Tsick3000

[Brad Garlinghouse @bgarlinghouse]

The SEC’s first mission is to protect investors. Under Gary Gensler, the SEC clearly lost its way. He declared war on a technology.. It was an unlawful power grab…and the courts said as much.

By comparison, @SECPaulSAtkins is a breath of fresh air and sanity. He is a model of what leadership at the SEC should look like… he’s focusing on what matters - protecting investors and fostering innovations that help those investors and the markets.

[Jake Claver, QFOP @beyond_broke]

Everyone waiting on clarity is going to be disappointed… like I’ve said before XRP doesn’t need the clarity act to pass to see its day in the sun

[David 'JoelKatz' Schwartz @JoelKatz]

The XRPL is more than just XRP. There are stablecoins, there will be tokenized real world assets, loans of all kinds of things. A DEX doesn't work with just one asset.

But XRP has a privileged place on XRPL. It's the only asset that any account can receive. It's the only asset without a counterparty. Pathfinding checks for XRP liquidity first. Autobridging makes offers to and from XRP more likely to be taken. It's the only asset you can pay transaction fees with.

The question to ponder is how much value XRPL can generate and to what extent that can turn into XRP value. That's very hard to do though. For example, it's very hard to know how much of XRP's value today comes from XRPL's value.

[Propy @PropyInc]

Fannie Mae, the largest guarantor in the $12 trillion US residential mortgage market, just recognized crypto as legitimate collateral for home purchases.

Another step in the convergence of real estate and the onchain economy. At Propy we have been laying the infrastructure to enable it at scale:

• Crypto escrow
• Onchain deeds
• Tokenized RWAs
• DeFi loans

The new era of real estate will be composable and globally accessible, opening the $400T largest global asset class to a new era of liquid, always-on capital.

And we're just getting started.

[Tees CryptoSpot @TeesCryptoSpot]

https://t.co/oSrgxDqy1E

[Brad Garlinghouse @bgarlinghouse]

3 continents, 4 global office visits, 5 days. Crossed too many time zones to count...
Recently, @MonicaLongSF and I (along with others on the Ripple leadership team) traveled to Dublin, London, Singapore and Sydney to meet with the Ripple Team (many of whom joined from our acquisitions of GTreasury, Hidden Road, Rail, Palisade and Solvexia).

A few notes from the road -
1/ centers of gravity (business and/or employee) are never stagnant, and getting out of the US coastal mindset is imperative. It was incredibly energizing to hear from new and longtime Ripplers on what moves the needle where they are.

2/ Culture cannot be taken for granted. More than ever, we’re championing a maniacal focus and eliminating bureaucracy for employees to be owners. Don’t confuse activity with progress.

3/ Adoption doesn’t happen overnight. Platforms > point solutions. Meet customers where they are, not where they might be in a couple years.

4/ AI is becoming a fundamental part of our products – especially in cash forecasting and liquidity management in real-time for the office of the CFO. Employee productivity may be where AI starts, but the end goal is much bigger.

5/ 2026 is shaping up to be another defining year. We’re in the right markets with the right capabilities across payments, custody, liquidity and treasury management. There's a huge opportunity ahead, and we are making sure XRP is at the center of it.

[David 'JoelKatz' Schwartz @JoelKatz]

Ripple had a lot of opportunities where we could have advocated only for ourselves to the detriment of those who would follow us. We absolutely try as hard as we possibly can not to do that, I don't think we ever have done that, but I also think we would do that if we had to. We are at least a little selfish. But it's totally fair for people who think we have done that or are trying to do that to hold us accountable.

I think we also do have some selfish desire to see competitors succeed. I know that sounds strange, but because it's so early, this makes sense. Today it seems possible but in the early days, the idea that Google could succeed without at least a dozen other internet companies being successful seemed absurd. Competitors build the market, build legitimacy, and make the entire space appealing to enterprises and consumers.

Personally, I do think a sub-optimal bill is better than no bill at all. But it also makes sense to fight for the best bill we think we can get.

[David 'JoelKatz' Schwartz @JoelKatz]

Seems important.

[Ripple @Ripple]

https://t.co/UL2KuSVdZN

[Tees CryptoSpot @TeesCryptoSpot]

https://t.co/aBRW4tYWOh

[Stuart Alderoty @s_alderoty]

We’re on a roll with licensing momentum! 📷 @Ripple has secured preliminary approval for an EMI license from Luxembourg’s CSSF. This is a major milestone that will allow us to scale Ripple Payments across all 27 EU and EEA member states.
Huge congrats to the team for years of hard work. Ripple is now one of the most licensed crypto companies globally with 75+ approvals and counting.

[Tees CryptoSpot @TeesCryptoSpot]

https://t.co/Qpmfm7CObt

[Tees CryptoSpot @TeesCryptoSpot]

T+0 huh!?!?! 😀

[Tees CryptoSpot @TeesCryptoSpot]

https://t.co/5ey7SAy7Mv

[PaulBarron @paulbarron]

Pay close attention

[CryptoSensei @Crypt0Senseii]

🚨 BREAKING:
@Ripple just dropped a brand-new ad, and the message is loud and clear:💥 #XRP is the future of finance! 💥

[Tees CryptoSpot @TeesCryptoSpot]

Interesting take from AI. You folks out there that keep thinking one solution (especially those in POCs and not full partnerships) are going to make some terrible mistakes in the not so distant future. There's a stark reason why XRP isn't being mentioned. Space incoming later.

[David 'JoelKatz' Schwartz @JoelKatz]

As happens in one’s life, I’ve been taking stock of my last 40 years. It’s been a wild ride. I’ve gone from consulting for the NSA to watching the early stages of Bitcoin. Then, I met Arthur, Jed, and Chris and worked on coding the XRP Ledger. Now, I’ve spent more than 13 years at Ripple.

I can’t begin to explain the depth of my gratitude to this company, the people who work here, and the community that surrounds XRPL. It’s been one of the greatest honors and experiences of my life, second only to my amazing family.

The time has come for me to step back from my day-to-day duties as Ripple CTO at the end of this year. I’m really looking forward to spending more time with the kids and grandkids and going back to the hobbies I set aside. But be warned, I’m not going away from the XRP community. You haven’t seen the last of me (now, or ever).

The last few months I’ve been tinkering on the side – spinning up my own XRPL node and publishing its output data, researching other use cases for XRP (besides what Ripple is focused on), and more. I truly enjoy this part — getting my hands dirty, talking to builders, coding for the pure love of it — and I’m really excited to get back to that. More to come on this very soon, I’m sure.

But back to gratitude — to Brad and Monica — leaders who have been here nearly as long as I have, and are the very soul of Ripple itself. To Chris, who took a huge leap of faith and never wavered. To Arthur, who had the big ideas every time we needed them. To the RippleX team, ledger developers, community members, builders, and everyone else — it’s been an honor being in the trenches with you all. Thank you for everything you have done for the XRPL. I have total confidence in the next generation of leaders and builders – including Dennis Jarosch (Ripple’s SVP of Engineering) – and far too many others to name in the XRP community who will carry the torch.

I’ll still be in and out of the Ripple office as CTO Emeritus, and as my last task at Ripple, Chris asked me to join Ripple's Board of Directors to continue supporting the company’s mission and long-term vision...and I accept!

I look forward to seeing the rest of you at XRP community events around the world.

– JoelKatz

[Brad Garlinghouse @bgarlinghouse]

Very excited to share that @BlackRock’s $BUIDL and @VanEck_US’s $VBILL tokenized fund holders can redeem shares for RLUSD/ETH 24/7 365 through @Securitize, and soon to come RLUSD/XRPL.

Enterprise-grade instant onchain liquidity at your fingertips. That’s real utility. https://t.co/A0zEHIIpel

[Monica Long @MonicaLongSF]

Last week we announced DBS and Franklin Templeton using $RLUSD as a liquid, stable and compliant exchange mechanism for tokenized assets in lending and trading use cases. This week, @Securitize added RLUSD as a new offramp for BlackRock and VanEck’s tokenized funds. 📈