Card Buzz

Software developer. Credit Card Enthusiast.

[Card Buzz @cardzbuzz]

@skh27 😂

[Card Buzz @cardzbuzz]

@Abdas78 Salary credit is not important if you open with unified form. Also it depends on RM how much effort he is wiling to put.

[Card Buzz @cardzbuzz]

Finally received my HSBC Premier Credit Card. 🎉

Opened the Premier account under the EBS program a few months ago, the account opening itself was completed within a day.

My first Premier Credit Card application was rejected because I had recently received another HSBC card. Thought that was the end of it, but my RM stepped in, got the case reviewed, and submitted a fresh application.

Result: Approved and delivered within 4 days.

One thing I learned through this process is that a good RM can help with far more than most people realize.

Also, there seems to be a lot of misinformation around HSBC's EBS (Employee Banking Solutions) program. But that's generally not the case. Will share more details in an upcoming post.

If you're stuck with a Premier account/card application, feel free to DM. Will share RM details.

[Card Buzz @cardzbuzz]

@s_ac_hi_n Contact your RM.

[Card Buzz @cardzbuzz]

@s_ac_hi_n RM can get business approval if you have premier account

[Card Buzz @cardzbuzz]

@Seefoodeatit @aamiirhsn Yes.

[Card Buzz @cardzbuzz]

@aamiirhsn Yes

[Card Buzz @cardzbuzz]

@DARSHAN_2612 TRV account have some additional benefits, not sure about anything specific to DC.

[Card Buzz @cardzbuzz]

@vishal6695 Thanks 🤩

[Card Buzz @cardzbuzz]

@DARSHAN_2612 5% is applicable only to Salary account under EBS.

[Card Buzz @cardzbuzz]

@aamiirhsn For premier criteria is still same.
3L Sal or 50L TRV or 1.15 Loan.
For EBS account there is no such criteria

[Card Buzz @cardzbuzz]

@iSatishAgarwal @PranayCC @spendwiselyx 🙌

[Card Buzz @cardzbuzz]

@imDillipSahoo Thank you

[Card Buzz @cardzbuzz]

@PranayCC Thanks, yes. Dyson/Apple/Accor 😅

[Card Buzz @cardzbuzz]

@iPakshal You can activate now as well. Expiry date you can guess easily or DM me.

[Card Buzz @cardzbuzz]

It’s Indian Bank 👀

RSDC RuPay Wellness benefits per card:

• ₹1500 Spa/Lakme Salon voucher every quarter
• 1 month Cult Elite access every quarter
• Prime Video or Sony LIV subscription every year
• Health check-up every quarter
• Uber ₹100 voucher every quarter

RSDC issuance charges: ₹499 + GST per card
https://t.co/RMspy0PIez

Lounge access:
1 per quarter with previous quarter ₹5k spend requirement.

Debit card reward structure:
• First ₹10k spend → 1 pt / ₹200
• ₹10k–30k → 1.5 pt / ₹200
• Above ₹30k → 2 pt / ₹200
1 point = ₹0.25

Max 10k points/month = ₹2500 value.
Reward rate is low (~0.25% max), but still useful where credit cards aren’t accepted.

Interesting part:
Wallet loads are excluded, but most other categories are eligible (with some limits).
More details:
https://t.co/5E1H5boj33

Process:
• Visit branch & open a General Savings Account
• Currently, no MAB charges
• Online account opening is also possible, but may have transaction limits + first debit card activation may require a branch visit
• Once the account is active, add-on cards can be applied/activated directly from the app itself

DYOR. This can change anytime, similar to how BOB later capped debit cards to 2 per account.
Wouldn’t suggest hoarding multiple add-ons. It is better to have a Canara account instead.

DM if you have any doubts.

[Card Buzz @cardzbuzz]

Guess the bank currently allowing unlimited RSDC at just ₹500+ GST per card 👀

[Card Buzz @cardzbuzz]

@skh27 Facebook Marketplace

[Card Buzz @cardzbuzz]

@MilesMogul Checkout:
https://t.co/vSIQZolBGh

More details: https://t.co/DPdUwgr11f

[Card Buzz @cardzbuzz]

Thinking your Mastercard 💳 is just another card in your wallet?
Think again, it could unlock FREE perks & experiences worth thousands on your Singapore trip.

✈️ Mastercard + Singapore Travel = Next-Level Value

Here’s how you can squeeze extra perks at Marina Bay Sands just by showing your Mastercard World / World Elite (credit or debit), without making any extra bookings.

✅ How It Works (Quick & Easy)

• Be a tourist (not a Singapore resident)
• Sign up for Sands LifeStyle (free via app or at counters)
• Present your Mastercard World/World Elite + passport at the counter
• Get upgraded to Elite Tier (3 months) instantly). - Sign up as a Sands LifeStyle member (free via app or at counters).

🎁 Perks You Get

⭐ Complimentary Sands LifeStyle - Elite Tier (3 months)
➡️ Unlock instant rewards & privileges across the resort
🏙️ Free Attraction Access

✔️ ArtScience Museum - 2 tickets/month
✔️ SkyPark Observation Deck - 2 tickets/day (up to 6/month)
✔️ Sampan Boat Ride - 2 tickets/day (up to 6/month)
✔️ Digital Light Canvas - 2 tickets/day (up to 6/month)

All included with the upgraded membership.
Value? Easily ₹10,000+ if booked separately.

📌 Tip to Maximize It
Sign up as soon as you arrive.
Popular slots (especially SkyPark) fill up fast.
More details:
https://t.co/U4lmeRnS94

Promotion valid till 30 June 2027 (keeps getting extended).
@FinPaal @ccg33k @cards_wizard @CardNiti

[Amazing Credit Cards @AmazingCreditC]

🚨 HSBC × Unicorn accelerated rewards offer is now live 🔥

Eligible HSBC Credit Cards can now earn accelerated reward points via the exclusive HSBC × Unicorn portal 🧵👇

Eligible HSBC credit cards💳

• HSBC Privé Credit Card → 6X rewards (30 points per ₹150)

• HSBC Premier Credit Card → 6X rewards (18 points per ₹100)

• HSBC Visa Platinum Credit Card → 5X rewards (10 points per ₹150)

• HSBC RuPay Platinum Credit Card → 5X rewards (10 points per ₹150)

📌 Key Things to Know:

• Offer valid till 31 July 2026

• Accelerated rewards credited within 45 days

• Reward cap: 20,000 accelerated points per month

• Only full swipe transactions eligible

• EMI/IEMI transactions not eligible