Buying a home is a huge milestone, donโt let it break the bank! ๐ ๐ฐ
Here are 4 quick ways to save big on your next purchase:
โ Get Pre-Approved: Know your limit and stay within budget.
๐ Shop Your Rate: Small interest drops = massive long-term savings.
๐ ๏ธ Think Fixer-Upper: Build equity faster with a little TLC.
๐ค Negotiate: Don't be afraid to ask for a better price.
Ready to find the best rate and make your dream home a reality? Weโre here to guide you every step of the way.
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He is risen!!
Happy Easter fam!
Today we celebrate the greatest moment in human history. Jesus conquering death so that we could truly live.
No greater love, no greater gift, no greater reason to celebrate. Wishing you and your families a blessed Easter full of joy! ๐
@PatrickMahomes 1 Corinthians 15:6. In this verse, the Apostle Paul notes that Jesus was seen after his resurrection by over 500 believers at once, many of whom were still alive to testify to it at the time of his writing.
โFor God so loved the world, that He gave His only Son, so that everyone who believes in Him will not perish, but have eternal life.โ - John 3:16 โ๏ธ
6 minutes. 5 stars. 100% Virtual. ๐ก
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Stop overpaying on your mortgage! ๐๐ฐ
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Spring just got a lot more affordable. ๐
Trusted Lending Center is offering FREE appraisals on purchase loans locked through April 30!
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As a constituent and a professional in the mortgage industry, I am writing to express my strong opposition to the mis-named, "Protecting America's Property Rights Actโ (H.R. 3206). This bill, which mandates that all loans purchased by the Government-Sponsored Enterprises (GSEs) be insured by a title company in the state where the property is located, is anti-homebuyer, an example of industry cronyism, and poses a threat to market innovation.
The proposed legislation would effectively eliminate the cost savings and increased consumer protections that alternative title insurance products have recently introduced. These relatively new products challenge the status quo of overpriced, anti-competitive title insurance by offering less expensive, streamlined paperwork and yet equally comprehensive protection. Over the past few years, creative and industry practitioners have innovated upon the offerings, the most widely adopted being attorney opinion letters, as an alternative to a lenderโs policy.
Todayโs standard practice requires borrowers to pay for their own title protection, as well as pay the passed-along fees associated with a lenderโs title protection. However, ownerโs title insurance is the only one lawfully required on all initial home purchases, as it should be to protect the borrower. It is sound practice to maintain this rule. However, it would not also be sound policy to require the borrowers to pay for their lendersโ title insurance policy on the same property. This is a redundant cost.
This legislation is little more than a last-ditch effort by a non-competitive industry stalwart trying to stifle innovation and maintain their outdated and expensive product offering. We argue that this legislation should be cast aside in favor of allowing the new products an opportunity to flourish and continue to show cost savings in the homebuying process. These new title-related products withstand the self-interested, withering critiques of the insurance industry and do not expose borrowers or the industry to additional risk.
The bottom line is that the passage of H.R. 3206 would undermine cost-saving innovations that benefit borrowers. This bill will make mortgages and home ownership more expensive at a time when housing is already facing an affordability crisis. I urge you to consider the negative consequences of this bill on your constituents.
I respectfully request that you oppose H.R. 3206 and support the continued acceptance of title insurance alternatives. Thank you. https://t.co/jXSqKTaXFS
"But the angel said to them, 'Do not be afraid. I bring you good news that will cause great joy for all the people. Today in the town of David a Savior has been born to you; he is the Messiah, the Lord.'" Luke 2:10-11
Good News of Great Joy!
Merry Christmas everyone!
Since 1987, the historical annual average national appreciation rate for homes has been 4.8% - according to FHFA.
Donโt wait to buy real estate. Buy real estate and wait.
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