Tom

Founder of @openfindai | Investing in Blockchain &̲ AI

[Tom @Tom0nChain]

@bgarlinghouse said prices will soon reflect fundamentals 👀🙌🏽

Do NOT be mistaken by a $1.20 $XRP 😶‍🌫️
Here are the fundamentals:

✅ @NYDFS BitLicense → One of the hardest banking regulatory licences in the world to obtain.
✅ @USOCC approval for a national trust bank → one of only a handful ever granted to a crypto firm.
✅ Market Clarity Act heading to presidential signature → first comprehensive US crypto law.
✅ @federalreserve master account application filed → direct access to the US financial system.
✅ Executive Order already signed opening Fed access to crypto firms.

And $XRP is sitting at $1.20
STUPIDLY underpriced.

Do as you will with that information 🤔

[mickle @xrpmickle]

Prices will soon reflect fundamentals. They always do.

[Tom @Tom0nChain]

@CryptoRob35 @Yellow for sure leading.

You don’t get the Co-founder of @Ripple who has spent decades building payment infrastructure for not reason.

[Tom @Tom0nChain]

😭😭

[Cryptoinsightuk @Cryptoinsightuk]

Yooo 😭😭😭

[Cryptoinsightuk @Cryptoinsightuk]

Yooo 😭😭😭

[Tom @Tom0nChain]

@bgarlinghouse said prices will soon reflect fundamentals 👀🙌🏽

Do NOT be mistaken by a $1.20 $XRP 😶‍🌫️
Here are the fundamentals:

✅ @NYDFS BitLicense → One of the hardest banking regulatory licences in the world to obtain.
✅ @USOCC approval for a national trust bank → one of only a handful ever granted to a crypto firm.
✅ Market Clarity Act heading to presidential signature → first comprehensive US crypto law.
✅ @federalreserve master account application filed → direct access to the US financial system.
✅ Executive Order already signed opening Fed access to crypto firms.

And $XRP is sitting at $1.20
STUPIDLY underpriced.

Do as you will with that information 🤔

[Ripple @Ripple]

The demand for modern, always-on settlement infrastructure continues to grow.

@Mastercard’s support for $RLUSD and the XRP Ledger reflects growing demand for trusted digital assets and blockchain infrastructure that can power faster, more flexible settlement.

[Tom @Tom0nChain]

I agree ~I like to frame it as the following:

$XRP is the train track.
$XLM is the road.

A train can only go where the track goes. Fast, efficient, but you need to build the infrastructure first and everything has to connect to it.

A road? Anyone can use it. Bikes, cars, trucks, horses. You can pave a new bit whenever you want. It reaches the village that never got a station.

$XRP settles the journey. $XLM builds the network.

[Tom @Tom0nChain]

The two major layers of @The_DTCC will be:

$XLM → Tokenization Layer
$XRP → Settlement Layer

Not a coincidence that @The_DTCC acquired a company called Securrency – which holds the patent for “Systems, Methods, and Storage Media for Managing Digital Liquidity Tokens in a Distributed Ledger Platform”

A patent that explicitly integrates BOTH $XRP and $XLM 👇🏽

Then made its founder, Daniel Doney, Head of Digital Assets at @The_DTCC 👀 🤯

[Chad Steingraber @ChadSteingraber]

Two major layers of DTCC

———————————————————-
Tokenization Layer — Asset On Chain Data |
———————————————————-
Settlement Layer — Clearing and Finality |
———————————————————-

[Tom @Tom0nChain]

@luke_judges 🏛️🙌🏽

[LJ @luke_judges]

Great fun talking about the XRP Ledger’s growing RWA ecosystem & our entrance into the Turkish market with RLUSD yesterday @IstanbulBlockWk

[Tom @Tom0nChain]

@BankofAmerica filed a $XRP Patent 🤔
They don’t file patents for fun…

[Tom @Tom0nChain]

This is a Patent for real time settlement published by Bank of America in 2019. This is now abandoned… Remember this was published by BOA when XRP didn’t have legal clarity. There are definitely some strong NDA in place with these institutions with Ripple. Any day now 📈

[Tom @Tom0nChain]

Cheap entry… Accelerating adoption…
Capital flooding in from every direction…

🏛️ Banks are waking up.
💵 Global liquidity is expanding.
🤖 AI agents need settlement rails.
⚖️ The CLARITY Act is getting signed.
🔗 Stablecoins are already clearing $100T a year.

The perfect storm is forming 👀🤔

Investing in the protocol layer now is like acquiring equity in TCP/IP before the web was built on top of it…

ripple:native

[Tom @Tom0nChain]

Cheap entry… Accelerating adoption…
Capital flooding in from every direction…

🏛️ Banks are waking up.
💵 Global liquidity is expanding.
🤖 AI agents need settlement rails.
⚖️ The CLARITY Act is getting signed.
🔗 Stablecoins are already clearing $100T a year.

The perfect storm is forming 👀🤔

Investing in the protocol layer now is like acquiring equity in TCP/IP before the web was built on top of it…

ripple:native

[Tom @Tom0nChain]

There is TRILLIONS → if not quadrillions about to be tokenised on public blockchains like $XRP‼️

@TheDTCC holds a patent using $XRP as a liquidity bridge between markets, and their tokenisation service → built in partnership with @Ripple → launches in July.

If $XRP is used as the infrastructure layer to process just 1% of $4.7 quadrillion (what the DTCC processes annually)

= $47 trillion flowing through $XRP annually.

[Brad Garlinghouse @bgarlinghouse]

14 years later – still the honor of a lifetime to be part of the XRP family!

[Krippenreiter @krippenreiter]

XRP Ledger is part of the stack! 🥳

[Tom @Tom0nChain]

The Clarity Act has officially been placed on the Senate Legislative Calendar 👀🙌🏽

The progress is as follows:

[Bitcoin News @BitcoinNewsCom]

NEW: The Clarity Act has officially been reported out of the Senate Banking Committee and placed on the Senate Legislative Calendar.

On May 14, the committee voted to advance the bill.

As of June 1, that process is complete and the legislation is now eligible to be scheduled for consideration by the full Senate. The next major hurdle is a floor vote.

The sequence is now:

✅ Introduced
✅ Committee hearings
✅ Committee markup
✅ Passed Senate Banking Committee (15-9)
✅ Placed on Senate Calendar
⬜ Full Senate debate/amendments
⬜ Senate floor vote
⬜ House-Senate reconciliation (if needed)
⬜ Presidential signature

[SMQKE @SMQKEDQG]

The Clarity Act has officially been added to the Senate Legislative Calendar.😏💨

👇

[MoneyGram @MoneyGram]

Introducing MGUSD.
MoneyGram's native U.S. dollar stablecoin.

Natively issued on @StellarOrg.
Built with @Stablecoin, @M0 and @FireblocksHQ.
Live in the U.S. today.

[Tom @Tom0nChain]

14 years of $XRP

[Uphold @UpholdInc]

Happy 14th Birthday XRP 🎂

[Tom @Tom0nChain]

Worth a read 👀👇🏽

[Yellow Capital @yellow__capital]

Token launches still don't have the accountability standards traditional markets figured out decades ago.

As @DiegoMYellow, told @sandmark_news:
"When you launch on Nasdaq, you need to disclose your economic files and have an investment bank publicly behind you. That's the stamp of confidence and that's something we're trying to change."

That gap is exactly what the next phase of crypto has to close.
https://t.co/7PZB93qyFK

[Tom @Tom0nChain]

$20,000,000,000,000💰

That’s the size of the AI agent settlement opportunity & @Ripple co-founder Chris Larsen invested in ONE particular company building the rails for this…

That company is @Yellow and Chris Larsen led their $10M seed round.

@Yellow’s L3 clearing network settles on the $XRPL using off-chain state channels, real-time finality and $XRP as the settlement layer 🤯