Finally received my HSBC Premier Credit Card. 🎉
Opened the Premier account under the EBS program a few months ago, the account opening itself was completed within a day.
My first Premier Credit Card application was rejected because I had recently received another HSBC card. Thought that was the end of it, but my RM stepped in, got the case reviewed, and submitted a fresh application.
Result: Approved and delivered within 4 days.
One thing I learned through this process is that a good RM can help with far more than most people realize.
Also, there seems to be a lot of misinformation around HSBC's EBS (Employee Banking Solutions) program. But that's generally not the case. Will share more details in an upcoming post.
If you're stuck with a Premier account/card application, feel free to DM. Will share RM details.
It’s Indian Bank 👀
RSDC RuPay Wellness benefits per card:
• ₹1500 Spa/Lakme Salon voucher every quarter
• 1 month Cult Elite access every quarter
• Prime Video or Sony LIV subscription every year
• Health check-up every quarter
• Uber ₹100 voucher every quarter
RSDC issuance charges: ₹499 + GST per card
https://t.co/RMspy0PIez
Lounge access:
1 per quarter with previous quarter ₹5k spend requirement.
Debit card reward structure:
• First ₹10k spend → 1 pt / ₹200
• ₹10k–30k → 1.5 pt / ₹200
• Above ₹30k → 2 pt / ₹200
1 point = ₹0.25
Max 10k points/month = ₹2500 value.
Reward rate is low (~0.25% max), but still useful where credit cards aren’t accepted.
Interesting part:
Wallet loads are excluded, but most other categories are eligible (with some limits).
More details:
https://t.co/5E1H5boj33
Process:
• Visit branch & open a General Savings Account
• Currently, no MAB charges
• Online account opening is also possible, but may have transaction limits + first debit card activation may require a branch visit
• Once the account is active, add-on cards can be applied/activated directly from the app itself
DYOR. This can change anytime, similar to how BOB later capped debit cards to 2 per account.
Wouldn’t suggest hoarding multiple add-ons. It is better to have a Canara account instead.
DM if you have any doubts.
Thinking your Mastercard 💳 is just another card in your wallet?
Think again, it could unlock FREE perks & experiences worth thousands on your Singapore trip.
✈️ Mastercard + Singapore Travel = Next-Level Value
Here’s how you can squeeze extra perks at Marina Bay Sands just by showing your Mastercard World / World Elite (credit or debit), without making any extra bookings.
✅ How It Works (Quick & Easy)
• Be a tourist (not a Singapore resident)
• Sign up for Sands LifeStyle (free via app or at counters)
• Present your Mastercard World/World Elite + passport at the counter
• Get upgraded to Elite Tier (3 months) instantly). - Sign up as a Sands LifeStyle member (free via app or at counters).
🎁 Perks You Get
⭐ Complimentary Sands LifeStyle - Elite Tier (3 months)
➡️ Unlock instant rewards & privileges across the resort
🏙️ Free Attraction Access
✔️ ArtScience Museum - 2 tickets/month
✔️ SkyPark Observation Deck - 2 tickets/day (up to 6/month)
✔️ Sampan Boat Ride - 2 tickets/day (up to 6/month)
✔️ Digital Light Canvas - 2 tickets/day (up to 6/month)
All included with the upgraded membership.
Value? Easily ₹10,000+ if booked separately.
📌 Tip to Maximize It
Sign up as soon as you arrive.
Popular slots (especially SkyPark) fill up fast.
More details:
https://t.co/U4lmeRnS94
Promotion valid till 30 June 2027 (keeps getting extended).
@FinPaal@ccg33k@cards_wizard@CardNiti