TruDecision Inc

TruDecision delivers fintech innovation to auto lenders.

[TruDecision Inc @TruDecision]

TransUnion reports continued declines in auto loan originations as inflation strains consumer budgets. But with pent-up capital poised for 2025, lenders who’ve tightened credit could see substantial growth.

🔗 [More insights](https://t.co/qqIYmjVq57)

[TruDecision Inc @TruDecision]

TruDecision is proud to share that our CTO, John M. Medellin, PhD, CPA, will be speaking at the Blockchain and Infrastructure Conference on November 7th in Washington, D.C.!

[TruDecision Inc @TruDecision]

With balances at all-time highs, more Americans are underwater on their auto loans. As recovery values drop, lenders must prepare strategies to address potential defaults. Stay tuned for tips!

🔗 [Read more](https://t.co/ZTJoYO3d6I)

[TruDecision Inc @TruDecision]

Despite inflation easing, it's still impacting purchasing power. In Sept 2024, U.S. prices rose 2.4% YoY, so lenders should keep PTI/DTI standards tight, especially for lower scores.

[More data](https://t.co/v2U5q0tiH0)

[TruDecision Inc @TruDecision]

Join David and Daniel today at the AFS Summit in Vegas.
#Trudecision

[TruDecision Inc @TruDecision]

Credit Scores Didn’t Exist Until the 1950s
Before credit scores existed, you’d have to sit down and talk with a banker before getting a loan. The process was subjective. If the banker didn’t like you or thought you were untrustworthy, you wouldn’t get approved.
#trudecision

[TruDecision Inc @TruDecision]

Prior To The Invention Of The Steering Wheel, Drivers Used A Lever To Steer The Car

#creditunionsrock #creditunions #autofinance #autolending #subprime #fintech #trudecision

[TruDecision Inc @TruDecision]

Happy 4th of July!!!!

[TruDecision Inc @TruDecision]

Happy 4th of July from all of us at TruDecision! Today, we celebrate the spirit of freedom, unity, and progress. Wishing you a day filled with joy, laughter, and cherished moments with loved ones. Let's honor the past and look forward to a brighter future together!

[TruDecision Inc @TruDecision]

CFPB's findings on negative equity may miss broader risk factors. It's not surprising that equity reduces default risk, a key factor in lending. Should lenders deny loans due to a 20% default risk, or adjust to enable economic access for the majority?

https://t.co/77a2YDtbvz

[TruDecision Inc @TruDecision]

Discover fascinating tidbits about the credit industry that will leave you wanting more. Stay tuned for mind-blowing insights from TruDecision!
#afsa #creditunionsrock #creditunions #banking #autofinance #autolending #subprime #fintech #subprimelending #banking #trudecision

[TruDecision Inc @TruDecision]

TruDecision is excited to announce that Daniel Parry our CEO will be presenting at the Inovatec Conference on June 19th.
#afsa #creditunionsrock #creditunions #banking #autofinance #autolending #subprime #personalloans #powersports #fintech #subprimelending #banking #trudecision

[TruDecision Inc @TruDecision]

Shoutout to all the amazing fathers who go above and beyond every day! Your dedication and love make the world a better place.

[TruDecision Inc @TruDecision]

Shoutout to all the amazing fathers who go above and beyond every day! Your dedication and love make the world a better place.

[TruDecision Inc @TruDecision]

Maximize your industry awareness with 'Did you know' revelations! TruDecision's focus on all aspects fuels the creation of advanced models.
#afsa #creditunionsrock #creditunions #banking #autofinance #autolending #subprime #fintech #subprimelending #banking #trudecision

[TruDecision Inc @TruDecision]

TruDecision is excited to be attending the NAF conference again this year. New location in Fort Worth. Drop by Kiosk 23 to say hi to the guys.
#afsa #creditunionsrock #creditunions #banking #autofinance #autolending #subprime #fintech #subprimelending #banking #trudecision

[TruDecision Inc @TruDecision]

Starting the week with wisdom from Peter Drucker. Let this quote fuel your ambition!
#afsa #creditunionsrock #creditunions #banking #autofinance #autolending #subprime #personalloans #powersports #fintech #subprimelending #banking #trudecision

[TruDecision Inc @TruDecision]

TruDecision is excited to be attending the NAF conference again this year. New location in Fort Worth. Drop by Kiosk 23 to say hi to the guys.

[TruDecision Inc @TruDecision]

Federal Reserve: 20% of Americans maxed out credit cards, delinquencies hit 3-year high. Lenders beware inflation. Look beyond credit scores, monitor rising revolving debt burden.

#creditunions #banking #fintech #subprimelending
https://t.co/fPhLQeGMTn

[TruDecision Inc @TruDecision]

Happy Mother's Day to all the incredible moms! 🌷 Today, we celebrate your love, strength, and sacrifices. Thank you for everything you do. You're the heart and soul of our families.