True Wealth Design

True Wealth Design helps you "Plan Smarter and Live Better."​ We integrate your planning, taxes, & investments into a sound retirement strategy.

[True Wealth Design @TrueWealthPro]

We've had clients who decided to move out of Ohio to be close to family in retirement and it's not an easy process. Leaning on your financial advisor can you avoid some of the pitfalls that can happen when making a big change like this.

[True Wealth Design @TrueWealthPro]

Many people spend decades developing strong saving habits. Then retirement arrives & spending that money feels uncomfortable.

In this video, Tyler explains how ongoing financial planning provides clarity around life's biggest financial decisions.

Watch: https://t.co/w0P6hxhi2z

[True Wealth Design @TrueWealthPro]

After you've worked so hard to save and build your wealth, it's our job to help you figure out the best way to use that wealth in a way that lines up with your priorities and goals. That might also shift throughout retirement as well, but that's what makes planning fun.

[True Wealth Design @TrueWealthPro]

Some of our clients are in a position to receive a pension in retirement, but that doesn't mean that it's guaranteed to be there. But that's a piece can add buffer to your plan when determining how much you need each month.

#pension #retirementincome #retirementplanning

[True Wealth Design @TrueWealthPro]

Some of our clients are in a position to receive a pension in retirement, but that doesn't mean that it's guaranteed to be there. But that's a piece can add buffer to your plan when determining how much you need each month.

#pension #retirementincome #retirementplanning

[True Wealth Design @TrueWealthPro]

Your retirement account says you’re behind. But is it telling the truth?

National averages might show how your 401(k) compares but they cannot see all of your specifics.

🎧 Watch the latest episode of Retire Smarter to better understand your number >> https://t.co/IcwIl5ZI80

[True Wealth Design @TrueWealthPro]

Retiring early? You're going to have a healthcare gap that needs to be covered and plenty of questions that need to be discussed with your advisor. The good news is there are a number of options that are worth considering but it's going to depend on different factors.

[True Wealth Design @TrueWealthPro]

If you're someone who is thinking about retiring early, there are a few important ages to be aware of. One of those is age 55 because it could allow you to take penalty-free distributions from certain retirement accounts.

[True Wealth Design @TrueWealthPro]

🎯 Think you have to wait until 59½ to retire?

Not necessarily.

In this episode, Tyler Emrick, CFA, CFP® explains how early retirees can access retirement savings, build bridge income, and avoid common planning mistakes.

🎧 Watch now: https://t.co/xZfk0L73Cn

[True Wealth Design @TrueWealthPro]

Money is important but the people who have the most successful retirement do so because they've found a purpose for each day. Start thinking about retirement in a way that's going to bring fulfillment to your life.

[True Wealth Design @TrueWealthPro]

One of the biggest challenges for pre-retirees and retirees is feeling like they have 'enough' for retirement. There are so many external factors that make us readjust how we think about our money, and that's something we are constantly evaluating with clients.

[True Wealth Design @TrueWealthPro]

💰 What if financial security isn't actually about your bank account?

In this episode, Tyler Emrick, CFA®, CFP®, explores this question every pre-retiree and retiree asks.

Watch: https://t.co/49Tved6W5R

#RetireSmarter #RetirementPlanning #FinancialConfidence

[True Wealth Design @TrueWealthPro]

If you're thinking about going to work at all, let's discuss what that might look like because depending on the capacity of your workload, it could provide additional healthcare options.

[True Wealth Design @TrueWealthPro]

More and more people continue to work in retirement in some capacity, and that will impact Social Security. Make sure you have a conversation about what this means for your income plan if this working is a possibility in the future.

#socialsecurity #incomeplanning

[True Wealth Design @TrueWealthPro]

💼 Thinking about going back to work after retirement? You're not alone.

Whether it's for extra income, staying active, or pursuing something you enjoy, working in retirement is becoming more common than ever.

But before you jump back in, watch this: https://t.co/9IwRmKSwQz

[True Wealth Design @TrueWealthPro]

The healthcare subsidies retirees could receive based on their income isn't an insignificant amount of money. So let's do some tax planning around that to make sure you're juggling all these things correctly.

[True Wealth Design @TrueWealthPro]

When we're looking at retirement income and building a plan, it's important to look at what taxes might look like at that time because there are plenty of reasons why your tax liability could increase down the road.

#taxplanning #retirementplanning

[True Wealth Design @TrueWealthPro]

💰 What if paying more taxes today could actually save you money?

In this episode, Tyler Emrick, CFA®, CFP®, explains the little-known "retirement tax window" between retiring and starting Social Security and Required Minimum Distributions.

Watch here: https://t.co/q0MTFyQqce

[True Wealth Design @TrueWealthPro]

Retirees always have questions about Social Security and the future of the program. With its solvency in question, there are a few changes that could be made to extend its ability to provide retirement income to Americans.

#socialsecurity #incomeplanning

[True Wealth Design @TrueWealthPro]

When will the Social Security Trust Fund delete? Projections right now call for it to happen in 2032 so we know there's a clear issue.

So what does this mean for retirees and those getting close to retirement? Here's what we know right now.

#socialsecurity #incomeplanning