Tokenised deposits are now in live pilot in Singapore. As more banks issue them, interoperability raises three questions:
➡️ How do they settle bank to bank?
➡️ How do they connect to payment rails and ISO 20022?
➡️ How do they settle across borders and currencies?
Our team will be at @sgfintechfest 18–20 November. Book a meeting to hear what we've learnt so far: https://t.co/EqJzxQ0DqS
#SFF2026 #TokenisedDeposits #Interoperability
Quant X Canton in UK & Japan
Japan Govt Bonds coming to Canton
Quant SATP has Japanese govt bond on Canton w tokenized JPY on Hyperledger Besu
✅HSBC Orion (Canton) used in UK GBTD for digital bonds
✅Quant orchestrate GBTD making shared bank tokenized deposits possible
Before a bank writes a line of code, it faces one architectural decision: where the fiat sits that backs its tokens, and which ledger is authoritative for customer positions.
Our paper with @Capgemini sets out how to choose the right model, and how to take a programme from strategy to production.
Download it here: https://t.co/3F1dmHZcbp
#TokenisedDeposits
Every privacy model relies on trusting someone: the operator, the issuer or the cryptography. Who is it, and what can they see?
Our latest article compares the main approaches, with five questions to test any privacy claim.
Read it here: https://t.co/TBmG81iHNc
#TokenisedMoney #TokenisedDeposits #Payments
Another reason I built the Terraforms test bench was to experiment with generative heightmaps for Daydream parcels.
Many daydream parcels look hand drawn, or like ordinary images converted into heightmaps. No shade. I wanted something more aligned with a system. A system within a system, if you like.
I spent several days looking for inspiration... photographing physical rugs, borrowing from abstract expressionism, mimicking patterns from nature. Then I worked with AI to build algorithms varied enough to keep producing interesting outputs.
Hit Generate, explore seeds, and the latest 16 stay at the bottom of the page so you can revisit them.
This is one of my favourites so far. Undertow...
A small QOL tweak I made last night... the second and third parcels now come from the same Level as the first. One heightmap, one Level, three palettes. It keeps the comparison coherent and shows how much colour varies within a single Level.
The past 90 days we've seen $QNT do the following:
• Selected by The Clearing House for OCMI
• Present w Murex & Campgemini at SIBOS
• UK GBTD test live transaction use cases
• Hire new Global Talent Lead & CISO
• Programmable Settlement report w Murex
• Deutsche Bundesbank cite Quant for Digital Euro
• GBTD & OCMI recognized by BIS Advisor
The dominos are beginning to fall into place
Most of the time, holding an early stage investment feels like holding nothing.
The price goes sideways for years and nobody cares, even while the risk is slowly coming down.
Then some piece of proof shows up and the whole thing reprices in a few weeks.
The flat years are hard because being early looks exactly like being wrong, so funds stay away and tired holders sell every bounce.
When those sellers run out and the proof is public, everyone tries to buy a float held by people who won’t sell at the old price.
Even the winners are miserable to hold.
Amazon fell over 90% after the dot-com peak, and Nvidia had several 50%+ drawdowns before its big day in May 2023.
I think holding through that is harder than picking the asset, and plenty of people who were right got shaken out.
ethereum:0x4a220e6096b25eadb88358cb44068a3248254675
Terraforms has so many layers, so many ways to experience and interpret it, that collectors are building their own tools to explore it further.
I’m quite sure that, in time, the consensus will be that Terraforms is one of the most important works in the history of art.
Just as people look at the Egyptian pyramids and wonder how the Egyptians could have built them, future generations will look at @0x113d work and wonder how it was possible to create Terraforms in the pre-ai era.
Quant powers TCH tokenized deposit network ethereum:0x4a220e6096b25eadb88358cb44068a3248254675 🇺🇸
12 of the largest banks in the United States, led by JPMorgan Chase, Citigroup, and Bank of America
Using @TCHtweets Clearing House to provide on-chain clearing and settlement of tokenized deposits
Between banks within the established banking framework
The network consists of “The Chain,” which clears the tokenized deposit transaction between banks, and “The Bridge,”
Which connects the blockchain-based activity with the RTP and CHIPS networks
To provide settlement of the transaction via the movement of fiat
Sal Karakaplan, CSO at The Clearing House, speaks - at the Money 20/20 event - about the On-Chain Money Initiative, for which Quant is providing the entire infrastructure.
You still have a short time before you definitely miss the $QNT train.
https://t.co/qtXEIfV9Br
Quant Pills 💊
Pill 2 starts from one line in a Quant article from 15 Oct: how a payment actually settles on The Clearing House's new tokenised deposit network.
It's not the order most people assume, and there's a catch. 🧵👇
Did you expect the token to go first?
Singapore’s banks are now settling live tokenised deposit transactions, at home and across borders.
As more banks, ledgers and networks come online, the question becomes how they connect, both with each other and with the systems banks already run.
That’s the layer Quant provides, and we’re already doing it in major markets:
➡️ The Clearing House’s On-Chain Money initiative, bringing tokenised deposits to US banks
➡️ Great British Tokenised Deposits, UK Finance’s programme, where we designed and built the platform
➡️ Japan, with Dentsu Soken, supporting tokenised deposit adoption
Lenna Russ and Kirat Rawel will be at @sgfintechfest, 18–20 Nov, meeting banks and capital markets firms across the region.
Working on tokenised deposits, cross-border settlement or programmable payments? Book time with them: https://t.co/EqJzxQ0DqS
#SFF2026 #TokenisedDeposits
When you see expertise like this in DLT...
All short term FUD & noise seems like child's play
There's a reason The Clearing House chose $QNT
Gilbert's spent YEARS in cyber & payment security & even building an ISO standard around it
✅UK Government
✅Aus Government
✅US Fed Reserve
✅Financial Giants
✅Central Banks
Quant was never even playing the "Crypto Game"
It was always about connecting digital transformation to our modern day infrastructure
Pretty big for $QNT 🤯
Murex, through its integration with Quant Overledger, allows its clients to:
1) access unified liquidity, regardless of how assets are settled;
2) provide innovation at the settlement layer, enabling seamless operations across TradFi and DeFi.
“The next generation infrastructure will be a crucial part of the UK retail payments ecosystem.” ethereum:0x4a220e6096b25eadb88358cb44068a3248254675
Opening line of the Bank of England’s response this morning
After 121 submissions on how to rebuild the system every UK payment runs through.
Faster Payments, Bacs and the Image Clearing System processed just over £11 trillion in 2025.
That’s the scale of the infrastructure being redesigned. (Just in UK 🇬🇧 )
Further in, the document describes an orchestration layer that would “validate, route and sequence payments across the core,”
Carrying the UK off legacy FPS and Bacs formats and onto ISO 20022.
From RLN to GBTD, Quant is already helping shape the future of UK financial infrastructure.
https://t.co/FVFS4LjRmr
𝗠𝗮𝗿𝗸 𝘆𝗼𝘂𝗿 𝗰𝗮𝗹𝗲𝗻𝗱𝗮𝗿𝘀: the first ever terraforms show and tell is happening this wednesday on the @mathcastles discord server!
All are welcome. Feel free to simply observe, or participate and show off your favorite parcels!