Vishal K.D📌

Mobile Tech Insider | Leaks & Launches

[Vishal K.D📌 @VKHBO]

@imYadav31 Itna Bhi Muskil Nahi Hai Username Or Password 🔑 Yaad Rakhna..

Ha Bas Thoda East ho Jata hai Lekin Trust Me Yaad Rakhne Main Hi Samjhdari hai....Bar Bar Verify Forget Etc Ka Jhanjhat Khatam

[Tatya Bichoo @enough_yt]

Premium Bank with 0 Balance Account, Will use it for UPI Payments only.

Lemme know if you have any Queries!

[Ravisutanjani @Ravisutanjani]

🚨 3 Underrated Banks For Salary Account

• Axis Bank
• HSBC Bank
• State Bank of India

Offering Premium Credit Cards and Many Perks

Don't Settle with Average Banks & No Benefits

[Vishal K.D📌 @VKHBO]

@gudakesh_07 Kuch bhi Gallery Se Utha ke Post 📯 kar deta hu 🥺🙏🏻

[Vishal K.D📌 @VKHBO]

@jatinprajapat29 @grok bhai Puri Story Bata Mere ko kya chal Raha hai lafda..

[Vishal K.D📌 @VKHBO]

@beebomco Na Bro No 😭🙂‍↔️🙂‍↔️🙂‍↔️🙂‍↔️

I Am Going to buy

My max price for This should be 70k 🪨

[DealBee Deals @DealBeeOfficial]

🔥 PhonePe Cashback Loot

Get ₹30 Cashback Multiple Times! 👀

🔗 https://t.co/vtZNxylo1s

💳 Add eligible Debit/Credit Card → Get ₹30 Cashback per card
🎁 Cashback comes in Rewards via Scratch Card
👥 Refer a friend → Get ₹15
👉 Check the Referral section for the ₹15 option

Eligible Cards:
• Visa Credit Cards: SBI, HDFC, ICICI, Axis, Kotak, RBL, IndusInd, AU SFB, HSBC
• Debit Cards: Kotak, HDFC, Axis, ICICI

Must Try Once!

[DesiDime @desi_dime]

⚠️ Kotak sent a bill 7 months after card closure.

Pay it now — protects your CIBIL while you dispute.

👉https://t.co/dJGLdXG0Oy

Email bank first, then RBI Ombudsman if they stall.

🏦 Banks count on you dropping it.

[DealBee Deals @DealBeeOfficial]

Amazon Sample Mania Loot : Get Products Just at ₹1/99/199. (Only for Prime Users)

Account specifics | check which samples available in your account

Master Link : https://t.co/brV1EEdtHs

[Vishal K.D📌 @VKHBO]

@DealBeeOfficial Done 👍🏻✅

[Vishal K.D📌 @VKHBO]

@bigulchugh Main bhi close karne wala hu Bahut Jald

[Bigul Chugh @bigulchugh]

Out of curiosity, I opened the HDFC card application page.

Earlier, while I was holding the Tata Neu card, HDFC wouldn't even let me start a fresh card application.

Today, within 24 hours of the closure, I can not only start a fresh application but also see multiple card options.

(Not applying for any of them.)

I always heard you need to wait 3 months after closing an HDFC card.

At least from what I'm seeing, the eligibility page seems to refresh almost instantly after the card is closed.

Interesting. 🤔

[Vishal K.D📌 @VKHBO]

@DealsDhamaka Ye to kidamilk nikla

[Vishal K.D📌 @VKHBO]

@nik4il @CCardClarity For 1000 Percent 🙂

[Vishal K.D📌 @VKHBO]

@RushilM_ I know since Day 1 🤙🏻🙂

[abhinav @AbhinavXJ]

cursor pro plus for free

[Card Buzz @cardzbuzz]

Got IndusInd CRED RuPay Credit Card (LTF)! 🎉

Applied through CRED, completed VKYC, and the card was approved within 30 minutes with a ₹4.5L credit limit. The entire process was smooth.

Initial Review 👇

✅ Flat 5% Rewards on almost all online merchants
Just earn 5 CRED Points per ₹100 (up to 5,000 accelerated points per statement cycle).
💳 Best use case: Buy Gift Cards/Vouchers through CRED
This is where the card shines.

You get:
• CRED Instant Discount on the voucher
• PLUS 5% rewards from the card
Total savings usually become 5-10%, and sometimes even 15-20% depending on the voucher.

Many cards exclude Gift Cards from rewards, but this one doesn't, making it a great option.

🍅 Extra Swiggy/Instmart Benefit
These platforms often provide a monthly coupon giving around 10-20% instant discount once a month. Combined with card rewards, the value becomes even better.

🎁 Reward Redemption (up to 70%)
1 CRED Point =✅ ₹1 for:
• Flights
• Hotels
• CRED Store
• Select CRED Pay merchants

₹0.50 only if redeemed for bill payment/statement credit.

Reward Structure
⭐ 5 Points / ₹100
• E-commerce
• CRED Pay
• CRED Store
• CRED Travel
• CRED UPI (in-app)
⭐ 1 Point / ₹100
• Other domestic spends
• International spends
• Utilities & Insurance (only via CRED)
• UPI Scan & Pay (separate monthly cap of 500)

Exclusions-
No rewards on:
• Rent
• Fuel
• Wallet loads
• Government payments
• Education
• Jewellery
• Tolls

Overall, for someone already using CRED and purchasing vouchers regularly, this looks like one of the great option.

Now waiting to see how consistently the rewards post over the next statement. 🤞

[Ravi Maheshwari @CreditCardsInd]

1/ Your SBI Debit Card is quietly one of the best cards 🚀

Here’s a clean list of every useful SBI Debit Card offer live right now (before they expire)👇

Save this thread

[Vineeth K @DealsDhamaka]

Update : Finally got the fare difference

It wasn’t as simple as I expected it to be.

It took me almost 55–60 minutes and multiple calls with Amazon Customer Care to finally get clarity.

When I first called, the executive checked the details and told me that everything matched - same product, same seller, same colour and that I was eligible for the entire ₹2,650 difference.

The only catch?

He said his shift was ending at 7 PM and that he had already exhausted the Amazon Pay balance he could issue that day. He asked me to call back, saying the next executive would be able to process it.

Sounded like a slightly weird excuse, but honestly, we don’t know their internal policies, so I called back.

And that’s when the story changed.

The next executive told me:

Amazon doesn’t do order-to-order price matching. They only do product-to-product price matching. So, what does that mean?

The product was earlier ₹16,300 and was now ₹16,800. Under their interpretation, I would get only the ₹500 product price difference.

But the ₹2,650 Amazon coupon/discount that I had received during the original sale would not be considered.

I challenged this and asked to speak to a senior. After another few minutes, Debasish, who I believe was the senior executive, went through the entire trail, including the previous interaction, recordings and the email that had been sent to me.

Eventually, he approved the full ₹2,650 refund. But he also clearly explained that as per Amazon’s policy, the standard process is product-to-product price matching.

This particular exception was being given because there had been a miscommunication from their end.

And honestly, that’s the biggest takeaway for me. If you’re ever dealing with price adjustments, refunds, price matching or any similar offer, get absolute clarity on what exactly is being matched.

Is it:

Product-to-product?
or
Order-to-order?

Because the difference can be significant.

In my case, that one distinction was worth ₹2,650.