Last Saturday , I was informed that the repair work had been completed and only the insurance company's delivery order was pending. I was assured that the order would arrive on Monday and the car would be handed over immediately.
Monday came and went.

By afternoon, having heard nothing, I decided to visit the workshop myself.
And that's when the real story began.
The service advisor responsible for my vehicle didn't even know where the car was parked. After searching across three floors, we finally discovered it in the basement.
What I saw there left me speechless.
The car was in worse condition than it had been immediately after the accident.

At that moment, I realized that my biggest mistake wasn't the accident it was buying an MG. In the last 20 years, I have owned vehicles from almost every major automobile manufacturer. I've dealt with repairs, insurance claims, and service centers countless times. But I have never experienced such disorganization, negligence , and lack of accountability from any company.
Keeping a customer's vehicle for nearly a month, providing misleading updates, and then not even knowing where the car is parked is not poor service it's complete disrespect for the customer's time , trust, and money.

As I was leaving the workshop, I told the advisor "Brother, sell this car for whatever you can get even if I have to take a loss of a few lakhs. I don't have the courage to bring it home anymore. If I ever have to come back to this workshop again, I might genuinely lose my mind."

People may debate how good or bad the MG Windsor EV is as a product.
But as far as MG's after-sales service is concerned, my verdict is final.
This has been, without a doubt, the worst customer service experience I have ever had with any automobile company.

If you're considering buying an MG vehicle, don't just visit the showroom. Spend some time at their service center first. The difference between the two may help you make a much better decision.

@MGMotorIn
@MGSupportIndia

[Barkha Trehan 🇮🇳 / बरखा त्रेहन @barkhatrehan16]

A couple in Pune divorced after just 6 months.

​• Wife's salary: ₹1.41 Lakh/mo

• Husband's salary: ₹2.79 Lakh/mo (supports parents)

• Court ordered husband to pay ₹1.35 Lakh/mo maintenance.

​Now the wife gets ₹2.76 Lakh/mo and the husband is left with ₹1.44 Lakh/mo.

​If both spouses are highly paid working professionals, what is the justification for such hefty maintenance? Shouldn't financial independence eliminate or reduce alimony?

​What are your thoughts? 👇🏽 #LegalSystem #DivorceLaws #India

[The Analyzer (News Updates🗞️) @Indian_Analyzer]

Dhiman Chakma (after cracking UPSC):
"I want to SERVE the Poor, uplift the backward, and work for the Northeast".

June 2025: Caught taking Rs. 10L bribe. 45L also allegedly recovered.

June 2026: BACK as Revenue Dy. Secretary.

Our system is DOOMED💔

[Ramin Nasibov @RaminNasibov]

Much respect to melons for keeping their seeds in one neat pile, unlike watermelons.

[Students For Liberty @sfliberty]

In 1992, a 32-year-old historian became Prime Minister of Estonia.

He had read exactly one book on economics: Milton Friedman's Free to Choose.

He used it as a policy manual. Western advisors and Estonian economists told him it would fail. 🧵

[Zoru Bhathena @zoru75]

Mrinal Tai Gore Flyover extension

What are they celebrating?

That they were able to complete it after taking 8 years?

Normal people would hang their head in shame

But. My BMC
They are celebrating their own incompetence

[Ajay Bagga @Ajay_Bagga]

On June 5th, the incorrect analysis is retracted.
Despite the RBI clarification, social media analysts were raising doubts on RBI gold holdings while going by the wirehouse's analysis.
This happens only in India.
I have met many nationalities in a career of four decades. National pride, patriotism is foremost.
Only in India, we first want to pull down our own country and put our belief in outsiders.
When I was an investor in a textile startup, this was starkly evident. A Chinese buying agent would give the Chinese suppliers a lot of leeway and go out of the way to favour Chinese producers . Indian buying agents would be the worst for Indian producers.
Have seen that in various formats.
Having worked with German and Japanese owned companies, this was very evident. The National pride was something that you could count on at every step.
Only in India we have mastered the pulling down of the Nation.
The same was the case here.
Despite RBI saying the Gold holdings are constant "as on date" there were doubts raised on what that meant, was RBI using old data and gold had been sold in May etc etc.
Now the "incorrect story" is retracted.
If this was China, the wirehouse would have been severely penalised.
We shrug off these anti India moves too lightly.
Be more proud of your country and its institutions.
We are a 20,000 year old civilisation and a young modern country that is progressing fast. Faster than all major economies of the world.
We are not perfect but neither are the others.
But their nationals are much more patriotic.
There is no apology from this media outlet which often publishes anti India narratives brazenly.

[Siraj Noorani @sirajnoorani]

"Rejected Lover Stabs Ex-Girlfriend to Death Inside Mohali Office, Then Attempts Suicide"

#Mohali, #Punjab - In a shocking case of suspected rejection-driven violence, a 30-year-old woman named Dimple was stabbed to death by her former boyfriend inside a private Packers & Movers company office near Bestech Mall in Phase-11, Sector-66, Mohali. The accused, identified as Harvinder Mann alias Harry, also stabbed himself multiple times after attacking the woman. Both were rushed to Fortis Hospital in critical condition. Doctors declared Dimple dead on arrival, while Harry is undergoing treatment and remains in a serious condition. According to police, both victims were employees of the same company for nearly three years. They were in a relationship that ended about six months ago. Sources said Harry had been mentally disturbed since the breakup and was repeatedly trying to reconcile with Dimple, but she had distanced herself.

[Kiren Rijiju @KirenRijiju]

Learn from Mizoram, our North East !
जिस किसी ने भी यह वीडियो बनाया है, मैं उससे सहमत हूँ।

[Meme Supplier @ImMemesupplier]

Reel got real

[Ronit Pereira @CAronitpereira]

Remember when Rakesh Jhunjhunwala bashed Prabhu Chawla for his remarks : ‘Poor have become poorer in India’ 😂

“Which poor person has become poor? My servant has a bank account now, he has a passport. He sends his money to his family in village.”

“10 years ago, he used to spend Rs. 200 to transfer Rs. 10,000 and it took 7 days, now he transfers money in half hour. He has got mobile phone, he can speak on video call with his children.”

“Earlier we used to beg from USA for wheat, today we are producing wheat in surplus.”

- Rakesh Jhunjhunwala. 2021

[Mambo Italiano @mamboitaliano__]

Three weeks on from the horrific diving accident in the Maldives, where 5 Italian divers sadly lost their lives 🇮🇹

One of the most accurate videos, with an excellent hypothetical reconstruction of the events as they happened

Based also on the heroic recovery of the bodies

[Maheshwer Peri @maheshperi]

Watch: The happenings and skeletons falling off the CBSE cupboard no longer surprise me. Here, a reporter at @careers360 buys CBSE class 12th Student data, possibly hacked and downloaded and being sold openly despite @MeitY_NICSI and @cbseindia29 data protection policy.

[Wholesome Side of 𝕏 @itsme_urstruly]

This is the most immaculate photographer banter I've ever seen 😂

[Dharmesh Ba @dharmeshba]

There is a reason for why we can’t have these for India.